What is the cost of living in Laie, HI?
According to the most recent data on the cost of living, Laie has an overall cost of living index of 209, which is 2.1x higher than the national index of 100.
Compared to Hawaii, Laie has a cost of living index that's 1.3x higher than Hawaii's index of 163.
The standard of living in Laie ranks as #47 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Laie ranks as the #5 most expensive place in the Aloha State.
For more reading on life in Laie, check out:
Laie Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Laie. Here is how it fares on each of the criteria:
The Services index in Laie is 128.
The Groceries index in Laie is 121.
The Health index in Laie is 405.
The Housing index in Laie is 118.
The Transportation index in Laie is 127.
The Utilities index in Laie is 126.
| Living Expense | Laie | Hawaii | National Average |
|---|---|---|---|
| Overall | 209 | 163 | 100 |
| Services | 128 | 124 | 100 |
| Groceries | 121 | 118 | 100 |
| Health | 405 | 253 | 100 |
| Housing | 118 | 123 | 100 |
| Transportation | 127 | 132 | 100 |
| Utilities | 126 | 128 | 100 |
Laie Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Laie Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Laie, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Laie is $1,292,971.
The Median Rent in Laie is $2,339.
The Median Income in Laie is $125,202.
The Home Value To Income in Laie is 10.3x.
The Rent To Monthly Income in Laie is 0.22x.
Laie, HI Costs By Category
Detailed Laie Services costs vs. Hawaii
Detailed Laie Groceries costs vs. Hawaii
Detailed Laie Health costs vs. Hawaii
Detailed Laie Transportation costs vs. Hawaii
Laie SnackAbility
Cost Of Living In Cities Around Laie
The cost of living varies in the cities and towns around Laie. Here's a quick look at the cost of living in the most populous nearby places:
Kaneohe, HI has a cost of living index of 201, 1.0x Laie.
Mililani Mauka, HI has a cost of living index of 192, 0.9x Laie.
Wahiawa, HI has a cost of living index of 166, 0.8x Laie.
| City | Population | Cost Of Living | Vs. Laie |
|---|---|---|---|
| Kaneohe, HI | 37,355 | 201 | 1.0x |
| Mililani Mauka, HI | 21,278 | 192 | 0.9x |
| Wahiawa, HI | 17,996 | 166 | 0.8x |
| Halawa, HI | 14,385 | 198 | 0.9x |
| Royal Kunia, HI | 13,555 | 181 | 0.9x |
| Waipio, HI | 10,870 | 169 | 0.8x |
| Aiea, HI | 9,087 | 207 | 1.0x |
| Ahuimanu, HI | 8,452 | 188 | 0.9x |
| Waikele, HI | 7,528 | 172 | 0.8x |
| Heeia, HI | 5,144 | 213 | 1.0x |
