What is the cost of living in Zachary, LA?
According to the most recent data on the cost of living, Zachary has an overall cost of living index of 108, which is 1.1x higher than the national index of 100.
Compared to Louisiana, Zachary has a cost of living index that's 1.2x higher than Louisiana's index of 91.
The standard of living in Zachary ranks as #95 most affordable out of the 103 places we measured in Louisiana. By definition, that implies Zachary ranks as the #8 most expensive place in the Pelican State.
For more reading on life in Zachary, check out:
Zachary Cost Of Living Vs. Louisiana
Six factors go into calculating the cost of living index in Zachary. Here is how it fares on each of the criteria:
The Services index in Zachary is 99.
The Groceries index in Zachary is 98.
The Health index in Zachary is 126.
The Housing index in Zachary is 101.
The Transportation index in Zachary is 101.
The Utilities index in Zachary is 96.
| Living Expense | Zachary | Louisiana | National Average |
|---|---|---|---|
| Overall | 108 | 91 | 100 |
| Services | 99 | 97 | 100 |
| Groceries | 98 | 97 | 100 |
| Health | 126 | 82 | 100 |
| Housing | 101 | 97 | 100 |
| Transportation | 101 | 99 | 100 |
| Utilities | 96 | 96 | 100 |
Zachary Cost Of Living Compared To Louisiana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Louisiana, check out:
Protect your home budget Compare home warranties in Zachary Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Zachary, LA Housing Cost Breakdown
Housing swings affordability the most between places in Louisiana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Zachary is $267,773.
The Median Rent in Zachary is $1,527.
The Median Income in Zachary is $84,480.
The Home Value To Income in Zachary is 3.2x.
The Rent To Monthly Income in Zachary is 0.22x.
Zachary, LA Costs By Category
Detailed Zachary Services costs vs. Louisiana
Detailed Zachary Groceries costs vs. Louisiana
Detailed Zachary Health costs vs. Louisiana
Detailed Zachary Transportation costs vs. Louisiana
Zachary SnackAbility
Cost Of Living In Cities Around Zachary
The cost of living varies in the cities and towns around Zachary. Here's a quick look at the cost of living in the most populous nearby places:
Baton Rouge, LA has a cost of living index of 100, 0.9x Zachary.
Central, LA has a cost of living index of 105, 1.0x Zachary.
Baker, LA has a cost of living index of 91, 0.8x Zachary.
| City | Population | Cost Of Living | Vs. Zachary |
|---|---|---|---|
| Baton Rouge, LA | 222,771 | 100 | 0.9x |
| Central, LA | 29,783 | 105 | 1.0x |
| Baker, LA | 12,253 | 91 | 0.8x |
| Merrydale, LA | 9,490 | 92 | 0.9x |
| Denham Springs, LA | 9,323 | 98 | 0.9x |
| Inniswold, LA | 6,357 | 112 | 1.0x |
