Everything else equal, we can all agree that living in a cheaper place is better than living in a more expensive place.
I’d much rather pay $500/mo in rent than $1,000. And I’d rather pay $2 for coffee than $5.
And while every neighborhood in Jacksonville might be more expensive than living in rural Florida, there are certain neighborhoods that are definitely cheaper.
What exactly are those Jacksonville neighborhoods where your dollar goes a little further — you can get that one bedroom instead of the studio?
Instead of relying on public opinion and speculation, we wanted to get the facts straight and determine which neighborhoods in Jacksonville are the cheapest using Saturday Night Science.
80 cost of living index
87 cost of living index
87 cost of living index
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The receipts
Compare the top ten
Pick a metric. The bars rescale. The red line is Florida’s statewide median.
Saturday Night Science
Methodology: How we determined the cheapest Jacksonville hoods in 2026
To rank the cheapest places to live in Jacksonville, we had to determine what criteria define “cheap” and then apply Saturday Night Science.
Using Census and extrapolated BLS data, we arrived at the following set of criteria:
- Overall Cost Of Living
- Rent To Income Ratio
- Median Home Value To Income Ratio
We then ranked each neighborhood with scores from 1 to 181 in each category, where 1 was the cheapest.
Next, we averaged the rankings for each neighborhood to create a cheap neighborhood index.
And finally, we crowned the neighborhood with the lowest cheapest neighborhood index, the “Cheapest City Neighborhood In Jacksonville.” We’re lookin’ at you, Black Hammock Island.
We updated this article for 2026. Skip to the end to see the list of all the neighborhoods in the city, from cheapest to most expensive.
The full plate
Detailed list of the cheapest neighborhoods to live in Jacksonville for 2026
Click any column to sort. Search by neighborhood name.
| Rank | Neighborhood | Cost Of Living Index |
|---|---|---|
| 1 | Black Hammock Island | 80 |
| 2 | Dinsmore | 87 |
| 3 | Normandy Village | 87 |
| 4 | Ortega Hills | 82 |
| 5 | Jacksonville Naval Air Station | 92 |
| 6 | Whitehouse | 93 |
| 7 | Robinson’s Addition | 78 |
| 8 | Love Grove-Riviera Manor | 90 |
| 9 | Bulls Bay | 88 |
| 9 | Biltmore | 88 |
| 11 | 29th And Chase | 80 |
| 12 | Royal Terrace | 85 |
| 13 | Deerwood Center | 94 |
| 14 | College Gardens | 78 |
| 15 | Normandy Manor | 94 |
| 16 | Deerwood | 103 |
| 17 | Saint Nicholas | 89 |
| 18 | Woodland Acres | 84 |
| 19 | Harborview | 83 |
| 20 | Hillcrest | 87 |
| 21 | Lakeshore | 87 |
| 22 | Glynlea-Grove Park | 88 |
| 23 | Woodstock | 80 |
| 24 | Herlong | 94 |
| 25 | Moncrief Park | 81 |
| 26 | Hidden Hills | 97 |
| 26 | Charter Point | 94 |
| 28 | Duclay Foest | 89 |
| 29 | Oak Haven | 95 |
| 29 | East Jacksonville | 83 |
| 29 | Larsen | 82 |
| 29 | Midtown | 83 |
| 29 | Panama Park | 85 |
| 34 | Del Rio | 101 |
| 35 | Settlers Landing | 96 |
| 35 | New Town | 79 |
| 37 | Magnolia Gardens | 83 |
| 38 | Grand Park | 81 |
| 38 | Murray Hill | 89 |
| 40 | Cobblestone | 101 |
| 41 | Sweetwater | 91 |
| 41 | Sherwood Forest | 84 |
| 43 | Highlands | 86 |
| 44 | Argyle Forest | 92 |
| 45 | San Jose Forest | 105 |
| 46 | Mandarin Station-Losco | 96 |
| 47 | Jacksonville Heights | 89 |
| 48 | Oak Hill | 91 |
| 49 | Lake Forest Hills | 85 |
| 50 | Allendale | 82 |
| 50 | Marietta | 90 |
| 52 | Lincoln Villas | 88 |
| 53 | Fairfax | 103 |
