Gallup, NM Cost Of Living
Cost Of Living In Gallup, NM Summary
Cost of living in Gallup research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Gallup is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New Mexico, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Gallup is 90, with 100 being the average.
The cost of living index in Gallup is 0.9x lower than the national average.
Gallup ranks as the #19 cheapest in New Mexico out of 45.
Gallup ranks as the #1,206 cheapest out of 6,489 in the US.
The median home value in Gallup is $217,068.
The median income in Gallup is $57,466.
Table Of Contents
Gallup's Overall Cost Of Living
Lower Than The National Average
What is the cost of living in Gallup, NM?
According to the most recent data on the cost of living, Gallup has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.
Compared to New Mexico, Gallup has a cost of living index that's 1.0x lower than New Mexico's index of 93.
The standard of living in Gallup ranks as #19 most affordable out of the 45 places we measured in New Mexico. By definition, that implies Gallup ranks as the #26 most expensive place in the Land of Enchantment.
For more reading on life in Gallup, check out:
In New Mexico
In America
Gallup Cost Of Living Vs. New Mexico
Six factors go into calculating the cost of living index in Gallup. Here is how it fairs on each of the criteria:
The Services index in Gallup is 101.
The Groceries index in Gallup is 96.
The Health index in Gallup is 97.
The Housing index in Gallup is 74.
The Transportation index in Gallup is 94.
The Utilities index in Gallup is 101.
| Living Expense | Gallup | New Mexico | National Average | |
|---|---|---|---|---|
| Overall | 90 | 93 | 100 | |
| Services | 101 | 97 | 100 | |
| Groceries | 96 | 98 | 100 | |
| Health | 97 | 98 | 100 | |
| Housing | 74 | 85 | 100 | |
| Transportation | 94 | 93 | 100 | |
| Utilities | 101 | 91 | 100 | |
Gallup, NM Housing Cost Breakdown
Housing swings affordability the most between places in New Mexico, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Gallup is $217,068.
The Median Rent in Gallup is $858.
The Median Income in Gallup is $57,466.
The Home Value To Income in Gallup is 3.8x.
The Rent To Monthly Income in Gallup is 0.18x.
| Statistic | Gallup | New Mexico | United States |
|---|---|---|---|
| Median Home Value | $217,068 | $311,815 | $303,400 |
| Median Rent | $858 | $1,021 | $1,348 |
| Median Income | $57,466 | $62,125 | $78,538 |
| Home Value To Income | 3.8x | 5.0x | 3.9x |
| Rent To Monthly Income | 0.18x | 0.2x | 0.21x |
Median Home Value
Median Rent
Median Income
Gallup, NM Costs By Category
Detailed Gallup Services Costs Vs. New Mexico
| Item | Gallup | New Mexico |
|---|---|---|
| Shampoo | $1.15 | $1.28 |
| Movie | $12.54 | $12.13 |
| Bowling | $20.89 | $18.0 |
| Haircut | $31.9 | $24.26 |
| Beauty Salon | $50.83 | $45.56 |
Detailed Gallup Groceries Costs Vs. New Mexico
| Item | Gallup | New Mexico |
|---|---|---|
| Ground Beef | $5.11 | $5.84 |
| Fried Chicken | $1.32 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.18 | $4.93 |
| Pizza | $13.42 | $12.09 |
| Beer | $11.07 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Gallup Health Costs Vs. New Mexico
| Item | Gallup | New Mexico |
|---|---|---|
| Optometrist | $136.89 | $125.68 |
| Doctor | $134.17 | $135.78 |
| Dentist | $111.42 | $113.29 |
Detailed Gallup Transportation Costs Vs. New Mexico
| Item | Gallup | New Mexico |
|---|---|---|
| Gasoline | $3.5 | $3.46 |
| Tire Balancing | $43.87 | $59.92 |
Detailed Gallup Utilities Costs Vs. New Mexico
| Item | Gallup | New Mexico |
|---|---|---|
| All Electricity | $191.24 | $193.99 |
| Phone | $190.51 | $192.25 |
Gallup SnackAbility
/10
Cost Of Living In Cities Around Gallup
The cost of living varies in the cities and towns around Gallup. Here's a quick look at the cost of living in the most populous nearby places:
Zuni Pueblo, NM has a cost of living index of 82, 0.9x Gallup.
| City | Population | Cost Of Living | Vs. Gallup |
|---|---|---|---|
| Zuni Pueblo, NM | 6,132 | 82 | 0.9x |
