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Waipio, HI Cost Of Living

The latest cost of living statistics for Waipio. Includes statistics on rent, mortgages, healthcare, and other costs for Waipio compared to the state and national averages.

Chris Kolmar
Written by
HomeSnacks
Last updated
2026-06-20

Cost of living in Waipio, Hawaii

Cost of living in Waipio research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Waipio is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Hawaii, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

169 Cost of living index 1.7x higher vs US
#14 Cheapest in Hawaii (of 52)
#6,048 Cheapest in the U.S. (of 6,489)
$744,021 Median home value
$2,219 Median rent
$109,877 Median income
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What is the cost of living in Waipio, HI?

According to the most recent data on the cost of living, Waipio has an overall cost of living index of 169, which is 1.7x higher than the national index of 100.

Compared to Hawaii, Waipio has a cost of living index that's 1.0x higher than Hawaii's index of 163.

The standard of living in Waipio ranks as #14 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Waipio ranks as the #38 most expensive place in the Aloha State.

For more reading on life in Waipio, check out:

Waipio Cost Of Living Vs. Hawaii

Six factors go into calculating the cost of living index in Waipio. Here is how it fares on each of the criteria:

  • The Services index in Waipio is 125.

  • The Groceries index in Waipio is 118.

  • The Health index in Waipio is 271.

  • The Housing index in Waipio is 118.

  • The Transportation index in Waipio is 130.

  • The Utilities index in Waipio is 124.

Living Expense Waipio Hawaii National Average
Overall 169 163 100
Services 125 124 100
Groceries 118 118 100
Health 271 253 100
Housing 118 123 100
Transportation 130 132 100
Utilities 124 128 100

Waipio Cost Of Living Compared To Hawaii Averages

Services
Waipio 125
Hawaii avg 124
Groceries
Waipio 118
Hawaii avg 118
Health
Waipio 271
Hawaii avg 253
Housing
Waipio 118
Hawaii avg 123
Transportation
Waipio 130
Hawaii avg 132
Utilities
Waipio 124
Hawaii avg 128

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Hawaii, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Waipio, HI Housing Cost Breakdown

$744,021Median Home Value
$2,219Median Rent
$109,877Median Income

Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Waipio is $744,021.

  • The Median Rent in Waipio is $2,219.

  • The Median Income in Waipio is $109,877.

  • The Home Value To Income in Waipio is 6.8x.

  • The Rent To Monthly Income in Waipio is 0.24x.

Statistic Waipio Hawaii United States
Median Home Value $744,021 $832,966 $332,700
Median Rent $2,219 $1,971 $1,413
Median Income $109,877 $100,389 $80,734
Home Value To Income 6.8x 8.3x 4.1x
Rent To Monthly Income 0.24x 0.24x 0.21x

Waipio, HI Costs By Category

Detailed Waipio Services costs vs. Hawaii
Item Waipio Hawaii
Shampoo $1.73 $1.28
Movie $15.08 $12.13
Bowling $25.33 $18
Haircut $19.47 $24.26
Beauty Salon $76.67 $45.56
Detailed Waipio Groceries costs vs. Hawaii
Item Waipio Hawaii
Ground Beef $5.42 $5.84
Fried Chicken $2.85 $1.57
Milk $5.38 $4.67
Potatoes $5.94 $4.93
Pizza $14.99 $12.09
Beer $12.01 $10.41
Toothpaste $3.68 $3.7
Detailed Waipio Health costs vs. Hawaii
Item Waipio Hawaii
Optometrist $236.67 $125.68
Doctor $191.36 $135.78
Dentist $114.44 $113.29
Detailed Waipio Transportation costs vs. Hawaii
Item Waipio Hawaii
Gasoline $4.8 $3.46
Tire Balancing $75.37 $59.92
Detailed Waipio Utilities costs vs. Hawaii
Item Waipio Hawaii
All Electricity $359.53 $193.99
Phone $184.47 $192.25

Waipio SnackAbility

7.5Overall SnackAbility
Jobs 9/10
Housing 9.5/10
Affordability 4/10
Diversity 9.5/10
SafetyN/A
Amenities 9/10
Education 8.5/10
Commute 5/10

Cost Of Living In Cities Around Waipio

The cost of living varies in the cities and towns around Waipio. Here's a quick look at the cost of living in the most populous nearby places:

  • East Honolulu, HI has a cost of living index of 224, 1.3x Waipio.

  • Waipahu, HI has a cost of living index of 173, 1.0x Waipio.

  • Kaneohe, HI has a cost of living index of 201, 1.2x Waipio.

City Population Cost Of Living Vs. Waipio
East Honolulu, HI 51,360 224 1.3x
Waipahu, HI 40,482 173 1.0x
Kaneohe, HI 37,355 201 1.2x
Kapolei, HI 22,232 175 1.0x
Mililani Mauka, HI 21,278 192 1.1x
Ocean Pointe, HI 17,085 191 1.1x
Royal Kunia, HI 13,555 181 1.1x
Waimalu, HI 13,061 154 0.9x
Aiea, HI 9,087 207 1.2x
Ahuimanu, HI 8,452 188 1.1x
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