What is the cost of living in Waianae, HI?
According to the most recent data on the cost of living, Waianae has an overall cost of living index of 142, which is 1.4x higher than the national index of 100.
Compared to Hawaii, Waianae has a cost of living index that's 0.9x lower than Hawaii's index of 163.
The standard of living in Waianae ranks as #3 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Waianae ranks as the #49 most expensive place in the Aloha State.
For more reading on life in Waianae, check out:
Waianae Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Waianae. Here is how it fares on each of the criteria:
The Services index in Waianae is 124.
The Groceries index in Waianae is 117.
The Health index in Waianae is 186.
The Housing index in Waianae is 119.
The Transportation index in Waianae is 129.
The Utilities index in Waianae is 125.
| Living Expense | Waianae | Hawaii | National Average |
|---|---|---|---|
| Overall | 142 | 163 | 100 |
| Services | 124 | 124 | 100 |
| Groceries | 117 | 118 | 100 |
| Health | 186 | 253 | 100 |
| Housing | 119 | 123 | 100 |
| Transportation | 129 | 132 | 100 |
| Utilities | 125 | 128 | 100 |
Waianae Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Waianae Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Waianae, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Waianae is $574,226.
The Median Rent in Waianae is $1,277.
The Median Income in Waianae is $81,733.
The Home Value To Income in Waianae is 7.0x.
The Rent To Monthly Income in Waianae is 0.19x.
Waianae, HI Costs By Category
Detailed Waianae Services costs vs. Hawaii
Detailed Waianae Groceries costs vs. Hawaii
Detailed Waianae Health costs vs. Hawaii
Detailed Waianae Transportation costs vs. Hawaii
Waianae SnackAbility
Cost Of Living In Cities Around Waianae
The cost of living varies in the cities and towns around Waianae. Here's a quick look at the cost of living in the most populous nearby places:
Ewa Gentry, HI has a cost of living index of 170, 1.2x Waianae.
Kapolei, HI has a cost of living index of 175, 1.2x Waianae.
Mililani Mauka, HI has a cost of living index of 192, 1.4x Waianae.
| City | Population | Cost Of Living | Vs. Waianae |
|---|---|---|---|
| Ewa Gentry, HI | 26,563 | 170 | 1.2x |
| Kapolei, HI | 22,232 | 175 | 1.2x |
| Mililani Mauka, HI | 21,278 | 192 | 1.4x |
| Makakilo, HI | 20,735 | 181 | 1.3x |
| Ocean Pointe, HI | 17,085 | 191 | 1.3x |
| Schofield Barracks, HI | 16,270 | 173 | 1.2x |
| Halawa, HI | 14,385 | 198 | 1.4x |
| Royal Kunia, HI | 13,555 | 181 | 1.3x |
| Nanakuli, HI | 12,383 | 144 | 1.0x |
| Maili, HI | 11,570 | 165 | 1.2x |
