The 10 Cheapest Garland, TX Neighborhoods To Live In For 2026

The cheapest Garland neighborhoods are Dalcastle And Linda Heights and Towngate for 2026 based on Saturday Night Science.

Everything else equal, we can all agree that living in a cheaper place is better than living in a more expensive place.

I’d much rather pay $500/mo in rent than $1,000. And I’d rather pay $2 for coffee than $5.

And while every neighborhood in Garland might be more expensive than living in rural Texas, there are certain neighborhoods that are definitely cheaper.

What exactly are those Garland neighborhoods where your dollar goes a little further — you can get that one bedroom instead of the studio?

Instead of relying on public opinion and speculation, we wanted to get the facts straight and determine which neighborhoods in Garland are the cheapest using Saturday Night Science.

2

No. 2 cheapest neighborhood in Garland

Towngate, TX

112 people
104 cost of living index
Located in Rockwall County, Texas
3

No. 3 cheapest neighborhood in Garland

Oaks, TX

2,437 people
100 cost of living index
Located in Rockwall County, Texas
4

No. 4 cheapest neighborhood in Garland

Freemonteers, TX

520 people
100 cost of living index
Located in Rockwall County, Texas
6

No. 6 cheapest neighborhood in Garland

Meadowcreek Village, TX

795 people
101 cost of living index
Located in Rockwall County, Texas
7

No. 7 cheapest neighborhood in Garland

Bellaire Heights, TX

360 people
104 cost of living index
Located in Rockwall County, Texas
8

No. 8 cheapest neighborhood in Garland

Crystal Lake, TX

313 people
105 cost of living index
Located in Rockwall County, Texas
9

No. 9 cheapest neighborhood in Garland

Las Mariposas, TX

562 people
106 cost of living index
Located in Rockwall County, Texas
10

No. 10 cheapest neighborhood in Garland

Orchard Hills, TX

855 people
104 cost of living index
Located in Rockwall County, Texas

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Texas’s statewide median.

City Cost of living index vs TX
2 Towngate 104
3 Oaks 100
4 Freemonteers 100
7 Bellaire Heights 104
8 Crystal Lake 105
9 Las Mariposas 106
10 Orchard Hills 104
City Home value to income vs TX
1 Dalcastle And Linda Heights 2.0732049364248315
2 Towngate 1.5666998048529033
3 Oaks 2.1560911624856534
4 Freemonteers 1.9664385227391168
5 Apollo Arapaho And Camelot 2.2006472491909386
6 Meadowcreek Village 2.0337720743042924
7 Bellaire Heights 2.1452322213879653
8 Crystal Lake 1.8052529228462313
9 Las Mariposas 2.0337720743042924
10 Orchard Hills 2.2654466001872815
City Rent to income vs TX
1 Dalcastle And Linda Heights 0.007604088755921216
2 Towngate 0.011018446923671711
3 Oaks 0.013595124883860742
4 Freemonteers 0.0176145641524511
5 Apollo Arapaho And Camelot 0.014659319513688446
6 Meadowcreek Village 0.01864768479397316
7 Bellaire Heights 0.016380380319026677
8 Crystal Lake 0.01825168107588857
9 Las Mariposas 0.01864768479397316
10 Orchard Hills 0.01841599448013011

Saturday Night Science

Methodology: How we determined the cheapest Garland hoods in 2026

To rank the cheapest places to live in Garland, we had to determine what criteria define “cheap” and then apply Saturday Night Science.

Using Census and extrapolated BLS data, we arrived at the following set of criteria:

  • Overall Cost Of Living
  • Rent To Income Ratio
  • Median Home Value To Income Ratio

We then ranked each neighborhood with scores from 1 to 56 in each category, where 1 was the cheapest.

Next, we averaged the rankings for each neighborhood to create a cheap neighborhood index.

