What is the cost of living in Ocean Pointe, HI?
According to the most recent data on the cost of living, Ocean Pointe has an overall cost of living index of 191, which is 1.9x higher than the national index of 100.
Compared to Hawaii, Ocean Pointe has a cost of living index that's 1.2x higher than Hawaii's index of 163.
The standard of living in Ocean Pointe ranks as #41 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Ocean Pointe ranks as the #11 most expensive place in the Aloha State.
For more reading on life in Ocean Pointe, check out:
Ocean Pointe Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in Ocean Pointe. Here is how it fares on each of the criteria:
The Services index in Ocean Pointe is 122.
The Groceries index in Ocean Pointe is 115.
The Health index in Ocean Pointe is 345.
The Housing index in Ocean Pointe is 115.
The Transportation index in Ocean Pointe is 130.
The Utilities index in Ocean Pointe is 128.
| Living Expense | Ocean Pointe | Hawaii | National Average |
|---|---|---|---|
| Overall | 191 | 163 | 100 |
| Services | 122 | 124 | 100 |
| Groceries | 115 | 118 | 100 |
| Health | 345 | 253 | 100 |
| Housing | 115 | 123 | 100 |
| Transportation | 130 | 132 | 100 |
| Utilities | 128 | 128 | 100 |
Ocean Pointe Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in Ocean Pointe Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ocean Pointe, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ocean Pointe is $893,620.
The Median Rent in Ocean Pointe is $3,424.
The Median Income in Ocean Pointe is $149,767.
The Home Value To Income in Ocean Pointe is 6.0x.
The Rent To Monthly Income in Ocean Pointe is 0.27x.
| Statistic | Ocean Pointe | Hawaii | United States |
|---|---|---|---|
| Median Home Value | $893,620 | $832,966 | $332,700 |
| Median Rent | $3,424 | $1,971 | $1,413 |
| Median Income | $149,767 | $100,389 | $80,734 |
| Home Value To Income | 6.0x | 8.3x | 4.1x |
| Rent To Monthly Income | 0.27x | 0.24x | 0.21x |
Ocean Pointe, HI Costs By Category
Detailed Ocean Pointe Services costs vs. Hawaii
| Item | Ocean Pointe | Hawaii |
|---|---|---|
| Shampoo | $1.73 | $1.28 |
| Movie | $15.08 | $12.13 |
| Bowling | $25.33 | $18 |
| Haircut | $19.47 | $24.26 |
| Beauty Salon | $76.67 | $45.56 |
Detailed Ocean Pointe Groceries costs vs. Hawaii
| Item | Ocean Pointe | Hawaii |
|---|---|---|
| Ground Beef | $5.42 | $5.84 |
| Fried Chicken | $2.85 | $1.57 |
| Milk | $5.38 | $4.67 |
| Potatoes | $5.94 | $4.93 |
| Pizza | $14.99 | $12.09 |
| Beer | $12.01 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Ocean Pointe Health costs vs. Hawaii
| Item | Ocean Pointe | Hawaii |
|---|---|---|
| Optometrist | $236.67 | $125.68 |
| Doctor | $191.36 | $135.78 |
| Dentist | $114.44 | $113.29 |
Detailed Ocean Pointe Transportation costs vs. Hawaii
| Item | Ocean Pointe | Hawaii |
|---|---|---|
| Gasoline | $4.8 | $3.46 |
| Tire Balancing | $75.37 | $59.92 |
Detailed Ocean Pointe Utilities costs vs. Hawaii
| Item | Ocean Pointe | Hawaii |
|---|---|---|
| All Electricity | $359.53 | $193.99 |
| Phone | $184.47 | $192.25 |
Ocean Pointe SnackAbility
Cost Of Living In Cities Around Ocean Pointe
The cost of living varies in the cities and towns around Ocean Pointe. Here's a quick look at the cost of living in the most populous nearby places:
East Honolulu, HI has a cost of living index of 224, 1.2x Ocean Pointe.
Waipahu, HI has a cost of living index of 173, 0.9x Ocean Pointe.
Kaneohe, HI has a cost of living index of 201, 1.1x Ocean Pointe.
| City | Population | Cost Of Living | Vs. Ocean Pointe |
|---|---|---|---|
| East Honolulu, HI | 51,360 | 224 | 1.2x |
| Waipahu, HI | 40,482 | 173 | 0.9x |
| Kaneohe, HI | 37,355 | 201 | 1.1x |
| Ewa Gentry, HI | 26,563 | 170 | 0.9x |
| Kapolei, HI | 22,232 | 175 | 0.9x |
| Mililani Mauka, HI | 21,278 | 192 | 1.0x |
| Makakilo, HI | 20,735 | 181 | 0.9x |
| Ewa Beach, HI | 14,376 | 172 | 0.9x |
| Royal Kunia, HI | 13,555 | 181 | 0.9x |
| Hickam Housing, HI | 9,425 | 188 | 1.0x |
