Hartford City, IN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Hartford City, IN Summary

Cost of living in Hartford City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Hartford City is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Indiana, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Hartford City is 83, with 100 being the average.

  • The cost of living index in Hartford City is 0.8x lower than the national average.

  • Hartford City ranks as the #17 cheapest in Indiana out of 128.

  • Hartford City ranks as the #306 cheapest out of 6,489 in the US.

  • The median home value in Hartford City is $133,802.

  • The median income in Hartford City is $36,868.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
83
Hartford City's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Hartford City, IN?

According to the most recent data on the cost of living, Hartford City has an overall cost of living index of 83, which is 0.8x lower than the national index of 100.

Compared to Indiana, Hartford City has a cost of living index that's 0.9x lower than Indiana's index of 92.

The standard of living in Hartford City ranks as #17 most affordable out of the 128 places we measured in Indiana. By definition, that implies Hartford City ranks as the #111 most expensive place in the Hoosier State.

For more reading on life in Hartford City, check out:

17 out of 128
In Indiana
306 out of 6,489
In America

Hartford City Cost Of Living Vs. Indiana

Six factors go into calculating the cost of living index in Hartford City. Here is how it fairs on each of the criteria:

  • The Services index in Hartford City is 95.

  • The Groceries index in Hartford City is 96.

  • The Health index in Hartford City is 97.

  • The Housing index in Hartford City is 44.

  • The Transportation index in Hartford City is 95.

  • The Utilities index in Hartford City is 114.

Living Expense Hartford City Indiana National Average
Overall 83 92 100
Services 95 95 100
Groceries 96 97 100
Health 97 94 100
Housing 44 73 100
Transportation 95 94 100
Utilities 114 107 100
For more reading on cost of living around Indiana, check out:
Hartford City Cost of Living Vs. IN

Hartford City, IN Housing Cost Breakdown

Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Hartford City is $133,802.

  • The Median Rent in Hartford City is $619.

  • The Median Income in Hartford City is $36,868.

  • The Home Value To Income in Hartford City is 3.6x.

  • The Rent To Monthly Income in Hartford City is 0.2x.

Statistic Hartford City Indiana United States
Median Home Value $133,802 $251,301 $303,400
Median Rent $619 $1,020 $1,348
Median Income $36,868 $70,051 $78,538
Home Value To Income 3.6x 3.6x 3.9x
Rent To Monthly Income 0.2x 0.17x 0.21x
$133,802
Median Home Value
$619
Median Rent
$36,868
Median Income

Hartford City, IN Costs By Category

Detailed Hartford City Services Costs Vs. Indiana

Item Hartford City Indiana
Shampoo $1.3 $1.28
Movie $11.69 $12.13
Bowling $11.24 $18
Haircut $16.5 $24.26
Beauty Salon $30.94 $45.56

Detailed Hartford City Groceries Costs Vs. Indiana

Item Hartford City Indiana
Ground Beef $5.74 $5.84
Fried Chicken $1.39 $1.57
Milk $4.59 $4.67
Potatoes $4.88 $4.93
Pizza $12.18 $12.09
Beer $9.64 $10.41
Toothpaste $3.69 $3.7

Detailed Hartford City Health Costs Vs. Indiana

Item Hartford City Indiana
Optometrist $138.77 $125.68
Doctor $101.43 $135.78
Dentist $122.83 $113.29

Detailed Hartford City Transportation Costs Vs. Indiana

Item Hartford City Indiana
Gasoline $3.51 $3.46
Tire Balancing $47.59 $59.92

Detailed Hartford City Utilities Costs Vs. Indiana

Item Hartford City Indiana
All Electricity $236.28 $193.99
Phone $189.86 $192.25

Hartford City SnackAbility

6
/10
Overall SnackAbility
Jobs
4/10
Housing
3
Affordability
8
Diversity
4
Safety
8
Amenities
8
Education
7
Commute
6

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