Pearl City, HI Cost Of Living
Cost Of Living In Pearl City, HI Summary
Cost of living in Pearl City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Pearl City is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Hawaii, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Pearl City is 190, with 100 being the average.
The cost of living index in Pearl City is 1.9x higher than the national average.
Pearl City ranks as the #37 cheapest in Hawaii out of 52.
Pearl City ranks as the #6,260 cheapest out of 6,489 in the US.
The median home value in Pearl City is $916,992.
The median income in Pearl City is $114,682.
Table Of Contents
Pearl City's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Pearl City, HI?
According to the most recent data on the cost of living, Pearl City has an overall cost of living index of 190, which is 1.9x higher than the national index of 100.
Compared to Hawaii, Pearl City has a cost of living index that's 1.1x higher than Hawaii's index of 171.
The standard of living in Pearl City ranks as #37 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Pearl City ranks as the #15 most expensive place in the Aloha State.
For more reading on life in Pearl City, check out:
In Hawaii
In America
Pearl City Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Pearl City. Here is how it fairs on each of the criteria:
The Services index in Pearl City is 127.
The Groceries index in Pearl City is 118.
The Health index in Pearl City is 123.
The Housing index in Pearl City is 328.
The Transportation index in Pearl City is 136.
The Utilities index in Pearl City is 151.
| Living Expense | Pearl City | Hawaii | National Average | |
|---|---|---|---|---|
| Overall | 190 | 171 | 100 | |
| Services | 127 | 128 | 100 | |
| Groceries | 118 | 135 | 100 | |
| Health | 123 | 126 | 100 | |
| Housing | 328 | 249 | 100 | |
| Transportation | 136 | 144 | 100 | |
| Utilities | 151 | 181 | 100 | |
Pearl City, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Pearl City is $916,992.
The Median Rent in Pearl City is $2,338.
The Median Income in Pearl City is $114,682.
The Home Value To Income in Pearl City is 8.0x.
The Rent To Monthly Income in Pearl City is 0.24x.
| Statistic | Pearl City | Hawaii | United States |
|---|---|---|---|
| Median Home Value | $916,992 | $826,574 | $303,400 |
| Median Rent | $2,338 | $1,938 | $1,348 |
| Median Income | $114,682 | $98,317 | $78,538 |
| Home Value To Income | 8.0x | 8.4x | 3.9x |
| Rent To Monthly Income | 0.24x | 0.24x | 0.21x |
Median Home Value
Median Rent
Median Income
Pearl City, HI Costs By Category
Detailed Pearl City Services Costs Vs. Hawaii
| Item | Pearl City | Hawaii |
|---|---|---|
| Shampoo | $1.73 | $1.28 |
| Movie | $15.08 | $12.13 |
| Bowling | $25.33 | $18 |
| Haircut | $19.47 | $24.26 |
| Beauty Salon | $76.67 | $45.56 |
Detailed Pearl City Groceries Costs Vs. Hawaii
| Item | Pearl City | Hawaii |
|---|---|---|
| Ground Beef | $5.42 | $5.84 |
| Fried Chicken | $2.85 | $1.57 |
| Milk | $5.38 | $4.67 |
| Potatoes | $5.94 | $4.93 |
| Pizza | $14.99 | $12.09 |
| Beer | $12.01 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Pearl City Health Costs Vs. Hawaii
| Item | Pearl City | Hawaii |
|---|---|---|
| Optometrist | $236.67 | $125.68 |
| Doctor | $191.36 | $135.78 |
| Dentist | $114.44 | $113.29 |
Detailed Pearl City Transportation Costs Vs. Hawaii
| Item | Pearl City | Hawaii |
|---|---|---|
| Gasoline | $4.8 | $3.46 |
| Tire Balancing | $75.37 | $59.92 |
Detailed Pearl City Utilities Costs Vs. Hawaii
| Item | Pearl City | Hawaii |
|---|---|---|
| All Electricity | $359.53 | $193.99 |
| Phone | $184.47 | $192.25 |
Pearl City SnackAbility
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