What is the cost of living in Gardner, KS?
According to the most recent data on the cost of living, Gardner has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.
Compared to Kansas, Gardner has a cost of living index that's 1.1x higher than Kansas's index of 91.
The standard of living in Gardner ranks as #49 most affordable out of the 65 places we measured in Kansas. By definition, that implies Gardner ranks as the #16 most expensive place in the Sunflower State.
For more reading on life in Gardner, check out:
Gardner Cost Of Living Vs. Kansas
Six factors go into calculating the cost of living index in Gardner. Here is how it fares on each of the criteria:
The Services index in Gardner is 100.
The Groceries index in Gardner is 93.
The Health index in Gardner is 113.
The Housing index in Gardner is 92.
The Transportation index in Gardner is 100.
The Utilities index in Gardner is 97.
| Living Expense | Gardner | Kansas | National Average |
|---|---|---|---|
| Overall | 99 | 91 | 100 |
| Services | 100 | 98 | 100 |
| Groceries | 93 | 97 | 100 |
| Health | 113 | 76 | 100 |
| Housing | 92 | 97 | 100 |
| Transportation | 100 | 93 | 100 |
| Utilities | 97 | 95 | 100 |
Gardner Cost Of Living Compared To Kansas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kansas, check out:
Protect your home budget Compare home warranties in Gardner Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gardner, KS Housing Cost Breakdown
Housing swings affordability the most between places in Kansas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gardner is $352,182.
The Median Rent in Gardner is $1,306.
The Median Income in Gardner is $96,818.
The Home Value To Income in Gardner is 3.6x.
The Rent To Monthly Income in Gardner is 0.16x.
Gardner, KS Costs By Category
Detailed Gardner Services costs vs. Kansas
Detailed Gardner Groceries costs vs. Kansas
Detailed Gardner Health costs vs. Kansas
Detailed Gardner Transportation costs vs. Kansas
Gardner SnackAbility
Cost Of Living In Cities Around Gardner
The cost of living varies in the cities and towns around Gardner. Here's a quick look at the cost of living in the most populous nearby places:
Overland Park, KS has a cost of living index of 112, 1.1x Gardner.
Olathe, KS has a cost of living index of 107, 1.1x Gardner.
Shawnee, KS has a cost of living index of 106, 1.1x Gardner.
| City | Population | Cost Of Living | Vs. Gardner |
|---|---|---|---|
| Overland Park, KS | 200,306 | 112 | 1.1x |
| Olathe, KS | 145,057 | 107 | 1.1x |
| Shawnee, KS | 68,542 | 106 | 1.1x |
| Lenexa, KS | 58,384 | 110 | 1.1x |
| Leawood, KS | 33,809 | 134 | 1.4x |
| Merriam, KS | 11,085 | 98 | 1.0x |
| Spring Hill, KS | 9,120 | 104 | 1.1x |
| De Soto, KS | 6,414 | 103 | 1.0x |
| Eudora, KS | 6,119 | 99 | 1.0x |
| Louisburg, KS | 5,094 | 101 | 1.0x |
