Panama City, FL
Demographics And Statistics

Demographics | Crime | Cost Of Living
Updated: 2025-10-25

Living In Panama City, Florida Summary

Life in Panama City research summary. HomeSnacks has been using Saturday Night Science to research the quality of life in Panama City over the past nine years using Census, FBI, Zillow, and other primary data sources. Based on the most recently available data, we found the following about life in Panama City:

  • The population in Panama City is 34,211.

  • The median home value in Panama City is $283,434.

  • The median income in Panama City is $61,125.

  • The cost of living in Panama City is 94 which is 0.9x lower than the national average.

  • The median rent in Panama City is $1,334.

  • The unemployment rate in Panama City is 4.4%.

  • The poverty rate in Panama City is 17.3%.

  • The average high in Panama City is 78.0° and the average low is 58.8°.

Panama City SnackAbility

4
Overall SnackAbility
Jobs
6/10
Housing
8
Affordability
5
Diversity
8.5
Safety
3
Amenities
8.5
Education
8
Commute
8.5

Panama City, FL Crime Report

Crime in Panama City summary. We use data from the FBI to determine the crime rates in Panama City. Key points include:

  • There were 1,040 total crimes in Panama City in the last reporting year.

  • The overall crime rate per 100,000 people in Panama City is 2,838.0 / 100k people.

  • The violent crime rate per 100,000 people in Panama City is 649.5 / 100k people.

  • The property crime rate per 100,000 people in Panama City is 2,188.5 / 100k people.

  • Overall, crime in Panama City is 33.91% above the national average.

1,040
Total Crimes
33.91%
Above National Average

Crime In Panama City Comparison Table

Statistic Count
Raw
Panama City
/ 100k People
Florida
/ 100k People
National
/ 100k People
Total Crimes Per 100K 1,040 2,838.0 1,687.5 2,119.2
Violent Crime 238 649.5 267.1 359.0
Murder 3 8.2 3.9 5.0
Robbery 9 24.6 38.2 61.0
Aggravated Assault 205 559.4 197.1 256.0
Property Crime 802 2,188.5 1,420.4 1,760.0
Burglary 147 401.1 152.5 229.0
Larceny 616 1,680.9 1,144.9 1,272.0
Car Theft 39 106.4 123.0 259.0

Panama City, FL Cost Of Living

Cost of living in Panama City summary. We use data on the cost of living to determine how expensive it is to live in Panama City. Real estate prices drive most of the variance in cost of living around Florida. Key points include:

  • The cost of living in Panama City is 94 with 100 being average.

  • The cost of living in Panama City is 0.9x lower than the national average.

  • The median home value in Panama City is $283,434.

  • The median income in Panama City is $61,125.

94
Panama City's Overall Cost Of Living
0.9x
Lower Than The National Average

Cost Of Living In Panama City Comparison Table

Living Expense Panama City Florida National Average
Overall 94 97 100
Services 106 96 100
Groceries 96 99 100
Health 96 98 100
Housing 96 96 100
Transportation 91 97 100
Utilities 83 95 100

Panama City, FL Weather

  • The average high in Panama City is 78.0° and the average low is 58.8°.

  • There are 78.2 days of precipitation each year.

  • Expect an average of 61.1 inches of precipitation each year with 0.0 inches of snow.

StatPanama City
Average Annual High78.0
Average Annual Low58.8
Annual Precipitation Days78.2
Average Annual Precipitation61.1
Average Annual Snowfall0.0
78.0°
Average High
78.2
Days of Rain

Panama City, FL Photos

Panama City Fl City Hall
Source: Public Domain
Rock Tenn Facility Panama City Fl
Source: Public Domain

1 Reviews & Comments About Panama City

Overall User Rating
1.0
/5

HomeSnacks User - 2019-05-09 20:15:58.332859

Crime is drug fueled and violent. Employment is still low paid, part time no benefits. Schools are poor and rapidly closing post hurricane Michael. I moved here from hurricane Katrina and have stayed in a HUD apartment complex for 13 years paying very low rent and utilities in a very poor neighborhood. I can leave whenever i wish.

Local parks and beaches are beautiful and a lot of us are volenteering to improve our local post hurricane Michael environment. A community is an endeavor by it's citizens, for positive changes to come to fruition. The environmental pollution needs to be managed better by the state authorities, to attract population growth.

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Panama City Demographics And Statistics

Population over time in Panama City

The current population in Panama City is 34,211. The population has decreased -7.0% from 2010.

Year Population % Change
2023 34,211 -0.1%
2022 34,254 -0.8%
2021 34,521 -4.0%
2020 35,952 -1.9%
2019 36,640 -0.7%
2018 36,880 0.6%
2017 36,661 0.0%
2016 36,654 -0.7%
2015 36,917 1.4%
2014 36,405 0.6%
2013 36,205 0.1%
2012 36,153 -1.4%
2011 36,662 -0.4%
2010 36,795 -

Race / Ethnicity in Panama City

White
60.7% (20,783)
African American
21.0% (7,171)
American Indian
0.1% (46)
Asian
1.0% (350)
Hawaiian
0.2% (70)
Other
1.7% (598)
Two Or More
5.5% (1,888)
Hispanic
9.7% (3,305)

Panama City is:

  • 60.7% White with 20,783 White residents.

