What is the cost of living in Whitinsville, MA?
According to the most recent data on the cost of living, Whitinsville has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to Massachusetts, Whitinsville has a cost of living index that's 0.9x lower than Massachusetts's index of 130.
The standard of living in Whitinsville ranks as #24 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Whitinsville ranks as the #89 most expensive place in the Bay State.
For more reading on life in Whitinsville, check out:
Whitinsville Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Whitinsville. Here is how it fares on each of the criteria:
The Services index in Whitinsville is 102.
The Groceries index in Whitinsville is 106.
The Health index in Whitinsville is 167.
The Housing index in Whitinsville is 106.
The Transportation index in Whitinsville is 109.
The Utilities index in Whitinsville is 108.
| Living Expense | Whitinsville | Massachusetts | National Average |
|---|---|---|---|
| Overall | 122 | 130 | 100 |
| Services | 102 | 110 | 100 |
| Groceries | 106 | 115 | 100 |
| Health | 167 | 168 | 100 |
| Housing | 106 | 117 | 100 |
| Transportation | 109 | 115 | 100 |
| Utilities | 108 | 114 | 100 |
Whitinsville Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Whitinsville, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Whitinsville is $525,258.
The Median Rent in Whitinsville is $1,197.
The Median Income in Whitinsville is $96,145.
The Home Value To Income in Whitinsville is 5.5x.
The Rent To Monthly Income in Whitinsville is 0.15x.
| Statistic | Whitinsville | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $525,258 | $656,690 | $332,700 |
| Median Rent | $1,197 | $1,762 | $1,413 |
| Median Income | $96,145 | $103,960 | $80,734 |
| Home Value To Income | 5.5x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Whitinsville, MA Costs By Category
Detailed Whitinsville Services costs vs. Massachusetts
| Item | Whitinsville | Massachusetts |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $14.37 | $12.13 |
| Bowling | $22.72 | $18 |
| Haircut | $31.5 | $24.26 |
| Beauty Salon | $49.92 | $45.56 |
Detailed Whitinsville Groceries costs vs. Massachusetts
| Item | Whitinsville | Massachusetts |
|---|---|---|
| Ground Beef | $5.85 | $5.84 |
| Fried Chicken | $1.43 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $5.0 | $4.93 |
| Pizza | $11.59 | $12.09 |
| Beer | $10.74 | $10.41 |
| Toothpaste | $3.46 | $3.7 |
Detailed Whitinsville Health costs vs. Massachusetts
| Item | Whitinsville | Massachusetts |
|---|---|---|
| Optometrist | $104.45 | $125.68 |
| Doctor | $169.83 | $135.78 |
| Dentist | $130.28 | $113.29 |
Detailed Whitinsville Transportation costs vs. Massachusetts
| Item | Whitinsville | Massachusetts |
|---|---|---|
| Gasoline | $3.38 | $3.46 |
| Tire Balancing | $48.2 | $59.92 |
Detailed Whitinsville Utilities costs vs. Massachusetts
| Item | Whitinsville | Massachusetts |
|---|---|---|
| All Electricity | $230.62 | $193.99 |
| Phone | $195.18 | $192.25 |
Whitinsville SnackAbility
Cost Of Living In Cities Around Whitinsville
The cost of living varies in the cities and towns around Whitinsville. Here's a quick look at the cost of living in the most populous nearby places:
Marlborough, MA has a cost of living index of 138, 1.1x Whitinsville.
Milford, MA has a cost of living index of 126, 1.0x Whitinsville.
Hudson, MA has a cost of living index of 131, 1.1x Whitinsville.
| City | Population | Cost Of Living | Vs. Whitinsville |
|---|---|---|---|
| Marlborough, MA | 41,647 | 138 | 1.1x |
| Milford, MA | 27,731 | 126 | 1.0x |
| Hudson, MA | 15,719 | 131 | 1.1x |
| Medfield, MA | 6,849 | 168 | 1.4x |
| Northborough, MA | 6,392 | 140 | 1.1x |
| Oxford, MA | 5,671 | 118 | 1.0x |








