What is the cost of living in Kapolei, HI?
According to the most recent data on the cost of living, Kapolei has an overall cost of living index of 175, which is 1.8x higher than the national index of 100.
Compared to Hawaii, Kapolei has a cost of living index that's 1.1x higher than Hawaii's index of 163.
The standard of living in Kapolei ranks as #26 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Kapolei ranks as the #26 most expensive place in the Aloha State.
For more reading on life in Kapolei, check out:
Kapolei Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Kapolei. Here is how it fares on each of the criteria:
The Services index in Kapolei is 122.
The Groceries index in Kapolei is 117.
The Health index in Kapolei is 290.
The Housing index in Kapolei is 118.
The Transportation index in Kapolei is 129.
The Utilities index in Kapolei is 127.
| Living Expense | Kapolei | Hawaii | National Average |
|---|---|---|---|
| Overall | 175 | 163 | 100 |
| Services | 122 | 124 | 100 |
| Groceries | 117 | 118 | 100 |
| Health | 290 | 253 | 100 |
| Housing | 118 | 123 | 100 |
| Transportation | 129 | 132 | 100 |
| Utilities | 127 | 128 | 100 |
Kapolei Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Kapolei Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Kapolei, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Kapolei is $848,166.
The Median Rent in Kapolei is $2,311.
The Median Income in Kapolei is $128,324.
The Home Value To Income in Kapolei is 6.6x.
The Rent To Monthly Income in Kapolei is 0.22x.
Kapolei, HI Costs By Category
Detailed Kapolei Services costs vs. Hawaii
Detailed Kapolei Groceries costs vs. Hawaii
Detailed Kapolei Health costs vs. Hawaii
Detailed Kapolei Transportation costs vs. Hawaii
Kapolei SnackAbility
Cost Of Living In Cities Around Kapolei
The cost of living varies in the cities and towns around Kapolei. Here's a quick look at the cost of living in the most populous nearby places:
Waipahu, HI has a cost of living index of 173, 1.0x Kapolei.
Kaneohe, HI has a cost of living index of 201, 1.1x Kapolei.
Ewa Gentry, HI has a cost of living index of 170, 1.0x Kapolei.
| City | Population | Cost Of Living | Vs. Kapolei |
|---|---|---|---|
| Waipahu, HI | 40,482 | 173 | 1.0x |
| Kaneohe, HI | 37,355 | 201 | 1.1x |
| Ewa Gentry, HI | 26,563 | 170 | 1.0x |
| Mililani Mauka, HI | 21,278 | 192 | 1.1x |
| Makakilo, HI | 20,735 | 181 | 1.0x |
| Ocean Pointe, HI | 17,085 | 191 | 1.1x |
| Ewa Beach, HI | 14,376 | 172 | 1.0x |
| Royal Kunia, HI | 13,555 | 181 | 1.0x |
| Aiea, HI | 9,087 | 207 | 1.2x |
| Ahuimanu, HI | 8,452 | 188 | 1.1x |
