What is the cost of living in St. Andrews, SC?
According to the most recent data on the cost of living, St. Andrews has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to South Carolina, St. Andrews has a cost of living index that's 1.0x lower than South Carolina's index of 92.
The standard of living in St. Andrews ranks as #11 most affordable out of the 98 places we measured in South Carolina. By definition, that implies St. Andrews ranks as the #87 most expensive place in the Palmetto State.
For more reading on life in St. Andrews, check out:
St. Andrews Cost Of Living Vs. South Carolina
Six factors go into calculating the cost of living index in St. Andrews. Here is how it fares on each of the criteria:
The Services index in St. Andrews is 101.
The Groceries index in St. Andrews is 100.
The Health index in St. Andrews is 68.
The Housing index in St. Andrews is 98.
The Transportation index in St. Andrews is 102.
The Utilities index in St. Andrews is 93.
| Living Expense | St. Andrews | South Carolina | National Average |
|---|---|---|---|
| Overall | 88 | 92 | 100 |
| Services | 101 | 97 | 100 |
| Groceries | 100 | 96 | 100 |
| Health | 68 | 82 | 100 |
| Housing | 98 | 101 | 100 |
| Transportation | 102 | 101 | 100 |
| Utilities | 93 | 97 | 100 |
St. Andrews Cost Of Living Compared To South Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around South Carolina, check out:
- Most Expensive Cities In South Carolina
- Most Affordable Cities In South Carolina
- Average Rent In South Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
St. Andrews, SC Housing Cost Breakdown
Housing swings affordability the most between places in South Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in St. Andrews is $189,377.
The Median Rent in St. Andrews is $1,088.
The Median Income in St. Andrews is $46,511.
The Home Value To Income in St. Andrews is 4.1x.
The Rent To Monthly Income in St. Andrews is 0.28x.
| Statistic | St. Andrews | South Carolina | United States |
|---|---|---|---|
| Median Home Value | $189,377 | $304,083 | $332,700 |
| Median Rent | $1,088 | $1,180 | $1,413 |
| Median Income | $46,511 | $69,324 | $80,734 |
| Home Value To Income | 4.1x | 4.4x | 4.1x |
| Rent To Monthly Income | 0.28x | 0.2x | 0.21x |
St. Andrews, SC Costs By Category
Detailed St. Andrews Services costs vs. South Carolina
| Item | St. Andrews | South Carolina |
|---|---|---|
| Shampoo | $1.33 | $1.28 |
| Movie | $12.93 | $12.13 |
| Bowling | $24.33 | $18 |
| Haircut | $20.75 | $24.26 |
| Beauty Salon | $30.56 | $45.56 |
Detailed St. Andrews Groceries costs vs. South Carolina
| Item | St. Andrews | South Carolina |
|---|---|---|
| Ground Beef | $6.15 | $5.84 |
| Fried Chicken | $1.67 | $1.57 |
| Milk | $4.61 | $4.67 |
| Potatoes | $5.5 | $4.93 |
| Pizza | $10.35 | $12.09 |
| Beer | $10.53 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed St. Andrews Health costs vs. South Carolina
| Item | St. Andrews | South Carolina |
|---|---|---|
| Optometrist | $59.0 | $125.68 |
| Doctor | $150.0 | $135.78 |
| Dentist | $78.33 | $113.29 |
Detailed St. Andrews Transportation costs vs. South Carolina
| Item | St. Andrews | South Carolina |
|---|---|---|
| Gasoline | $3.22 | $3.46 |
| Tire Balancing | $32.03 | $59.92 |
Detailed St. Andrews Utilities costs vs. South Carolina
| Item | St. Andrews | South Carolina |
|---|---|---|
| All Electricity | $290.58 | $193.99 |
| Phone | $192.75 | $192.25 |
St. Andrews SnackAbility
Cost Of Living In Cities Around St. Andrews
The cost of living varies in the cities and towns around St. Andrews. Here's a quick look at the cost of living in the most populous nearby places:
Lexington, SC has a cost of living index of 102, 1.2x St. Andrews.
West Columbia, SC has a cost of living index of 95, 1.1x St. Andrews.
Seven Oaks, SC has a cost of living index of 98, 1.1x St. Andrews.
| City | Population | Cost Of Living | Vs. St. Andrews |
|---|---|---|---|
| Lexington, SC | 24,585 | 102 | 1.2x |
| West Columbia, SC | 17,963 | 95 | 1.1x |
| Seven Oaks, SC | 15,921 | 98 | 1.1x |
| Dentsville, SC | 15,209 | 91 | 1.0x |
| Cayce, SC | 13,741 | 94 | 1.1x |
| Oak Grove, SC | 12,256 | 93 | 1.1x |
| Irmo, SC | 11,813 | 98 | 1.1x |
| Red Bank, SC | 11,314 | 93 | 1.1x |
| Forest Acres, SC | 10,530 | 100 | 1.1x |
| Woodfield, SC | 9,465 | 94 | 1.1x |
