The 10 Richest Counties In Kentucky For 2026

The richest counties in Kentucky are Oldham County and Spencer County for 2026 based on Saturday Night Science.

You’re probably never going to make enough money to live in the richest counties in Kentucky.

The median household income in Oldham County, the richest county in Kentucky is $122,497, significantly higher than the US median of $74,580, which means based purely on math most people never make enough to live there.

And that’s okay because it’s still fun to look at the people living in the lap of luxury.

So we used Saturday Night Science and the most recent Census to rank home prices and incomes for all 120 counties in the Bluegrass State. Let’s star gaze together.

What is the richest county in Kentucky? The richest county in Kentucky is Oldham County. In contrast, the poorest county in the state is Bell County, according to the Census data.

1

No. 1 richest county in Kentucky

Oldham County, KY

69,257 people
$122,497 median income · $441,311 median home price
Median income +92% vs KY
$122,497
KY $64k
Median home value +90% vs KY
$441,311
KY $232k
2

No. 2 richest county in Kentucky

Spencer County, KY

20,193 people
$102,618 median income · $369,356 median home price
Median income +61% vs KY
$102,618
KY $64k
Median home value +59% vs KY
$369,356
KY $232k
3

No. 3 richest county in Kentucky

Boone County, KY

139,841 people
$99,414 median income · $342,671 median home price
Median income +56% vs KY
$99,414
KY $64k
Median home value +48% vs KY
$342,671
KY $232k
4

No. 4 richest county in Kentucky

Woodford County, KY

27,279 people
$83,788 median income · $343,458 median home price
Median income +31% vs KY
$83,788
KY $64k
Median home value +48% vs KY
$343,458
KY $232k
5

No. 5 richest county in Kentucky

Scott County, KY

59,536 people
$85,158 median income · $338,690 median home price
Median income +34% vs KY
$85,158
KY $64k
Median home value +46% vs KY
$338,690
KY $232k
6

No. 6 richest county in Kentucky

Shelby County, KY

49,096 people
$82,604 median income · $323,519 median home price
Median income +30% vs KY
$82,604
KY $64k
Median home value +40% vs KY
$323,519
KY $232k
7

No. 7 richest county in Kentucky

Bullitt County, KY

84,027 people
$80,558 median income · $295,711 median home price
Median income +26% vs KY
$80,558
KY $64k
Median home value +28% vs KY
$295,711
KY $232k
8

No. 8 richest county in Kentucky

Jessamine County, KY

54,588 people
$74,576 median income · $320,971 median home price
Median income +17% vs KY
$74,576
KY $64k
Median home value +38% vs KY
$320,971
KY $232k
9

No. 9 richest county in Kentucky

Campbell County, KY

93,426 people
$77,567 median income · $291,569 median home price
Median income +22% vs KY
$77,567
KY $64k
Median home value +26% vs KY
$291,569
KY $232k
9

No. 9 richest county in Kentucky

Fayette County, KY

323,725 people
$69,479 median income · $328,843 median home price
Median income +9% vs KY
$69,479
KY $64k
Median home value +42% vs KY
$328,843
KY $232k

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Kentucky’s statewide median.

City Median income vs KY
1 Oldham County $122,497 +92%
2 Spencer County $102,618 +61%
3 Boone County $99,414 +56%
4 Woodford County $83,788 +31%
5 Scott County $85,158 +34%
6 Shelby County $82,604 +30%
7 Bullitt County $80,558 +26%
8 Jessamine County $74,576 +17%
9 Campbell County $77,567 +22%
9 Fayette County $69,479 +9%

Kentucky statewide median: $63,726

City Median home value vs KY
1 Oldham County $441,311 +90%
2 Spencer County $369,356 +59%
3 Boone County $342,671 +48%
4 Woodford County $343,458 +48%
5 Scott County $338,690 +46%
6 Shelby County $323,519 +40%
7 Bullitt County $295,711 +28%
8 Jessamine County $320,971 +38%
9 Campbell County $291,569 +26%
9 Fayette County $328,843 +42%

Kentucky statewide median: $231,894

City Population vs KY
1 Oldham County 69,257
2 Spencer County 20,193
3 Boone County 139,841
4 Woodford County 27,279
5 Scott County 59,536
6 Shelby County 49,096
7 Bullitt County 84,027
8 Jessamine County 54,588
9 Campbell County 93,426
9 Fayette County 323,725

On the map

Where Kentucky’s richest counties are

Saturday Night Science

Methodology: How do you determine which Kentucky county is the richest?

To determine the richest county in Kentucky, we have to look at a handful of metrics that correlate with how rich people are. To do that, we made assumptions about what makes a county rich. For reference, we are trying to make the kind of argument you’d make at a bar using facts, Saturday Night Science.

With that in mind, we went to the American Community Survey data and Zillow for the most recent reporting period for data on the following:

  • Average Home Price
  • Median Income

We then ranked each county in Kentucky for each of the criteria from one to 120, with one being the richest.

Taking the average rank across the two criteria, we created a Rich Score with the county posting the lowest overall score being the “Richest County In Kentucky.”

The result is some of the places with the most expensive real estate and highest earners in the Bluegrass State.

We updated this article for 2026. This report is our first time ranking the richest counties to live in Kentucky.

