What is the cost of living in Hartford City, IN?
According to the most recent data on the cost of living, Hartford City has an overall cost of living index of 81, which is 0.8x lower than the national index of 100.
Compared to Indiana, Hartford City has a cost of living index that's 0.9x lower than Indiana's index of 90.
The standard of living in Hartford City ranks as #7 most affordable out of the 129 places we measured in Indiana. By definition, that implies Hartford City ranks as the #122 most expensive place in the Hoosier State.
For more reading on life in Hartford City, check out:
Hartford City Cost Of Living Vs. Indiana
Six factors go into calculating the cost of living index in Hartford City. Here is how it fares on each of the criteria:
The Services index in Hartford City is 95.
The Groceries index in Hartford City is 96.
The Health index in Hartford City is 42.
The Housing index in Hartford City is 95.
The Transportation index in Hartford City is 94.
The Utilities index in Hartford City is 91.
| Living Expense | Hartford City | Indiana | National Average |
|---|---|---|---|
| Overall | 81 | 90 | 100 |
| Services | 95 | 97 | 100 |
| Groceries | 96 | 95 | 100 |
| Health | 42 | 72 | 100 |
| Housing | 95 | 98 | 100 |
| Transportation | 94 | 94 | 100 |
| Utilities | 91 | 96 | 100 |
Hartford City Cost Of Living Compared To Indiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Indiana, check out:
Protect your home budget Compare home warranties in Hartford City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Hartford City, IN Housing Cost Breakdown
Housing swings affordability the most between places in Indiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Hartford City is $139,703.
The Median Rent in Hartford City is $730.
The Median Income in Hartford City is $41,752.
The Home Value To Income in Hartford City is 3.3x.
The Rent To Monthly Income in Hartford City is 0.21x.
| Statistic | Hartford City | Indiana | United States |
|---|---|---|---|
| Median Home Value | $139,703 | $254,121 | $332,700 |
| Median Rent | $730 | $1,062 | $1,413 |
| Median Income | $41,752 | $71,957 | $80,734 |
| Home Value To Income | 3.3x | 3.5x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.18x | 0.21x |
Hartford City, IN Costs By Category
Detailed Hartford City Services costs vs. Indiana
| Item | Hartford City | Indiana |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $11.69 | $12.13 |
| Bowling | $11.24 | $18 |
| Haircut | $16.5 | $24.26 |
| Beauty Salon | $30.94 | $45.56 |
Detailed Hartford City Groceries costs vs. Indiana
| Item | Hartford City | Indiana |
|---|---|---|
| Ground Beef | $5.74 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.59 | $4.67 |
| Potatoes | $4.88 | $4.93 |
| Pizza | $12.18 | $12.09 |
| Beer | $9.64 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Hartford City Health costs vs. Indiana
| Item | Hartford City | Indiana |
|---|---|---|
| Optometrist | $138.77 | $125.68 |
| Doctor | $101.43 | $135.78 |
| Dentist | $122.83 | $113.29 |
Detailed Hartford City Transportation costs vs. Indiana
| Item | Hartford City | Indiana |
|---|---|---|
| Gasoline | $3.51 | $3.46 |
| Tire Balancing | $47.59 | $59.92 |
Detailed Hartford City Utilities costs vs. Indiana
| Item | Hartford City | Indiana |
|---|---|---|
| All Electricity | $236.28 | $193.99 |
| Phone | $189.86 | $192.25 |
