What is the cost of living in Palmer Town, MA?
According to the most recent data on the cost of living, Palmer Town has an overall cost of living index of 115, which is 1.1x higher than the national index of 100.
Compared to Massachusetts, Palmer Town has a cost of living index that's 0.9x lower than Massachusetts's index of 130.
The standard of living in Palmer Town ranks as #13 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Palmer Town ranks as the #100 most expensive place in the Bay State.
For more reading on life in Palmer Town, check out:
Palmer Town Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Palmer Town. Here is how it fares on each of the criteria:
The Services index in Palmer Town is 111.
The Groceries index in Palmer Town is 121.
The Health index in Palmer Town is 111.
The Housing index in Palmer Town is 114.
The Transportation index in Palmer Town is 118.
The Utilities index in Palmer Town is 118.
| Living Expense | Palmer Town | Massachusetts | National Average |
|---|---|---|---|
| Overall | 115 | 130 | 100 |
| Services | 111 | 110 | 100 |
| Groceries | 121 | 115 | 100 |
| Health | 111 | 168 | 100 |
| Housing | 114 | 117 | 100 |
| Transportation | 118 | 115 | 100 |
| Utilities | 118 | 114 | 100 |
Palmer Town Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Palmer Town, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Palmer Town is $317,071.
The Median Rent in Palmer Town is $1,075.
The Median Income in Palmer Town is $78,480.
The Home Value To Income in Palmer Town is 4.0x.
The Rent To Monthly Income in Palmer Town is 0.16x.
| Statistic | Palmer Town | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $317,071 | $656,690 | $332,700 |
| Median Rent | $1,075 | $1,762 | $1,413 |
| Median Income | $78,480 | $103,960 | $80,734 |
| Home Value To Income | 4.0x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.2x | 0.21x |
Palmer Town, MA Costs By Category
Detailed Palmer Town Services costs vs. Massachusetts
| Item | Palmer Town | Massachusetts |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.85 | $12.13 |
| Bowling | $18.33 | $18 |
| Haircut | $33.78 | $24.26 |
| Beauty Salon | $58.55 | $45.56 |
Detailed Palmer Town Groceries costs vs. Massachusetts
| Item | Palmer Town | Massachusetts |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $4.96 | $4.93 |
| Pizza | $10.79 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Palmer Town Health costs vs. Massachusetts
| Item | Palmer Town | Massachusetts |
|---|---|---|
| Optometrist | $166.22 | $125.68 |
| Doctor | $182.5 | $135.78 |
| Dentist | $127.0 | $113.29 |
Detailed Palmer Town Transportation costs vs. Massachusetts
| Item | Palmer Town | Massachusetts |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $71.63 | $59.92 |
Detailed Palmer Town Utilities costs vs. Massachusetts
| Item | Palmer Town | Massachusetts |
|---|---|---|
| All Electricity | $302.09 | $193.99 |
| Phone | $185.16 | $192.25 |
