What is the cost of living in Waipahu, HI?
According to the most recent data on the cost of living, Waipahu has an overall cost of living index of 173, which is 1.7x higher than the national index of 100.
Compared to Hawaii, Waipahu has a cost of living index that's 1.1x higher than Hawaii's index of 163.
The standard of living in Waipahu ranks as #22 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Waipahu ranks as the #30 most expensive place in the Aloha State.
For more reading on life in Waipahu, check out:
Waipahu Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Waipahu. Here is how it fares on each of the criteria:
The Services index in Waipahu is 122.
The Groceries index in Waipahu is 116.
The Health index in Waipahu is 300.
The Housing index in Waipahu is 116.
The Transportation index in Waipahu is 129.
The Utilities index in Waipahu is 127.
| Living Expense | Waipahu | Hawaii | National Average |
|---|---|---|---|
| Overall | 173 | 163 | 100 |
| Services | 122 | 124 | 100 |
| Groceries | 116 | 118 | 100 |
| Health | 300 | 253 | 100 |
| Housing | 116 | 123 | 100 |
| Transportation | 129 | 132 | 100 |
| Utilities | 127 | 128 | 100 |
Waipahu Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Waipahu Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Waipahu, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Waipahu is $868,669.
The Median Rent in Waipahu is $1,658.
The Median Income in Waipahu is $103,895.
The Home Value To Income in Waipahu is 8.4x.
The Rent To Monthly Income in Waipahu is 0.19x.
Waipahu, HI Costs By Category
Detailed Waipahu Services costs vs. Hawaii
Detailed Waipahu Groceries costs vs. Hawaii
Detailed Waipahu Health costs vs. Hawaii
Detailed Waipahu Transportation costs vs. Hawaii
Waipahu SnackAbility
Cost Of Living In Cities Around Waipahu
The cost of living varies in the cities and towns around Waipahu. Here's a quick look at the cost of living in the most populous nearby places:
East Honolulu, HI has a cost of living index of 224, 1.3x Waipahu.
Kaneohe, HI has a cost of living index of 201, 1.2x Waipahu.
Ewa Gentry, HI has a cost of living index of 170, 1.0x Waipahu.
| City | Population | Cost Of Living | Vs. Waipahu |
|---|---|---|---|
| East Honolulu, HI | 51,360 | 224 | 1.3x |
| Kaneohe, HI | 37,355 | 201 | 1.2x |
| Ewa Gentry, HI | 26,563 | 170 | 1.0x |
| Kapolei, HI | 22,232 | 175 | 1.0x |
| Mililani Mauka, HI | 21,278 | 192 | 1.1x |
| Ocean Pointe, HI | 17,085 | 191 | 1.1x |
| Royal Kunia, HI | 13,555 | 181 | 1.0x |
| Waipio, HI | 10,870 | 169 | 1.0x |
| Aiea, HI | 9,087 | 207 | 1.2x |
| Ahuimanu, HI | 8,452 | 188 | 1.1x |
