Napili-Honokowai, HI Cost Of Living

The latest cost of living statistics for Napili-Honokowai. Includes statistics on rent, mortgages, healthcare, and other costs for Napili-Honokowai compared to the state and national averages.

Cost of living in Napili-Honokowai, Hawaii

Cost of living in Napili-Honokowai research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Napili-Honokowai is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Hawaii, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

184 Cost of living index 1.8x higher vs US
#35 Cheapest in Hawaii (of 52)
#6,218 Cheapest in the U.S. (of 6,489)
$872,475 Median home value
$2,220 Median rent
$105,565 Median income
Not sure Napili-Honokowai fits your budget? Try our place-match quiz →

What is the cost of living in Napili-Honokowai, HI?

According to the most recent data on the cost of living, Napili-Honokowai has an overall cost of living index of 184, which is 1.8x higher than the national index of 100.

Compared to Hawaii, Napili-Honokowai has a cost of living index that's 1.1x higher than Hawaii's index of 163.

The standard of living in Napili-Honokowai ranks as #35 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Napili-Honokowai ranks as the #17 most expensive place in the Aloha State.

For more reading on life in Napili-Honokowai, check out:

Napili-Honokowai Cost Of Living Vs. Hawaii

Six factors go into calculating the cost of living index in Napili-Honokowai. Here is how it fares on each of the criteria:

  • The Services index in Napili-Honokowai is 128.

  • The Groceries index in Napili-Honokowai is 119.

  • The Health index in Napili-Honokowai is 318.

  • The Housing index in Napili-Honokowai is 118.

  • The Transportation index in Napili-Honokowai is 131.

  • The Utilities index in Napili-Honokowai is 127.

Living Expense Napili-Honokowai Hawaii National Average
Overall 184 163 100
Services 128 124 100
Groceries 119 118 100
Health 318 253 100
Housing 118 123 100
Transportation 131 132 100
Utilities 127 128 100

Napili-Honokowai Cost Of Living Compared To Hawaii Averages

Services
Napili-Honokowai 128
Hawaii avg 124
Groceries
Napili-Honokowai 119
Hawaii avg 118
Health
Napili-Honokowai 318
Hawaii avg 253
Housing
Napili-Honokowai 118
Hawaii avg 123
Transportation
Napili-Honokowai 131
Hawaii avg 132
Utilities
Napili-Honokowai 127
Hawaii avg 128

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Hawaii, check out:

Protect your home budget Compare home warranties in Napili-Honokowai Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Napili-Honokowai, HI Housing Cost Breakdown

$872,475Median Home Value
$2,220Median Rent
$105,565Median Income

Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Napili-Honokowai is $872,475.

  • The Median Rent in Napili-Honokowai is $2,220.

  • The Median Income in Napili-Honokowai is $105,565.

  • The Home Value To Income in Napili-Honokowai is 8.3x.

  • The Rent To Monthly Income in Napili-Honokowai is 0.25x.

Statistic Napili-Honokowai Hawaii United States
Median Home Value $872,475 $832,966 $332,700
Median Rent $2,220 $1,971 $1,413
Median Income $105,565 $100,389 $80,734
Home Value To Income 8.3x 8.3x 4.1x
Rent To Monthly Income 0.25x 0.24x 0.21x

Napili-Honokowai, HI Costs By Category

Detailed Napili-Honokowai Services costs vs. Hawaii
Item Napili-Honokowai Hawaii
Shampoo $1.73 $1.28
Movie $15.08 $12.13
Bowling $25.33 $18
Haircut $19.47 $24.26
Beauty Salon $76.67 $45.56
Detailed Napili-Honokowai Groceries costs vs. Hawaii
Item Napili-Honokowai Hawaii
Ground Beef $5.42 $5.84
Fried Chicken $2.85 $1.57
Milk $5.38 $4.67
Potatoes $5.94 $4.93
Pizza $14.99 $12.09
Beer $12.01 $10.41
Toothpaste $3.68 $3.7
Detailed Napili-Honokowai Health costs vs. Hawaii
Item Napili-Honokowai Hawaii
Optometrist $236.67 $125.68
Doctor $191.36 $135.78
Dentist $114.44 $113.29
Detailed Napili-Honokowai Transportation costs vs. Hawaii
Item Napili-Honokowai Hawaii
Gasoline $4.8 $3.46
Tire Balancing $75.37 $59.92
Detailed Napili-Honokowai Utilities costs vs. Hawaii
Item Napili-Honokowai Hawaii
All Electricity $359.53 $193.99
Phone $184.47 $192.25

Napili-Honokowai SnackAbility

7.5Overall SnackAbility
Jobs 8/10
Housing 9.5/10
Affordability 3/10
Diversity 10/10
SafetyN/A
Amenities 8.5/10
Education 7/10
Commute 9.5/10

Cost Of Living In Cities Around Napili-Honokowai

The cost of living varies in the cities and towns around Napili-Honokowai. Here's a quick look at the cost of living in the most populous nearby places:

  • Kahului, HI has a cost of living index of 170, 0.9x Napili-Honokowai.

  • Kihei, HI has a cost of living index of 177, 1.0x Napili-Honokowai.

  • Wailuku, HI has a cost of living index of 170, 0.9x Napili-Honokowai.

City Population Cost Of Living Vs. Napili-Honokowai
Kahului, HI 28,288 170 0.9x
Kihei, HI 21,567 177 1.0x
Wailuku, HI 16,926 170 0.9x
Waihee-Waiehu, HI 10,988 165 0.9x
Lahaina, HI 10,162 189 1.0x
Haiku-Pauwela, HI 9,178 203 1.1x
Pukalani, HI 8,679 179 1.0x
Makawao, HI 7,353 175 1.0x
Kula, HI 6,791 228 1.2x
Wailea, HI 6,352 236 1.3x