What is the cost of living in Kailua CDP (Hawaii County), HI?
According to the most recent data on the cost of living, Kailua CDP (Hawaii County) has an overall cost of living index of 143, which is 1.4x higher than the national index of 100.
Compared to Hawaii, Kailua CDP (Hawaii County) has a cost of living index that's 0.9x lower than Hawaii's index of 163.
The standard of living in Kailua CDP (Hawaii County) ranks as #4 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Kailua CDP (Hawaii County) ranks as the #48 most expensive place in the Aloha State.
For more reading on life in Kailua CDP (Hawaii County), check out:
Kailua CDP (Hawaii County) Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Kailua CDP (Hawaii County). Here is how it fares on each of the criteria:
The Services index in Kailua CDP (Hawaii County) is 125.
The Groceries index in Kailua CDP (Hawaii County) is 119.
The Health index in Kailua CDP (Hawaii County) is 188.
The Housing index in Kailua CDP (Hawaii County) is 117.
The Transportation index in Kailua CDP (Hawaii County) is 128.
The Utilities index in Kailua CDP (Hawaii County) is 121.
| Living Expense | Kailua CDP (Hawaii County) | Hawaii | National Average |
|---|---|---|---|
| Overall | 143 | 163 | 100 |
| Services | 125 | 124 | 100 |
| Groceries | 119 | 118 | 100 |
| Health | 188 | 253 | 100 |
| Housing | 117 | 123 | 100 |
| Transportation | 128 | 132 | 100 |
| Utilities | 121 | 128 | 100 |
Kailua CDP (Hawaii County) Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Kailua CDP (Hawaii County) Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kailua CDP (Hawaii County), HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kailua CDP (Hawaii County) is $662,521.
The Median Rent in Kailua CDP (Hawaii County) is $1,754.
The Median Income in Kailua CDP (Hawaii County) is $88,211.
The Home Value To Income in Kailua CDP (Hawaii County) is 7.5x.
The Rent To Monthly Income in Kailua CDP (Hawaii County) is 0.24x.
| Statistic | Kailua CDP (Hawaii County) | Hawaii | United States |
|---|---|---|---|
| Median Home Value | $662,521 | $832,966 | $332,700 |
| Median Rent | $1,754 | $1,971 | $1,413 |
| Median Income | $88,211 | $100,389 | $80,734 |
| Home Value To Income | 7.5x | 8.3x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.24x | 0.21x |
Kailua CDP (Hawaii County), HI Costs By Category
Detailed Kailua CDP (Hawaii County) Services costs vs. Hawaii
| Item | Kailua CDP (Hawaii County) | Hawaii |
|---|---|---|
| Shampoo | $1.73 | $1.28 |
| Movie | $15.08 | $12.13 |
| Bowling | $25.33 | $18 |
| Haircut | $19.47 | $24.26 |
| Beauty Salon | $76.67 | $45.56 |
Detailed Kailua CDP (Hawaii County) Groceries costs vs. Hawaii
| Item | Kailua CDP (Hawaii County) | Hawaii |
|---|---|---|
| Ground Beef | $5.42 | $5.84 |
| Fried Chicken | $2.85 | $1.57 |
| Milk | $5.38 | $4.67 |
| Potatoes | $5.94 | $4.93 |
| Pizza | $14.99 | $12.09 |
| Beer | $12.01 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Kailua CDP (Hawaii County) Health costs vs. Hawaii
| Item | Kailua CDP (Hawaii County) | Hawaii |
|---|---|---|
| Optometrist | $236.67 | $125.68 |
| Doctor | $191.36 | $135.78 |
| Dentist | $114.44 | $113.29 |
Detailed Kailua CDP (Hawaii County) Transportation costs vs. Hawaii
| Item | Kailua CDP (Hawaii County) | Hawaii |
|---|---|---|
| Gasoline | $4.8 | $3.46 |
| Tire Balancing | $75.37 | $59.92 |
Detailed Kailua CDP (Hawaii County) Utilities costs vs. Hawaii
| Item | Kailua CDP (Hawaii County) | Hawaii |
|---|---|---|
| All Electricity | $359.53 | $193.99 |
| Phone | $184.47 | $192.25 |
