What is the cost of living in West Loch Estate, HI?
According to the most recent data on the cost of living, West Loch Estate has an overall cost of living index of 178, which is 1.8x higher than the national index of 100.
Compared to Hawaii, West Loch Estate has a cost of living index that's 1.1x higher than Hawaii's index of 163.
The standard of living in West Loch Estate ranks as #29 most affordable out of the 52 places we measured in Hawaii. By definition, that implies West Loch Estate ranks as the #23 most expensive place in the Aloha State.
For more reading on life in West Loch Estate, check out:
West Loch Estate Cost Of Living Vs. Hawaii
Six factors go into calculating the cost of living index in West Loch Estate. Here is how it fares on each of the criteria:
The Services index in West Loch Estate is 126.
The Groceries index in West Loch Estate is 118.
The Health index in West Loch Estate is 314.
The Housing index in West Loch Estate is 115.
The Transportation index in West Loch Estate is 132.
The Utilities index in West Loch Estate is 127.
| Living Expense | West Loch Estate | Hawaii | National Average |
|---|---|---|---|
| Overall | 178 | 163 | 100 |
| Services | 126 | 124 | 100 |
| Groceries | 118 | 118 | 100 |
| Health | 314 | 253 | 100 |
| Housing | 115 | 123 | 100 |
| Transportation | 132 | 132 | 100 |
| Utilities | 127 | 128 | 100 |
West Loch Estate Cost Of Living Compared To Hawaii Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Hawaii, check out:
Protect your home budget Compare home warranties in West Loch Estate Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
West Loch Estate, HI Housing Cost Breakdown
Housing swings affordability the most between places in Hawaii, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in West Loch Estate is $848,849.
The Median Rent in West Loch Estate is $2,660.
The Median Income in West Loch Estate is $122,422.
The Home Value To Income in West Loch Estate is 6.9x.
The Rent To Monthly Income in West Loch Estate is 0.26x.
| Statistic | West Loch Estate | Hawaii | United States |
|---|---|---|---|
| Median Home Value | $848,849 | $832,966 | $332,700 |
| Median Rent | $2,660 | $1,971 | $1,413 |
| Median Income | $122,422 | $100,389 | $80,734 |
| Home Value To Income | 6.9x | 8.3x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.24x | 0.21x |
West Loch Estate, HI Costs By Category
Detailed West Loch Estate Services costs vs. Hawaii
| Item | West Loch Estate | Hawaii |
|---|---|---|
| Shampoo | $1.73 | $1.28 |
| Movie | $15.08 | $12.13 |
| Bowling | $25.33 | $18 |
| Haircut | $19.47 | $24.26 |
| Beauty Salon | $76.67 | $45.56 |
Detailed West Loch Estate Groceries costs vs. Hawaii
| Item | West Loch Estate | Hawaii |
|---|---|---|
| Ground Beef | $5.42 | $5.84 |
| Fried Chicken | $2.85 | $1.57 |
| Milk | $5.38 | $4.67 |
| Potatoes | $5.94 | $4.93 |
| Pizza | $14.99 | $12.09 |
| Beer | $12.01 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed West Loch Estate Health costs vs. Hawaii
| Item | West Loch Estate | Hawaii |
|---|---|---|
| Optometrist | $236.67 | $125.68 |
| Doctor | $191.36 | $135.78 |
| Dentist | $114.44 | $113.29 |
Detailed West Loch Estate Transportation costs vs. Hawaii
| Item | West Loch Estate | Hawaii |
|---|---|---|
| Gasoline | $4.8 | $3.46 |
| Tire Balancing | $75.37 | $59.92 |
Detailed West Loch Estate Utilities costs vs. Hawaii
| Item | West Loch Estate | Hawaii |
|---|---|---|
| All Electricity | $359.53 | $193.99 |
| Phone | $184.47 | $192.25 |
West Loch Estate SnackAbility
Cost Of Living In Cities Around West Loch Estate
The cost of living varies in the cities and towns around West Loch Estate. Here's a quick look at the cost of living in the most populous nearby places:
Waipahu, HI has a cost of living index of 173, 1.0x West Loch Estate.
Kaneohe, HI has a cost of living index of 201, 1.1x West Loch Estate.
Ewa Gentry, HI has a cost of living index of 170, 1.0x West Loch Estate.
| City | Population | Cost Of Living | Vs. West Loch Estate |
|---|---|---|---|
| Waipahu, HI | 40,482 | 173 | 1.0x |
| Kaneohe, HI | 37,355 | 201 | 1.1x |
| Ewa Gentry, HI | 26,563 | 170 | 1.0x |
| Kapolei, HI | 22,232 | 175 | 1.0x |
| Mililani Mauka, HI | 21,278 | 192 | 1.1x |
| Makakilo, HI | 20,735 | 181 | 1.0x |
| Ocean Pointe, HI | 17,085 | 191 | 1.1x |
| Ewa Beach, HI | 14,376 | 172 | 1.0x |
| Royal Kunia, HI | 13,555 | 181 | 1.0x |
| Aiea, HI | 9,087 | 207 | 1.2x |
