The 10 Richest Cities In The United States For 2026


The richest cities in the United States are Fremont and San Jose for 2026 based on Saturday Night Science.

Richest Cities To Live In The United States Map
Does living in one of the richest cities in the United States make you a happier person?

Maybe not – the cost of living rises quickly with income.

Happiness isn’t the metric we’re measuring today, however. We’re looking to see which cities have the highest median income.

Where do you go to see the richest cities in the nation?

The suburbs of major cities where people live in big homes, away from the grimy, packed downtown areas, that’s where.


Table Of Contents: Top Ten | Methodology | Summary | Table


Is everyone in these places loaded? No. But are most of their bank accounts pretty fat? Yeah, they are.

So, what’s the richest big city in America, according to the data? Per the most recent ACS data, the richest city in America is Fremont, CA.

To see exactly how we calculated these rankings, read on.

Related Research:

The 10 Richest Cities In The United States For 2026

Fremont, CA

Source: Wikipedia User David Ball | GFDL
Overall SnackAbility

9
/10

Population: 228,295
Median Income: $181,506 (best)
Average Home Price: $1,543,131 (2nd best)
More on Fremont: Data | Crime | Cost Of Living | Real Estate

Our next stop, Fremont, California, probably won’t come as a surprise to anyone who lives in the state. When you think of wealthy areas in California, some people may think Beverly Hills or Sunnyvale. But in fact, it’s the jam-packed east bay city of Fremont that’s the wealthiest in all of the Golden State. Households here make earn the highest incomes. The residents here aren’t necessarily famous, but they’re definitely rich.

While you may see people in this city driving around in fancy cars, odds are people you meet there are really comfortable. In fact, people here are more likely to downplay their money than show it off. One reason people are ‘rich’ in Fremont is the fact that salaries are so inflated because the cost of living is so high. So, you’re not as ‘rich’ in Fremont as you would be in, say, Cary, NC.

And while it might be easy to scoff at the success of folks here, you have to remember, just about everyone here worked their butts off to get to where they are.

San Jose, CA

Source: Wikipedia User Sanjosecalifornia, EugeneZelenko, Luiz Eduardo, David Sawyer, Michael | CC BY-SA 3.0
Overall SnackAbility

8.5
/10

Population: 990,138
Median Income: $146,427 (2nd best)
Average Home Price: $1,463,614 (3rd best)
More on San Jose: Data | Crime | Cost Of Living | Real Estate

Review Of San Jose by HomeSnacks User

I love the library of san jose, there are a lot of book in different language juste like the people in this city.

santana row is my favorite place, a lot of store, restaurants, large place, easy to park beautiful place to hang out with friends or family.

Review San Jose

Irvine, CA

Source: Public domain
Overall SnackAbility

9
/10

Population: 311,690
Median Income: $136,719 (4th best)
Average Home Price: $1,557,981 (best)
More on Irvine: Data | Crime | Cost Of Living | Real Estate

Review Of Irvine by HomeSnacks User

Awesome place. Super safe. Plenty of things to do: nature, city, eats, movies, films, and events.

Expensive. Everything you wanna do here is expensive. You need some income.

Review Irvine

San Francisco, CA

Source: Wikipedia User Bernard Gagnon | GFDL
Overall SnackAbility

8.5
/10

Population: 830,235
Median Income: $140,970 (3rd best)
Average Home Price: $1,356,661 (4th best)
More on San Francisco: Data | Crime | Cost Of Living | Real Estate

Review Of San Francisco by HomeSnacks User

Lots of things to do in San Francisco. The Golden Gate Bridge is a world-famous landmark, and the Golden Gate Park has tons of museums and activities. The city is condensed, but very walkable and has good public transportation. I was mainly in downtown visiting buildings and museums. I also went to Pier 38, Fisherman’s Wharf, and other areas.

There is lots of good food. Golden Gate Bridge is a must see. The city has surprisingly good public transportation for California.

Review San Francisco

Seattle, WA

Source: Public domain
Overall SnackAbility

8.5
/10

Population: 754,195
Median Income: $123,860 (5th best)
Average Home Price: $868,680 (8th best)
More on Seattle: Data | Crime | Cost Of Living | Real Estate

Review Of Seattle by HomeSnacks User

here no crime and child do play well,

living things to be happy in all the day when spend here

Review Seattle

San Diego, CA

Source: Wikipedia User Tomcio77, User:Nehrams2020, Michael Seljos, Jackson, William Henry, User:SusanLesch | CC BY-SA 3.0
Overall SnackAbility

8
/10

Population: 1,389,526
Median Income: $108,077 (12th best)
Average Home Price: $1,001,264 (5th best)
More on San Diego: Data | Crime | Cost Of Living | Real Estate

Review Of San Diego by HomeSnacks User

San Diego is one of my favorite places on earth. It has an incredible tourist life, is fun, entertaining, and relaxing all in the same thing.

