Columbia City, IN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Columbia City, IN Summary

Cost of living in Columbia City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Columbia City is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Indiana, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Columbia City is 92, with 100 being the average.

  • The cost of living index in Columbia City is 0.9x lower than the national average.

  • Columbia City ranks as the #71 cheapest in Indiana out of 128.

  • Columbia City ranks as the #1,501 cheapest out of 6,489 in the US.

  • The median home value in Columbia City is $279,265.

  • The median income in Columbia City is $65,000.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
92
Columbia City's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Columbia City, IN?

According to the most recent data on the cost of living, Columbia City has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.

Compared to Indiana, Columbia City has a cost of living index that's 1.0x lower than Indiana's index of 92.

The standard of living in Columbia City ranks as #71 most affordable out of the 128 places we measured in Indiana. By definition, that implies Columbia City ranks as the #57 most expensive place in the Hoosier State.

For more reading on life in Columbia City, check out:

71 out of 128
In Indiana
1,501 out of 6,489
In America

Columbia City Cost Of Living Vs. Indiana

Six factors go into calculating the cost of living index in Columbia City. Here is how it fairs on each of the criteria:

  • The Services index in Columbia City is 97.

  • The Groceries index in Columbia City is 101.

  • The Health index in Columbia City is 97.

  • The Housing index in Columbia City is 73.

  • The Transportation index in Columbia City is 97.

  • The Utilities index in Columbia City is 101.

Living Expense Columbia City Indiana National Average
Overall 92 92 100
Services 97 95 100
Groceries 101 97 100
Health 97 94 100
Housing 73 73 100
Transportation 97 94 100
Utilities 101 107 100
For more reading on cost of living around Indiana, check out:
Columbia City Cost of Living Vs. IN

Columbia City, IN Housing Cost Breakdown

Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Columbia City is $279,265.

  • The Median Rent in Columbia City is $885.

  • The Median Income in Columbia City is $65,000.

  • The Home Value To Income in Columbia City is 4.3x.

  • The Rent To Monthly Income in Columbia City is 0.16x.

Statistic Columbia City Indiana United States
Median Home Value $279,265 $251,301 $303,400
Median Rent $885 $1,020 $1,348
Median Income $65,000 $70,051 $78,538
Home Value To Income 4.3x 3.6x 3.9x
Rent To Monthly Income 0.16x 0.17x 0.21x
$279,265
Median Home Value
$885
Median Rent
$65,000
Median Income

Columbia City, IN Costs By Category

Detailed Columbia City Services Costs Vs. Indiana

Item Columbia City Indiana
Shampoo $1.32 $1.28
Movie $12.75 $12.13
Bowling $16.72 $18
Haircut $26.22 $24.26
Beauty Salon $33.78 $45.56

Detailed Columbia City Groceries Costs Vs. Indiana

Item Columbia City Indiana
Ground Beef $6.1 $5.84
Fried Chicken $1.64 $1.57
Milk $4.74 $4.67
Potatoes $5.08 $4.93
Pizza $12.79 $12.09
Beer $10.06 $10.41
Toothpaste $3.63 $3.7

Detailed Columbia City Health Costs Vs. Indiana

Item Columbia City Indiana
Optometrist $104.3 $125.68
Doctor $119.61 $135.78
Dentist $110.0 $113.29

Detailed Columbia City Transportation Costs Vs. Indiana

Item Columbia City Indiana
Gasoline $3.35 $3.46
Tire Balancing $59.65 $59.92

Detailed Columbia City Utilities Costs Vs. Indiana

Item Columbia City Indiana
All Electricity $197.87 $193.99
Phone $192.69 $192.25

Columbia City SnackAbility

7
/10
Overall SnackAbility
Jobs
7/10
Housing
6
Affordability
8
Diversity
4
Safety
6
Amenities
8
Education
7
Commute
8.5

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