What is the cost of living in Fitchburg, MA?
According to the most recent data on the cost of living, Fitchburg has an overall cost of living index of 113, which is 1.1x higher than the national index of 100.
Compared to Massachusetts, Fitchburg has a cost of living index that's 0.9x lower than Massachusetts's index of 130.
The standard of living in Fitchburg ranks as #10 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Fitchburg ranks as the #103 most expensive place in the Bay State.
For more reading on life in Fitchburg, check out:
Fitchburg Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Fitchburg. Here is how it fares on each of the criteria:
The Services index in Fitchburg is 107.
The Groceries index in Fitchburg is 111.
The Health index in Fitchburg is 112.
The Housing index in Fitchburg is 110.
The Transportation index in Fitchburg is 115.
The Utilities index in Fitchburg is 112.
| Living Expense | Fitchburg | Massachusetts | National Average |
|---|---|---|---|
| Overall | 113 | 130 | 100 |
| Services | 107 | 110 | 100 |
| Groceries | 111 | 115 | 100 |
| Health | 112 | 168 | 100 |
| Housing | 110 | 117 | 100 |
| Transportation | 115 | 115 | 100 |
| Utilities | 112 | 114 | 100 |
Fitchburg Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Fitchburg, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fitchburg is $396,820.
The Median Rent in Fitchburg is $1,222.
The Median Income in Fitchburg is $73,040.
The Home Value To Income in Fitchburg is 5.4x.
The Rent To Monthly Income in Fitchburg is 0.2x.
| Statistic | Fitchburg | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $396,820 | $656,690 | $332,700 |
| Median Rent | $1,222 | $1,762 | $1,413 |
| Median Income | $73,040 | $103,960 | $80,734 |
| Home Value To Income | 5.4x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.2x | 0.21x |
Fitchburg, MA Costs By Category
Detailed Fitchburg Services costs vs. Massachusetts
| Item | Fitchburg | Massachusetts |
|---|---|---|
| Shampoo | $1.25 | $1.28 |
| Movie | $13.07 | $12.13 |
| Bowling | $25.44 | $18 |
| Haircut | $26.58 | $24.26 |
| Beauty Salon | $67.97 | $45.56 |
Detailed Fitchburg Groceries costs vs. Massachusetts
| Item | Fitchburg | Massachusetts |
|---|---|---|
| Ground Beef | $5.47 | $5.84 |
| Fried Chicken | $1.44 | $1.57 |
| Milk | $4.75 | $4.67 |
| Potatoes | $5.01 | $4.93 |
| Pizza | $11.66 | $12.09 |
| Beer | $9.82 | $10.41 |
| Toothpaste | $3.73 | $3.7 |
Detailed Fitchburg Health costs vs. Massachusetts
| Item | Fitchburg | Massachusetts |
|---|---|---|
| Optometrist | $115.0 | $125.68 |
| Doctor | $164.0 | $135.78 |
| Dentist | $136.17 | $113.29 |
Detailed Fitchburg Transportation costs vs. Massachusetts
| Item | Fitchburg | Massachusetts |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $86.0 | $59.92 |
Detailed Fitchburg Utilities costs vs. Massachusetts
| Item | Fitchburg | Massachusetts |
|---|---|---|
| All Electricity | $294.4 | $193.99 |
| Phone | $186.72 | $192.25 |
Fitchburg SnackAbility
Cost Of Living In Cities Around Fitchburg
The cost of living varies in the cities and towns around Fitchburg. Here's a quick look at the cost of living in the most populous nearby places:
Nashua, NH has a cost of living index of 117, 1.0x Fitchburg.
Leominster, MA has a cost of living index of 117, 1.0x Fitchburg.
Gardner, MA has a cost of living index of 109, 1.0x Fitchburg.
| City | Population | Cost Of Living | Vs. Fitchburg |
|---|---|---|---|
| Nashua, NH | 91,294 | 117 | 1.0x |
| Leominster, MA | 43,909 | 117 | 1.0x |
| Gardner, MA | 21,148 | 109 | 1.0x |
| Hudson, MA | 15,719 | 131 | 1.2x |
| Milford, NH | 8,956 | 113 | 1.0x |
| Clinton, MA | 7,658 | 119 | 1.1x |
