What is the cost of living in Waimanalo, HI?
According to the most recent data on the cost of living, Waimanalo has an overall cost of living index of 171, which is 1.7x higher than the national index of 100.
Compared to Hawaii, Waimanalo has a cost of living index that's 1.0x higher than Hawaii's index of 163.
The standard of living in Waimanalo ranks as #19 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Waimanalo ranks as the #33 most expensive place in the Aloha State.
For more reading on life in Waimanalo, check out:
Waimanalo Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Waimanalo. Here is how it fares on each of the criteria:
The Services index in Waimanalo is 124.
The Groceries index in Waimanalo is 122.
The Health index in Waimanalo is 285.
The Housing index in Waimanalo is 116.
The Transportation index in Waimanalo is 132.
The Utilities index in Waimanalo is 120.
| Living Expense | Waimanalo | Hawaii | National Average |
|---|---|---|---|
| Overall | 171 | 163 | 100 |
| Services | 124 | 124 | 100 |
| Groceries | 122 | 118 | 100 |
| Health | 285 | 253 | 100 |
| Housing | 116 | 123 | 100 |
| Transportation | 132 | 132 | 100 |
| Utilities | 120 | 128 | 100 |
Waimanalo Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Waimanalo Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Waimanalo, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Waimanalo is $1,078,073.
The Median Rent in Waimanalo is $1,764.
The Median Income in Waimanalo is $116,581.
The Home Value To Income in Waimanalo is 9.2x.
The Rent To Monthly Income in Waimanalo is 0.18x.
Waimanalo, HI Costs By Category
Detailed Waimanalo Services costs vs. Hawaii
Detailed Waimanalo Groceries costs vs. Hawaii
Detailed Waimanalo Health costs vs. Hawaii
Detailed Waimanalo Transportation costs vs. Hawaii
Waimanalo SnackAbility
Cost Of Living In Cities Around Waimanalo
The cost of living varies in the cities and towns around Waimanalo. Here's a quick look at the cost of living in the most populous nearby places:
East Honolulu, HI has a cost of living index of 224, 1.3x Waimanalo.
Kaneohe, HI has a cost of living index of 201, 1.2x Waimanalo.
Mililani Mauka, HI has a cost of living index of 192, 1.1x Waimanalo.
| City | Population | Cost Of Living | Vs. Waimanalo |
|---|---|---|---|
| East Honolulu, HI | 51,360 | 224 | 1.3x |
| Kaneohe, HI | 37,355 | 201 | 1.2x |
| Mililani Mauka, HI | 21,278 | 192 | 1.1x |
| Ocean Pointe, HI | 17,085 | 191 | 1.1x |
| Royal Kunia, HI | 13,555 | 181 | 1.1x |
| Aiea, HI | 9,087 | 207 | 1.2x |
| Ahuimanu, HI | 8,452 | 188 | 1.1x |
| Waikele, HI | 7,528 | 172 | 1.0x |
| Kahaluu, HI | 5,619 | 212 | 1.2x |
| West Loch Estate, HI | 5,544 | 178 | 1.0x |