The full plate

Detailed List Of The Richest Counties In Kentucky

Click any column to sort. Search by county name.

RankCountyPopulationMedian IncomeAverage Home Price
1Oldham County69,257$122,497$441,311
2Spencer County20,193$102,618$369,356
3Boone County139,841$99,414$342,671
4Woodford County27,279$83,788$343,458
5Scott County59,536$85,158$338,690
6Shelby County49,096$82,604$323,519
7Bullitt County84,027$80,558$295,711
8Jessamine County54,588$74,576$320,971
9Campbell County93,426$77,567$291,569
9Fayette County323,725$69,479$328,843
11Kenton County171,288$80,548$282,910
12Meade County30,158$74,355$282,335
13Grant County25,418$69,178$283,036
15Nelson County47,606$69,562$266,251
15Jefferson County783,022$69,866$264,190
15Anderson County24,353$74,488$256,240
17Warren County140,918$65,794$294,047
18Hardin County111,942$67,647$245,407
19Garrard County17,568$63,087$291,731
20Madison County95,769$63,351$281,530
21Harrison County19,140$66,442$235,480
22Clark County37,192$64,348$259,293
23Larue County15,107$67,067$221,880
23Trimble County8,550$66,027$237,024
25Daviess County103,648$68,214$215,146
26Franklin County51,842$65,298$239,680
27Henry County15,856$63,347$250,392
28Pendleton County14,723$64,669$239,967
29Mercer County23,028$64,824$238,831
30Washington County12,140$61,616$250,389
31Bourbon County20,240$61,354$248,557
32Bracken County8,444$66,319$202,626
33Boyle County30,941$61,159$241,155
34Hancock County9,034$65,464$203,527
34Marshall County31,743$65,831$200,096
36Simpson County19,972$59,858$253,149
37Gallatin County8,769$63,346$211,484
38Allen County21,293$61,403$209,422
39Todd County12,469$61,103$221,369
40McCracken County67,564$64,373$193,182
41Marion County19,749$59,627$235,197
42Lyon County8,900$65,066$177,159
42Taylor County26,397$60,456$207,412
44Montgomery County28,395$56,396$226,507
45Logan County27,986$60,382$194,783
46McLean County9,114$65,596$153,568
48Owen County11,330$61,134$174,606
48Henderson County44,280$58,851$200,774
48Nicholas County7,708$59,531$199,884
50Christian County72,069$55,494$205,858
51Carroll County10,954$56,466$190,251
52Laurel County62,983$57,771$180,308
53Edmonson County12,355$54,937$191,973
53Butler County12,393$56,092$187,635
55Ballard County7,654$66,164$130,038
55Robertson County2,283$51,830$204,774
57Barren County44,938$50,628$212,440
58Bath County12,851$56,541$173,428
59Greenup County35,501$60,751$151,274
59Rowan County24,578$54,321$179,763
61Lincoln County24,504$52,440$180,736
61Hart County19,603$52,285$185,516
63Carlisle County4,762$62,439$136,908
64Breckinridge County20,881$55,843$166,095
64Adair County19,089$53,553$170,019
66Pulaski County65,897$51,898$172,253
67Caldwell County12,618$59,583$148,729
69Boyd County47,911$61,118$130,494
69Green County11,369$46,798$188,888
69Calloway County38,224$52,706$165,374
71Mason County16,956$52,178$166,856
71Metcalfe County10,425$51,473$170,421
74Ohio County23,735$57,798$148,738
74Fleming County15,323$49,307$178,561
74Webster County12,842$59,628$144,024
76Hopkins County45,119$56,815$149,499
76Trigg County14,315$59,857$143,558
78Livingston County8,903$58,984$144,381
78Union County13,260$60,327$133,741
80Graves County36,630$50,772$167,100
80Hickman County4,439$60,867$122,762
82Carter County26,341$51,235$159,697
83Grayson County26,707$50,757$163,925
84Wolfe County6,443$30,417$221,389
85Wayne County19,602$45,739$167,851
86Elliott County7,307$45,776$157,150
87Lawrence County16,077$46,772$152,920
87Monroe County11,269$51,280$144,851
89Casey County15,914$45,510$153,838
89Clinton County9,202$44,844$157,826
91Rockcastle County16,163$48,862$147,046
92Muhlenberg County30,591$51,927$127,980
93Russell County18,221$44,738$150,972
94Morgan County14,053$47,913$136,292
94Whitley County36,920$44,615$150,377
96Powell County13,038$40,309$152,341
97Johnson County22,334$44,904$141,663
98Estill County14,035$46,051$128,200
99Crittenden County8,979$46,656$126,163
100Knox County29,865$32,527$154,303

Source: U.S. Census ACS + Zillow via Saturday Night Science. All 120 Kentucky counties.

Summary

Summary: The Richest Counties In Kentucky For 2026

Living in Kentucky can vary from one part of the state to the next, with pretty extreme variance in home prices and incomes across counties.

The richest counties in Kentucky are Oldham County, Spencer County, Boone County, Woodford County, Scott County, Shelby County, Bullitt County, Jessamine County, Campbell County, and Fayette County.

Now you know the parts of the state where Goodwill will have the best goodies, and that’s what you came here to learn at the end of the day.

You are welcome.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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