Monticello, IN
Demographics And Statistics

Demographics | Cost Of Living
Updated: 2025-10-25

Living In Monticello, Indiana Summary

Life in Monticello research summary. HomeSnacks has been using Saturday Night Science to research the quality of life in Monticello over the past nine years using Census, FBI, Zillow, and other primary data sources. Based on the most recently available data, we found the following about life in Monticello:

  • The population in Monticello is 5,504.

  • The median home value in Monticello is $234,724.

  • The median income in Monticello is $50,138.

  • The cost of living in Monticello is 88 which is 0.9x lower than the national average.

  • The median rent in Monticello is $860.

  • The unemployment rate in Monticello is 8.3%.

  • The poverty rate in Monticello is 12.1%.

  • The average high in Monticello is 60.8° and the average low is 40.5°.

Monticello SnackAbility

5
Overall SnackAbility
Jobs
5/10
Housing
5
Affordability
8
Diversity
7
Safety
N/A
Amenities
8
Education
6
Commute
9.5

Monticello, IN Cost Of Living

Cost of living in Monticello summary. We use data on the cost of living to determine how expensive it is to live in Monticello. Real estate prices drive most of the variance in cost of living around Indiana. Key points include:

  • The cost of living in Monticello is 88 with 100 being average.

  • The cost of living in Monticello is 0.9x lower than the national average.

  • The median home value in Monticello is $234,724.

  • The median income in Monticello is $50,138.

88
Monticello's Overall Cost Of Living
0.9x
Lower Than The National Average

Cost Of Living In Monticello Comparison Table

Living Expense Monticello Indiana National Average
Overall 88 92 100
Services 96 95 100
Groceries 100 97 100
Health 109 94 100
Housing 61 73 100
Transportation 101 94 100
Utilities 110 107 100

Monticello, IN Weather

  • The average high in Monticello is 60.8° and the average low is 40.5°.

  • There are 75.2 days of precipitation each year.

  • Expect an average of 39.3 inches of precipitation each year with 20.3 inches of snow.

StatMonticello
Average Annual High60.8
Average Annual Low40.5
Annual Precipitation Days75.2
Average Annual Precipitation39.3
Average Annual Snowfall20.3
60.8°
Average High
75.2
Days of Rain

Monticello, IN Photos

James Culbertson Reynolds House
Source: Public Domain
Monticello Church Damages Super Outbreak
Source: Public Domain

Rankings for Monticello in Indiana

Locations Around Monticello

Map Of Monticello, IN

Best Places Around Monticello

1

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2

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3

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Population 70,650

4

Crawfordsville, IN
Population 16,408

5

Kokomo, IN
Population 59,375

6

Logansport, IN
Population 17,766

7

Wabash, IN
Population 10,378

Monticello Demographics And Statistics

Population over time in Monticello

The current population in Monticello is 5,504. The population has increased 1.4% from 2010.

Year Population % Change
2023 5,504 0.3%
2022 5,488 -0.4%
2021 5,508 4.8%
2020 5,255 -0.1%
2019 5,262 -0.4%
2018 5,282 -0.3%
2017 5,298 -0.3%
2016 5,312 -0.4%
2015 5,332 -0.4%
2014 5,355 -0.2%
2013 5,367 -0.3%
2012 5,384 -0.6%
2011 5,416 -0.3%
2010 5,430 -

Race / Ethnicity in Monticello

White
87.8% (4,831)
African American
0.2% (12)
American Indian
0.0% (0)
Asian
0.0% (0)
Hawaiian
0.0% (0)
Other
0.0% (0)
Two Or More
0.6% (33)
Hispanic
11.4% (628)

Monticello is:

  • 87.8% White with 4,831 White residents.

  • 0.2% African American with 12 African American residents.

  • 0.0% American Indian with 0 American Indian residents.

  • 0.0% Asian with 0 Asian residents.

  • 0.0% Hawaiian with 0 Hawaiian residents.

  • 0.0% Other with 0 Other residents.

  • 0.6% Two Or More with 33 Two Or More residents.

  • 11.4% Hispanic with 628 Hispanic residents.