The thing that stood out the most was the food. We stayed on Mission Bay and the streets were lined with all different types of food with an incredible view.

Review San Diego

Scottsdale, AZ

Source: Wikipedia User Joseph Plotz | CC BY-SA 3.0
Overall SnackAbility

9
/10

Population: 243,821
Median Income: $110,886 (9th best)
Average Home Price: $858,022 (10th best)
More on Scottsdale: Data | Crime | Cost Of Living | Real Estate

Santa Clarita, CA

Source: Wikipedia User Jeffrey Beall | CC BY-SA 3.0
Overall SnackAbility

9
/10

Population: 230,221
Median Income: $123,062 (6th best)
Average Home Price: $802,016 (14th best)
More on Santa Clarita: Data | Crime | Cost Of Living | Real Estate

Chula Vista, CA

Source: Wikipedia User 08OceanBeach SD, Port of San Diego, Allan Ferguson | CC BY-SA 3.0
Overall SnackAbility

8
/10

Population: 276,375
Median Income: $108,032 (13th best)
Average Home Price: $846,371 (12th best)
More on Chula Vista: Data | Crime | Cost Of Living | Real Estate

Anaheim, CA

Source: Wikipedia User (Buchanan-Hermit) | Attribution
Overall SnackAbility

8
/10

Population: 344,521
Median Income: $95,227 (19th best)
Average Home Price: $950,503 (7th best)
More on Anaheim: Data | Crime | Cost Of Living | Real Estate

Review Of Anaheim by HomeSnacks User

I believe there is a lot of crime in LA because it is a big city. I usually stay to myself when i go visit LA. As far as schools go, i have several family and friends that attend schools there and it seems like its fairly safe. I myself attended school in Anaheim when i was 10 yrs old, which was 39 years ago and I’ve had nothing but pleasant experiences there. Traffic is horrible so if you want to go anywhere, you have to allot yourself a lot of time to get to your destination. People seem friendly enough and there are a lot of places to eat and visit

I love love Disneyland and California Adventure and could never get sick of going there. It is the happiest place on Earth and everyone i’ve come across at the parks have been nothing but kind and pleasant to be around…after all, they’re all there to have a great time and escape real life, if even for a day or more.

I love being close to the beaches and the nice sunny weather. I dislike the traffic and the smog that pollutes the air. I feel that it is getting overcrowded but i still like to visit as often as i can

Review Anaheim

Methodology: How We Determined The Wealthiest Cities in The US For 2026

When HomeSnacks looks at a place to live, we study the most important data you can find anywhere with Saturday Night Science. The data you would use at a bar to argue with friends over what city is richer.

For this analysis we used the U.S. Census’s 2020-2024 American Community Survey and Zillow. We considered the following categories:

  • Median Incomes
  • Median Home Prices

The census just updated their data at the end of they ear, so we can take a fresh look at it.

And, to be clear, we measured the 100 largest cities in America. So, while your little small town might be rolling in the dough, we’re only looking at the most populated areas.

To score the cities, we ranked each one from 1 to 100 where 1 is the “richest” for that category. We then averaged the two rankings into a rich score with the lowest overall score being crowned richest in the United States.

We updated this article for 2026. This report is our eleventh time ranking the richest cities in America.

Summary: The Wealthiest Cities in The United States For 2026

After the analysis was over, we crowned Fremont as the richest city in America for 2026.

The richest cities in the United States are Fremont, CA, San Jose, CA, Irvine, CA, San Francisco, CA, Seattle, WA, San Diego, CA, Scottsdale, AZ, Santa Clarita, CA, Chula Vista, CA, and Anaheim, CA.

In most of these cities, people have it made financially. They have new homes, drive new cars, and have bright futures. But this comes at a cost. Long work hours mean more stress and less family time. Keeping up with friends and neighbors means private school, after-school activities, and two substantial car payments.

For some, it’s the only way to live.

For the rest of America, we can feel better about ourselves when we define rich as love, friends, health, or the little things in life.

While it’s good news for the cities we mentioned, we have to mention the poorest cities in America.

Here’s a look at the poorest cities in America:

  1. Detroit
  2. Cleveland
  3. Toledo

For more reading, check out:

Richest Cities In The United States For 2026

RankCityPopulationMedian IncomeAverage Home Price
1Fremont, CA228,295$181,506$1,543,131
2San Jose, CA990,138$146,427$1,463,614
3Irvine, CA311,690$136,719$1,557,981
4San Francisco, CA830,235$140,970$1,356,661
5Seattle, WA754,195$123,860$868,680
6San Diego, CA1,389,526$108,077$1,001,264
7Scottsdale, AZ243,821$110,886$858,022
8Santa Clarita, CA230,221$123,062$802,016
9Chula Vista, CA276,375$108,032$846,371
10Anaheim, CA344,521$95,227$950,503
11Gilbert, AZ280,262$122,551$572,507
12Washington, DC681,294$109,870$582,913
13Santa Ana, CA312,534$93,999$866,065
14Oakland, CA439,418$101,600$716,248
15Boston, MA666,442$97,344$798,216
16Jersey City, NJ294,078$97,710$658,269
17Plano, TX290,594$112,253$498,989
18Chandler, AZ280,136$108,095$524,155
19Long Beach, CA455,548$87,430$857,860
20Riverside, CA319,069$91,045$646,784
21Los Angeles, CA3,857,263$81,939$952,183
22Denver, CO718,877$94,718$539,666
23Austin, TX979,539$93,658$508,530
24Portland, OR641,165$90,919$534,638
25Henderson, NV332,141$90,138$486,156
26Anchorage, AK288,976$103,284$410,782
27New York, NY8,483,844$80,483$812,861
28Chesapeake, VA252,583$95,373$420,755
29Aurora, CO394,432$88,368$463,080
30Sacramento, CA528,706$87,321$479,765
31Boise City, ID237,242$83,904$499,492
32Virginia Beach, VA456,349$92,968$427,031
33Reno, NV273,212$80,760$567,856
34Colorado Springs, CO487,887$84,818$449,451
35Raleigh, NC481,031$85,395$433,996
36Mesa, AZ511,764$82,752$435,133
37Charlotte, NC903,844$82,068$397,125
38Atlanta, GA505,268$85,652$385,599
39Stockton, CA322,326$79,907$431,328
40Phoenix, AZ1,642,323$81,332$410,168
41Durham, NC291,467$81,619$396,394
42Madison, WI278,001$78,050$423,766
43Bakersfield, CA411,986$80,540$396,047
44North Las Vegas, NV278,595$79,542$407,047
45Port St. Lucie, FL232,491$80,648$383,297
46Las Vegas, NV660,400$73,877$426,582
47Irving, TX256,492$81,830$341,503
48Minneapolis, MN427,246$80,846$330,882
49Glendale, AZ252,833$73,530$407,332
50Miami, FL459,745$62,462$579,563
51Tampa, FL401,618$75,475$374,888
52St. Petersburg, FL262,732$75,192$347,963
53Fresno, CA545,970$70,991$391,328
54Chicago, IL2,711,226$77,902$317,282
55Spokane, WA230,293$70,064$395,324
56Orlando, FL319,758$72,336$374,135
57Fort Worth, TX963,194$79,507$298,050
58Arlington, TX397,742$75,171$310,971
59Garland, TX246,844$76,320$286,805
60Huntsville, AL222,791$74,714$287,569
61Lexington-Fayette Urban County, KY323,725$69,479$331,036
62Albuquerque, NM562,218$68,317$344,457
63St. Paul, MN307,284$73,394$293,972
64Omaha, NE488,837$73,201$294,188
65Dallas, TX1,307,930$70,518$309,420
66Newark, NJ310,178$52,060$478,454
67Hialeah, FL226,165$55,594$443,803
68Lincoln, NE294,856$71,867$291,062
69Richmond, VA229,359$64,587$369,645
70Jacksonville, FL977,670$69,872$282,894
71Norfolk, VA233,596$66,109$306,226
72Kansas City, MO510,612$69,166$250,207
73Louisville/jefferson County Metro Government (Balance), KY631,818$66,849$263,813
74Houston, TX2,328,253$64,813$264,336
75Tucson, AZ547,073$57,073$324,023
76Columbus, OH914,802$66,082$245,979
77San Antonio, TX1,479,835$65,056$249,809
78Greensboro, NC301,198$61,515$264,427
79Corpus Christi, TX317,419$67,394$223,501
80Pittsburgh, PA304,759$65,742$237,533
81Indianapolis, IN885,860$66,219$229,209
82Oklahoma City, OK697,125$68,656$206,712
83Winston-Salem, NC252,037$59,268$264,332
84Fort Wayne, IN268,589$61,422$242,384
85Philadelphia, PA1,579,706$61,953$231,814
86Laredo, TX257,619$63,915$220,330
87Wichita, KS397,945$64,620$202,719
88New Orleans, LA371,853$56,631$242,492
89El Paso, TX680,130$59,745$234,774
90Cincinnati, OH311,224$52,909$249,567
91Baltimore, MD573,243$62,177$188,101
92Lubbock, TX264,814$60,895$209,436
93Tulsa, OK413,794$59,838$217,450
94Buffalo, NY276,854$50,041$238,088
95Milwaukee, WI566,973$54,234$220,136
96St. Louis, MO288,512$56,160$181,927
97Memphis, TN618,980$51,736$144,710
98Toledo, OH267,463$49,724$129,626
99Cleveland, OH366,097$40,801$115,536
100Detroit, MI638,530$39,938$75,357
About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.