What is the cost of living in Kaneohe, HI?
According to the most recent data on the cost of living, Kaneohe has an overall cost of living index of 201, which is 2.0x higher than the national index of 100.
Compared to Hawaii, Kaneohe has a cost of living index that's 1.2x higher than Hawaii's index of 163.
The standard of living in Kaneohe ranks as #44 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Kaneohe ranks as the #8 most expensive place in the Aloha State.
For more reading on life in Kaneohe, check out:
Kaneohe Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Kaneohe. Here is how it fares on each of the criteria:
The Services index in Kaneohe is 126.
The Groceries index in Kaneohe is 117.
The Health index in Kaneohe is 381.
The Housing index in Kaneohe is 124.
The Transportation index in Kaneohe is 129.
The Utilities index in Kaneohe is 126.
| Living Expense | Kaneohe | Hawaii | National Average |
|---|---|---|---|
| Overall | 201 | 163 | 100 |
| Services | 126 | 124 | 100 |
| Groceries | 117 | 118 | 100 |
| Health | 381 | 253 | 100 |
| Housing | 124 | 123 | 100 |
| Transportation | 129 | 132 | 100 |
| Utilities | 126 | 128 | 100 |
Kaneohe Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Kaneohe Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kaneohe, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kaneohe is $1,091,198.
The Median Rent in Kaneohe is $2,269.
The Median Income in Kaneohe is $125,613.
The Home Value To Income in Kaneohe is 8.7x.
The Rent To Monthly Income in Kaneohe is 0.22x.
Kaneohe, HI Costs By Category
Detailed Kaneohe Services costs vs. Hawaii
Detailed Kaneohe Groceries costs vs. Hawaii
Detailed Kaneohe Health costs vs. Hawaii
Detailed Kaneohe Transportation costs vs. Hawaii
Kaneohe SnackAbility
Cost Of Living In Cities Around Kaneohe
The cost of living varies in the cities and towns around Kaneohe. Here's a quick look at the cost of living in the most populous nearby places:
East Honolulu, HI has a cost of living index of 224, 1.1x Kaneohe.
Kapolei, HI has a cost of living index of 175, 0.9x Kaneohe.
Mililani Mauka, HI has a cost of living index of 192, 1.0x Kaneohe.
| City | Population | Cost Of Living | Vs. Kaneohe |
|---|---|---|---|
| East Honolulu, HI | 51,360 | 224 | 1.1x |
| Kapolei, HI | 22,232 | 175 | 0.9x |
| Mililani Mauka, HI | 21,278 | 192 | 1.0x |
| Makakilo, HI | 20,735 | 181 | 0.9x |
| Ocean Pointe, HI | 17,085 | 191 | 1.0x |
| Royal Kunia, HI | 13,555 | 181 | 0.9x |
| Aiea, HI | 9,087 | 207 | 1.0x |
| Ahuimanu, HI | 8,452 | 188 | 0.9x |
| Waimanalo, HI | 6,054 | 171 | 0.9x |
| Kahaluu, HI | 5,619 | 212 | 1.1x |
