The 10 Cheapest San Francisco, CA Neighborhoods To Live In For 2021


We used science and data to determine which neighborhoods in San Francisco are the cheapest of the cheap.

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Editor’s Note: We updated this article for 2021. This is our third time ranking the cheapest neighborhoods to live in San Francisco.
Cheapest Neighborhoods In San Francisco

Everything else equal, I think we can all agree that living in a cheaper place is better than living in a more expensive place.

I'd much rather pay $500/mo in rent than $1,000. And I'd rather pay $2 for coffee than $5.

And while every neighbhorhood in San Francisco might be more expensive than living in rural California, there are certain neighborhoods that are definitely cheaper.

So what exactly are those San Francisco neighborhoods where your dollar goes a little further -- you can get that one bedroom instead of the studio?

Instead of relying on public opinion and speculation, we wanted to get the facts straight and find out which neighborhoods in San Francisco are the cheapest.

What's the cheapest neighborhood to live in San Francisco for 2021? According to the most recent census data, South Of Market looks to be the cheaptest San Francisco neighborhood to live in.

At this point we should make it clear that you do get what you pay for -- some of these neighborhoods might not be the best places to live in San Francisco. You could be sacrificing location or crime rates in return for more space and cheaper groceries.

Read on to see how we determined the places around San Francisco that deserve a little bragging rights or maybe you're interested in the worst neighborhoods in San Francisco.

Once you're done, you can look at the bottom of the story for a complete chart of every neighborhood we looked at from cheapest to most expensive.

For more California reading, check out:

How We Determined The Cheapest San Francisco Hoods In 2021

In order to rank the cheapest places to live in San Francisco, we had to determine what criteria defines "cheap".

Using census and extrapolated BLS data, we arrived at the following set of criteria:

  • Overall Cost Of Living
  • Rent To Income Ratio
  • Median Home Value To Income Ratio

We then ranked each neighborhood with scores from 1 to 34 in each category, where 1 was the cheapest.

Next, we averaged the rankings for each neighborhood to create a cheap neighborhood index.

And finally, we crowned the neighborhood with the lowest cheapest neighborhood index the "Cheapest City Neighborhood In San Francisco." We're lookin' at you, South Of Market.

Read on below to learn more about what it's like to live in the cheapest places San Francisco. Or skip to the end to see the list of all the neighborhoods in the city from cheapest to most expensive.

The 10 Cheapest Neighborhoods To Live In San Francisco For 2021