| 54 | Beauclerc | 108 |
| 55 | Arlington | 87 |
| 56 | Phoenix | 81 |
| 56 | Tallulah-North Shore | 82 |
| 58 | Golden Glades-The Woods | 96 |
| 59 | Jacksonville Heights South | 95 |
| 60 | Rolling Hills | 93 |
| 61 | Saint Johns Bluff | 107 |
| 62 | Duval | 95 |
| 63 | Spring Park | 87 |
| 63 | Tiger Hole-Secret Woods | 100 |
| 65 | Lake Forest | 84 |
| 66 | Sunbeam | 99 |
| 67 | Girvin | 109 |
| 68 | Arlingwood | 93 |
| 69 | University Park | 94 |
| 70 | Baymeadows | 93 |
| 71 | McGirts Creek | 95 |
| 72 | Pickwick Park | 108 |
| 73 | Commonwealth | 86 |
| 74 | Edgewood Manor | 86 |
| 75 | Holiday Hill | 92 |
| 76 | Ribault | 86 |
| 76 | Arlington Hills | 95 |
| 76 | Jacksonville University | 91 |
| 79 | Turtle Creek | 95 |
| 79 | Southsuide Estates | 89 |
| 81 | Fairfield | 81 |
| 82 | Sandalwood | 101 |
| 83 | Jacksonville Farms-Terrace | 104 |
| 84 | Brentwood | 84 |
| 84 | Hogan | 93 |
| 86 | Wesconnett | 88 |
| 87 | Spring Glen | 89 |
| 88 | Cedar Hills | 91 |
| 89 | Royal Lakes | 95 |
| 89 | The Cape | 107 |
| 91 | Imeson Park | 106 |
| 92 | Cedar Hills Estate | 93 |
| 93 | Oceanway | 101 |
| 94 | Englewood | 92 |
| 95 | San Marco | 103 |
| 96 | Sans Souci | 92 |
| 96 | Southpoint | 96 |
| 96 | Longbranch | 81 |
| 99 | Normandy | 85 |
| 99 | Sans Pareil | 102 |
Source: U.S. Census ACS 2020-2024. All 181 Jacksonville neighborhoods.
Summary
Summary: Lowest cost places to live in Jacksonville
If you’re measuring the neighborhoods in Jacksonville where prices are low, and it’s cheap to live, this is an accurate list.
The most affordable neighborhoods in Jacksonville are Black Hammock Island, Dinsmore, Normandy Village, Ortega Hills, Jacksonville Naval Air Station, Whitehouse, Robinson’s Addition, Love Grove-Riviera Manor, Bulls Bay, and Biltmore.
As mentioned earlier, the neighborhoods in Jacksonville aren’t all cheap. Isle Of Palms takes the title of the most expensive neighborhood to live in Jacksonville.
We ranked the neighborhoods from cheapest to most expensive in the chart below. Not sold on Florida? Take the two-minute Find Your Place quiz and see which state actually fits you.
Questions and answers
Cheapest Neighborhoods In Jacksonville FAQs
What is the cheapest neighborhood in Jacksonville?
Black Hammock Island is the cheapest neighborhood in Jacksonville for 2026. It posts the best combination of overall cost of living, rent against income, and home prices against income. Dinsmore and Normandy Village are next.
What are the cheapest neighborhoods in Jacksonville?
The cheapest neighborhoods in Jacksonville are Black Hammock Island, Dinsmore, Normandy Village, Ortega Hills, Jacksonville Naval Air Station, Whitehouse, Robinson’s Addition, Love Grove-Riviera Manor, Bulls Bay, and Biltmore. We ranked all 181 neighborhoods in the city.
How do you decide which neighborhoods are cheapest?
Three measures: an overall cost of living index, rent-to-income, and home-value-to-income, all from Census tract data. Scoring costs against local incomes keeps one luxury tower from skewing the math.
Is a cheap neighborhood a bad neighborhood?
Not necessarily — this ranking measures what things cost relative to income, nothing else. Check our safest neighborhoods in Jacksonville ranking before you sign a lease, because cheap and safe are separate questions.
What is the most expensive neighborhood in Jacksonville?
Isle Of Palms lands at the expensive end of the 181 neighborhoods we scored. If your budget disagrees with it, the rest of the list runs cheaper.
