What is the cost of living in Kula, HI?
According to the most recent data on the cost of living, Kula has an overall cost of living index of 228, which is 2.3x higher than the national index of 100.
Compared to Hawaii, Kula has a cost of living index that's 1.4x higher than Hawaii's index of 163.
The standard of living in Kula ranks as #51 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Kula ranks as the #1 most expensive place in the Aloha State.
For more reading on life in Kula, check out:
Kula Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Kula. Here is how it fares on each of the criteria:
The Services index in Kula is 125.
The Groceries index in Kula is 117.
The Health index in Kula is 467.
The Housing index in Kula is 122.
The Transportation index in Kula is 128.
The Utilities index in Kula is 126.
| Living Expense | Kula | Hawaii | National Average |
|---|---|---|---|
| Overall | 228 | 163 | 100 |
| Services | 125 | 124 | 100 |
| Groceries | 117 | 118 | 100 |
| Health | 467 | 253 | 100 |
| Housing | 122 | 123 | 100 |
| Transportation | 128 | 132 | 100 |
| Utilities | 126 | 128 | 100 |
Kula Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Kula Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kula, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kula is $1,320,089.
The Median Rent in Kula is $2,240.
The Median Income in Kula is $100,433.
The Home Value To Income in Kula is 13.1x.
The Rent To Monthly Income in Kula is 0.27x.
Kula, HI Costs By Category
Detailed Kula Services costs vs. Hawaii
Detailed Kula Groceries costs vs. Hawaii
Detailed Kula Health costs vs. Hawaii
Detailed Kula Transportation costs vs. Hawaii
Kula SnackAbility
Cost Of Living In Cities Around Kula
The cost of living varies in the cities and towns around Kula. Here's a quick look at the cost of living in the most populous nearby places:
Kahului, HI has a cost of living index of 170, 0.7x Kula.
Kihei, HI has a cost of living index of 177, 0.8x Kula.
Wailuku, HI has a cost of living index of 170, 0.7x Kula.
| City | Population | Cost Of Living | Vs. Kula |
|---|---|---|---|
| Kahului, HI | 28,288 | 170 | 0.7x |
| Kihei, HI | 21,567 | 177 | 0.8x |
| Wailuku, HI | 16,926 | 170 | 0.7x |
| Waihee-Waiehu, HI | 10,988 | 165 | 0.7x |
| Haiku-Pauwela, HI | 9,178 | 203 | 0.9x |
| Pukalani, HI | 8,679 | 179 | 0.8x |
| Makawao, HI | 7,353 | 175 | 0.8x |
| Wailea, HI | 6,352 | 236 | 1.0x |




