Cost of living in Waipahu research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Waipahu is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Hawaii, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Waipahu is 176, with 100 being the average.
The cost of living index in Waipahu is 1.8x higher than the national average.
Waipahu ranks as the #20 cheapest in Hawaii out of 52.
Waipahu ranks as the #6,146 cheapest out of 6,489 in the US.
The median home value in Waipahu is $844,852.
The median income in Waipahu is $98,633.
According to the most recent data on the cost of living, Waipahu has an overall cost of living index of 176, which is 1.8x higher than the national index of 100.
Compared to Hawaii, Waipahu has a cost of living index that's 1.0x higher than Hawaii's index of 171.
The standard of living in Waipahu ranks as #20 most affordable out of the 52 places we measured in Hawaii. By definition, that implies Waipahu ranks as the #32 most expensive place in the Aloha State.
For more reading on life in Waipahu, check out:
Six factors go into calculating the cost of living index in Waipahu. Here is how it fairs on each of the criteria:
The Services index in Waipahu is 128.
The Groceries index in Waipahu is 115.
The Health index in Waipahu is 121.
The Housing index in Waipahu is 287.
The Transportation index in Waipahu is 133.
The Utilities index in Waipahu is 150.
| Living Expense | Waipahu | Hawaii | National Average | |
|---|---|---|---|---|
| Overall | 176 | 171 | 100 | |
| Services | 128 | 128 | 100 | |
| Groceries | 115 | 135 | 100 | |
| Health | 121 | 126 | 100 | |
| Housing | 287 | 249 | 100 | |
| Transportation | 133 | 144 | 100 | |
| Utilities | 150 | 181 | 100 | |
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Waipahu is $844,852.
The Median Rent in Waipahu is $1,585.
The Median Income in Waipahu is $98,633.
The Home Value To Income in Waipahu is 8.6x.
The Rent To Monthly Income in Waipahu is 0.19x.
The cost of living varies in the cities and towns around Waipahu. Here's a quick look at the cost of living in the most populous nearby places:
East Honolulu, HI has a cost of living index of 227, 1.3x Waipahu.
Kaneohe, HI has a cost of living index of 201, 1.1x Waipahu.
Ewa Gentry, HI has a cost of living index of 178, 1.0x Waipahu.
| City | Population | Cost Of Living | Vs. Waipahu |
|---|---|---|---|
| East Honolulu, HI | 50,961 | 227 | 1.3x |
| Kaneohe, HI | 35,945 | 201 | 1.1x |
| Ewa Gentry, HI | 26,738 | 178 | 1.0x |
| Kapolei, HI | 23,033 | 179 | 1.0x |
| Mililani Mauka, HI | 21,967 | 193 | 1.1x |
| Ocean Pointe, HI | 16,276 | 197 | 1.1x |
| Royal Kunia, HI | 13,687 | 185 | 1.1x |
| Waipio, HI | 11,196 | 171 | 1.0x |
| Aiea, HI | 9,155 | 208 | 1.2x |
| Ahuimanu, HI | 8,520 | 191 | 1.1x |