Wailua Homesteads, HI Cost Of Living

The latest cost of living statistics for Wailua Homesteads. Includes statistics on rent, mortgages, healthcare, and other costs for Wailua Homesteads compared to the state and national averages.

Cost of living in Wailua Homesteads, Hawaii

Cost of living in Wailua Homesteads research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Wailua Homesteads is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Hawaii, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

185 Cost of living index 1.9x higher vs US
#36 Cheapest in Hawaii (of 52)
#6,226 Cheapest in the U.S. (of 6,489)
$936,504 Median home value
$1,990 Median rent
$89,717 Median income
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What is the cost of living in Wailua Homesteads, HI?

According to the most recent data on the cost of living, Wailua Homesteads has an overall cost of living index of 185, which is 1.9x higher than the national index of 100.

Compared to Hawaii, Wailua Homesteads has a cost of living index that's 1.1x higher than Hawaii's index of 163.

The standard of living in Wailua Homesteads ranks as #36 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Wailua Homesteads ranks as the #16 most expensive place in the Aloha State.

For more reading on life in Wailua Homesteads, check out:

Wailua Homesteads Cost Of Living Vs. Hawaii

Six factors go into calculating the cost of living index in Wailua Homesteads. Here is how it fares on each of the criteria:

  • The Services index in Wailua Homesteads is 122.

  • The Groceries index in Wailua Homesteads is 114.

  • The Health index in Wailua Homesteads is 324.

  • The Housing index in Wailua Homesteads is 119.

  • The Transportation index in Wailua Homesteads is 129.

  • The Utilities index in Wailua Homesteads is 124.

Living Expense Wailua Homesteads Hawaii National Average
Overall 185 163 100
Services 122 124 100
Groceries 114 118 100
Health 324 253 100
Housing 119 123 100
Transportation 129 132 100
Utilities 124 128 100

Wailua Homesteads Cost Of Living Compared To Hawaii Averages

Services
Wailua Homesteads 122
Hawaii avg 124
Groceries
Wailua Homesteads 114
Hawaii avg 118
Health
Wailua Homesteads 324
Hawaii avg 253
Housing
Wailua Homesteads 119
Hawaii avg 123
Transportation
Wailua Homesteads 129
Hawaii avg 132
Utilities
Wailua Homesteads 124
Hawaii avg 128

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Hawaii, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Wailua Homesteads, HI Housing Cost Breakdown

$936,504Median Home Value
$1,990Median Rent
$89,717Median Income

Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Wailua Homesteads is $936,504.

  • The Median Rent in Wailua Homesteads is $1,990.

  • The Median Income in Wailua Homesteads is $89,717.

  • The Home Value To Income in Wailua Homesteads is 10.4x.

  • The Rent To Monthly Income in Wailua Homesteads is 0.27x.

Statistic Wailua Homesteads Hawaii United States
Median Home Value $936,504 $832,966 $332,700
Median Rent $1,990 $1,971 $1,413
Median Income $89,717 $100,389 $80,734
Home Value To Income 10.4x 8.3x 4.1x
Rent To Monthly Income 0.27x 0.24x 0.21x

Wailua Homesteads, HI Costs By Category

Detailed Wailua Homesteads Services costs vs. Hawaii
Item Wailua Homesteads Hawaii
Shampoo $1.73 $1.28
Movie $15.08 $12.13
Bowling $25.33 $18
Haircut $19.47 $24.26
Beauty Salon $76.67 $45.56
Detailed Wailua Homesteads Groceries costs vs. Hawaii
Item Wailua Homesteads Hawaii
Ground Beef $5.42 $5.84
Fried Chicken $2.85 $1.57
Milk $5.38 $4.67
Potatoes $5.94 $4.93
Pizza $14.99 $12.09
Beer $12.01 $10.41
Toothpaste $3.68 $3.7
Detailed Wailua Homesteads Health costs vs. Hawaii
Item Wailua Homesteads Hawaii
Optometrist $236.67 $125.68
Doctor $191.36 $135.78
Dentist $114.44 $113.29
Detailed Wailua Homesteads Transportation costs vs. Hawaii
Item Wailua Homesteads Hawaii
Gasoline $4.8 $3.46
Tire Balancing $75.37 $59.92
Detailed Wailua Homesteads Utilities costs vs. Hawaii
Item Wailua Homesteads Hawaii
All Electricity $359.53 $193.99
Phone $184.47 $192.25

Wailua Homesteads SnackAbility

7.5Overall SnackAbility
Jobs 8.5/10
Housing 9.5/10
Affordability 5/10
Diversity 10/10
SafetyN/A
Amenities 7/10
Education 9/10
Commute 7/10

Cost Of Living In Cities Around Wailua Homesteads

The cost of living varies in the cities and towns around Wailua Homesteads. Here's a quick look at the cost of living in the most populous nearby places:

  • Kapaa, HI has a cost of living index of 169, 0.9x Wailua Homesteads.

  • Lihue, HI has a cost of living index of 175, 0.9x Wailua Homesteads.

City Population Cost Of Living Vs. Wailua Homesteads
Kapaa, HI 11,094 169 0.9x
Lihue, HI 7,901 175 0.9x