And finally, we crowned the neighborhood with the lowest cheapest neighborhood index, the “Cheapest City Neighborhood In Garland.” We’re lookin’ at you, Dalcastle And Linda Heights.

We updated this article for 2026. Skip to the end to see the list of all the neighborhoods in the city, from cheapest to most expensive.

The full plate

Detailed list of the cheapest neighborhoods to live in Garland for 2026

Click any column to sort. Search by neighborhood name.

RankNeighborhoodCost Of Living Index
1Dalcastle And Linda Heights97
2Towngate104
3Oaks100
4Freemonteers100
5Apollo Arapaho And Camelot100
6Meadowcreek Village101
7Bellaire Heights104
8Crystal Lake105
9Las Mariposas106
10Orchard Hills104
11Duck Creek Estates105
12Almeta-Bonita-Bella Vista95
13Country Brook115
14Springfield Estates117
15Park Groves107
16Valley Creek North120
17Chandler Heights101
18The Shores Of Wellington123
19Buckingham North118
19Hidden Forest105
19First Centerville105
22Forest Crest101
23Broadway Village99
24Fall Creek Estates115
25Holford109
26Monica Park Heights103
27Fernwood99
27Village Green107
29Holiday Park110
29Sutton Place110
31Creek Valley108
32Shores Of Eastern Hills129
33Trails104
34Meadowood122
34The Enclave122
36Duck Creek103
36Rainbow Estates108
38Monica Park100
39Springpark121
39New West102
41Glynnhill Highland Estates110
42Wood Glen113
43Charleston Commons117
44Coomer Creek118
45Brentwood Village109
45Brentwood Place109
47Mill Creek Crossing112
48Camelot114
48Oakridge119
50Park North109
51Place One109
51Creekside Village116
53Arbor Creek111
54Picket Place118
54Camelot Community118
56Waterford Estates112

Source: U.S. Census ACS 2020-2024. All 56 Garland neighborhoods.

Summary

Summary: Lowest cost places to live in Garland

If you’re measuring the neighborhoods in Garland where prices are low, and it’s cheap to live, this is an accurate list.

The most affordable neighborhoods in Garland are Dalcastle And Linda Heights, Towngate, Oaks, Freemonteers, Apollo Arapaho And Camelot, Meadowcreek Village, Bellaire Heights, Crystal Lake, Las Mariposas, and Orchard Hills.

As mentioned earlier, the neighborhoods in Garland aren’t all cheap. Waterford Estates takes the title of the most expensive neighborhood to live in Garland.

We ranked the neighborhoods from cheapest to most expensive in the chart below. Not sold on Texas? Take the two-minute Find Your Place quiz and see which state actually fits you.

Questions and answers

Cheapest Neighborhoods In Garland FAQs

What is the cheapest neighborhood in Garland?

Dalcastle And Linda Heights is the cheapest neighborhood in Garland for 2026. It posts the best combination of overall cost of living, rent against income, and home prices against income. Towngate and Oaks are next.

What are the cheapest neighborhoods in Garland?

The cheapest neighborhoods in Garland are Dalcastle And Linda Heights, Towngate, Oaks, Freemonteers, Apollo Arapaho And Camelot, Meadowcreek Village, Bellaire Heights, Crystal Lake, Las Mariposas, and Orchard Hills. We ranked all 56 neighborhoods in the city.

How do you decide which neighborhoods are cheapest?

Three measures: an overall cost of living index, rent-to-income, and home-value-to-income, all from Census tract data. Scoring costs against local incomes keeps one luxury tower from skewing the math.

Is a cheap neighborhood a bad neighborhood?

Not necessarily — this ranking measures what things cost relative to income, nothing else. Check our safest neighborhoods in Garland ranking before you sign a lease, because cheap and safe are separate questions.

What is the most expensive neighborhood in Garland?

Waterford Estates lands at the expensive end of the 56 neighborhoods we scored. If your budget disagrees with it, the rest of the list runs cheaper.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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