  • 21.0% African American with 7,171 African American residents.

  • 0.1% American Indian with 46 American Indian residents.

  • 1.0% Asian with 350 Asian residents.

  • 0.2% Hawaiian with 70 Hawaiian residents.

  • 1.7% Other with 598 Other residents.

  • 5.5% Two Or More with 1,888 Two Or More residents.

  • 9.7% Hispanic with 3,305 Hispanic residents.

Race Panama City FL USA
White 60.7% 51.4% 58.2%
African American 21.0% 14.8% 12.0%
American Indian 0.1% 0.1% 0.5%
Asian 1.0% 2.8% 5.7%
Hawaiian 0.2% 0.1% 0.2%
Other 1.7% 0.6% 0.5%
Two Or More 5.5% 3.5% 3.9%
Hispanic 9.7% 26.7% 19.0%

Gender in Panama City

Female
52.0% (17,794)
Male
48.0% (16,417)
  • Panama City is 52.0% female with 17,794 female residents.

  • Panama City is 48.0% male with 16,417 male residents.

Gender Panama City FL USA
Female 52.0% 50.9% 50.5%
Male 48.0% 49.1% 49.5%

Highest level of educational attainment in Panama City for adults over 25

  • 4.0% of adults in Panama City completed < 9th grade.

  • 6.0% of adults in Panama City completed 9-12th grade.

  • 28.0% of adults in Panama City completed high school / ged.

  • 25.0% of adults in Panama City completed some college.

  • 12.0% of adults in Panama City completed associate's degree.

  • 17.0% of adults in Panama City completed bachelor's degree.

  • 6.0% of adults in Panama City completed master's degree.

  • 1.0% of adults in Panama City completed professional degree.

  • 1.0% of adults in Panama City completed doctorate degree.

< 9th Grade
4.0% (1,368)
9-12th Grade
6.0% (2,052)
High School / GED
28.0% (9,579)
Some College
25.0% (8,552)
Associate's Degree
12.0% (4,105)
Bachelor's Degree
17.0% (5,815)
Master's Degree
6.0% (2,052)
Professional Degree
1.0% (342)
Doctorate Degree
1.0% (342)
Education Panama City FL USA
< 9th Grade 4.0% 5.0% 5.0%
9-12th Grade 6.0% 6.0% 6.0%
High School / GED 28.0% 27.0% 26.0%
Some College 25.0% 19.0% 19.0%
Associate's Degree 12.0% 10.0% 9.0%
Bachelor's Degree 17.0% 21.0% 21.0%
Master's Degree 6.0% 9.0% 10.0%
Professional Degree 1.0% 2.0% 2.0%
Doctorate Degree 1.0% 1.0% 2.0%

Household Income For Panama City, Florida

  • 6.3% of households in Panama City earn Less than $10,000.

  • 3.3% of households in Panama City earn $10,000 to $14,999.

  • 9.0% of households in Panama City earn $15,000 to $24,999.

  • 7.7% of households in Panama City earn $25,000 to $34,999.

  • 13.7% of households in Panama City earn $35,000 to $49,999.

  • 22.3% of households in Panama City earn $50,000 to $74,999.

  • 12.5% of households in Panama City earn $75,000 to $99,999.

  • 14.5% of households in Panama City earn $100,000 to $149,999.

  • 4.2% of households in Panama City earn $150,000 to $199,999.

  • 6.5% of households in Panama City earn $200,000 or more.

Less than $10,000
6.3% (213,948)
$10,000 to $14,999
3.3% (112,750)
$15,000 to $24,999
9.0% (308,446)
$25,000 to $34,999
7.7% (264,085)
$35,000 to $49,999
13.7% (469,485)
$50,000 to $74,999
22.3% (762,452)
$75,000 to $99,999
12.5% (429,283)
$100,000 to $149,999
14.5% (495,593)
$150,000 to $199,999
4.2% (143,710)
$200,000 or more
6.5% (221,342)
Income Panama City FL USA
Less than $10,000 6.3% 5.1% 4.9%
$10,000 to $14,999 3.3% 3.4% 3.6%
$15,000 to $24,999 9.0% 7.0% 6.6%
$25,000 to $34,999 7.7% 7.7% 6.8%
$35,000 to $49,999 13.7% 11.6% 10.4%
$50,000 to $74,999 22.3% 17.3% 15.7%
$75,000 to $99,999 12.5% 13.1% 12.7%
$100,000 to $149,999 14.5% 16.8% 17.4%
$150,000 to $199,999 4.2% 8.0% 9.3%
$200,000 or more 6.5% 10.1% 12.6%

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