Race Monticello IN USA
White 87.8% 76.1% 58.2%
African American 0.2% 9.1% 12.0%
American Indian 0.0% 0.1% 0.5%
Asian 0.0% 2.5% 5.7%
Hawaiian 0.0% 0.0% 0.2%
Other 0.0% 0.4% 0.5%
Two Or More 0.6% 3.4% 3.9%
Hispanic 11.4% 8.4% 19.0%

Gender in Monticello

Female
53.9% (2,964)
Male
46.1% (2,540)
  • Monticello is 53.9% female with 2,964 female residents.

  • Monticello is 46.1% male with 2,540 male residents.

Gender Monticello IN USA
Female 53.9% 50.4% 50.5%
Male 46.1% 49.6% 49.5%

Highest level of educational attainment in Monticello for adults over 25

  • 1.0% of adults in Monticello completed < 9th grade.

  • 5.0% of adults in Monticello completed 9-12th grade.

  • 53.0% of adults in Monticello completed high school / ged.

  • 20.0% of adults in Monticello completed some college.

  • 9.0% of adults in Monticello completed associate's degree.

  • 9.0% of adults in Monticello completed bachelor's degree.

  • 3.0% of adults in Monticello completed master's degree.

  • 0.0% of adults in Monticello completed professional degree.

  • 0.0% of adults in Monticello completed doctorate degree.

< 9th Grade
1.0% (55)
9-12th Grade
5.0% (275)
High School / GED
53.0% (2,917)
Some College
20.0% (1,100)
Associate's Degree
9.0% (495)
Bachelor's Degree
9.0% (495)
Master's Degree
3.0% (165)
Professional Degree
0.0% (0)
Doctorate Degree
0.0% (0)
Education Monticello IN USA
< 9th Grade 1.0% 3.0% 5.0%
9-12th Grade 5.0% 6.0% 6.0%
High School / GED 53.0% 33.0% 26.0%
Some College 20.0% 20.0% 19.0%
Associate's Degree 9.0% 9.0% 9.0%
Bachelor's Degree 9.0% 18.0% 21.0%
Master's Degree 3.0% 8.0% 10.0%
Professional Degree 0.0% 2.0% 2.0%
Doctorate Degree 0.0% 1.0% 2.0%

Household Income For Monticello, Indiana

  • 7.1% of households in Monticello earn Less than $10,000.

  • 7.1% of households in Monticello earn $10,000 to $14,999.

  • 7.8% of households in Monticello earn $15,000 to $24,999.

  • 19.3% of households in Monticello earn $25,000 to $34,999.

  • 8.4% of households in Monticello earn $35,000 to $49,999.

  • 21.7% of households in Monticello earn $50,000 to $74,999.

  • 17.6% of households in Monticello earn $75,000 to $99,999.

  • 7.7% of households in Monticello earn $100,000 to $149,999.

  • 1.9% of households in Monticello earn $150,000 to $199,999.

  • 1.4% of households in Monticello earn $200,000 or more.

Less than $10,000
7.1% (38,808)
$10,000 to $14,999
7.1% (38,808)
$15,000 to $24,999
7.8% (43,097)
$25,000 to $34,999
19.3% (106,349)
$35,000 to $49,999
8.4% (46,098)
$50,000 to $74,999
21.7% (119,428)
$75,000 to $99,999
17.6% (96,700)
$100,000 to $149,999
7.7% (42,453)
$150,000 to $199,999
1.9% (10,720)
$200,000 or more
1.4% (7,933)
Income Monticello IN USA
Less than $10,000 7.1% 4.9% 4.9%
$10,000 to $14,999 7.1% 3.5% 3.6%
$15,000 to $24,999 7.8% 7.1% 6.6%
$25,000 to $34,999 19.3% 7.8% 6.8%
$35,000 to $49,999 8.4% 12.2% 10.4%
$50,000 to $74,999 21.7% 17.9% 15.7%
$75,000 to $99,999 17.6% 13.9% 12.7%
$100,000 to $149,999 7.7% 17.2% 17.4%
$150,000 to $199,999 1.9% 7.9% 9.3%
$200,000 or more 1.4% 7.6% 12.6%

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