What is the cost of living in Columbia City, IN?
According to the most recent data on the cost of living, Columbia City has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Indiana, Columbia City has a cost of living index that's 1.0x lower than Indiana's index of 90.
The standard of living in Columbia City ranks as #62 most affordable out of the 129 places we measured in Indiana. By definition, that implies Columbia City ranks as the #67 most expensive place in the Hoosier State.
For more reading on life in Columbia City, check out:
Columbia City Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Columbia City. Here is how it fares on each of the criteria:
The Services index in Columbia City is 97.
The Groceries index in Columbia City is 95.
The Health index in Columbia City is 73.
The Housing index in Columbia City is 99.
The Transportation index in Columbia City is 96.
The Utilities index in Columbia City is 94.
| Living Expense | Columbia City | Indiana | National Average |
|---|---|---|---|
| Overall | 89 | 90 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 95 | 95 | 100 |
| Health | 73 | 72 | 100 |
| Housing | 99 | 98 | 100 |
| Transportation | 96 | 94 | 100 |
| Utilities | 94 | 96 | 100 |
Columbia City Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Columbia City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Columbia City, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Columbia City is $279,168.
The Median Rent in Columbia City is $963.
The Median Income in Columbia City is $68,089.
The Home Value To Income in Columbia City is 4.1x.
The Rent To Monthly Income in Columbia City is 0.17x.
| Statistic | Columbia City | Indiana | United States |
|---|---|---|---|
| Median Home Value | $279,168 | $254,121 | $332,700 |
| Median Rent | $963 | $1,062 | $1,413 |
| Median Income | $68,089 | $71,957 | $80,734 |
| Home Value To Income | 4.1x | 3.5x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.18x | 0.21x |
Columbia City, IN Costs By Category
Detailed Columbia City Services costs vs. Indiana
| Item | Columbia City | Indiana |
|---|---|---|
| Shampoo | $1.32 | $1.28 |
| Movie | $12.75 | $12.13 |
| Bowling | $16.72 | $18 |
| Haircut | $26.22 | $24.26 |
| Beauty Salon | $33.78 | $45.56 |
Detailed Columbia City Groceries costs vs. Indiana
| Item | Columbia City | Indiana |
|---|---|---|
| Ground Beef | $6.1 | $5.84 |
| Fried Chicken | $1.64 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $5.08 | $4.93 |
| Pizza | $12.79 | $12.09 |
| Beer | $10.06 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Columbia City Health costs vs. Indiana
| Item | Columbia City | Indiana |
|---|---|---|
| Optometrist | $104.3 | $125.68 |
| Doctor | $119.61 | $135.78 |
| Dentist | $110.0 | $113.29 |
Detailed Columbia City Transportation costs vs. Indiana
| Item | Columbia City | Indiana |
|---|---|---|
| Gasoline | $3.35 | $3.46 |
| Tire Balancing | $59.65 | $59.92 |
Detailed Columbia City Utilities costs vs. Indiana
| Item | Columbia City | Indiana |
|---|---|---|
| All Electricity | $197.87 | $193.99 |
| Phone | $192.69 | $192.25 |
