What is the cost of living in Haverhill, MA?
According to the most recent data on the cost of living, Haverhill has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.
Compared to Massachusetts, Haverhill has a cost of living index that's 1.0x lower than Massachusetts's index of 130.
The standard of living in Haverhill ranks as #32 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Haverhill ranks as the #81 most expensive place in the Bay State.
For more reading on life in Haverhill, check out:
Haverhill Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Haverhill. Here is how it fares on each of the criteria:
The Services index in Haverhill is 107.
The Groceries index in Haverhill is 117.
The Health index in Haverhill is 165.
The Housing index in Haverhill is 111.
The Transportation index in Haverhill is 117.
The Utilities index in Haverhill is 117.
| Living Expense | Haverhill | Massachusetts | National Average |
|---|---|---|---|
| Overall | 127 | 130 | 100 |
| Services | 107 | 110 | 100 |
| Groceries | 117 | 115 | 100 |
| Health | 165 | 168 | 100 |
| Housing | 111 | 117 | 100 |
| Transportation | 117 | 115 | 100 |
| Utilities | 117 | 114 | 100 |
Haverhill Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Haverhill, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Haverhill is $543,991.
The Median Rent in Haverhill is $1,668.
The Median Income in Haverhill is $88,326.
The Home Value To Income in Haverhill is 6.2x.
The Rent To Monthly Income in Haverhill is 0.23x.
| Statistic | Haverhill | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $543,991 | $656,690 | $332,700 |
| Median Rent | $1,668 | $1,762 | $1,413 |
| Median Income | $88,326 | $103,960 | $80,734 |
| Home Value To Income | 6.2x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Haverhill, MA Costs By Category
Detailed Haverhill Services costs vs. Massachusetts
| Item | Haverhill | Massachusetts |
|---|---|---|
| Shampoo | $1.25 | $1.28 |
| Movie | $13.07 | $12.13 |
| Bowling | $25.44 | $18 |
| Haircut | $26.58 | $24.26 |
| Beauty Salon | $67.97 | $45.56 |
Detailed Haverhill Groceries costs vs. Massachusetts
| Item | Haverhill | Massachusetts |
|---|---|---|
| Ground Beef | $5.47 | $5.84 |
| Fried Chicken | $1.44 | $1.57 |
| Milk | $4.75 | $4.67 |
| Potatoes | $5.01 | $4.93 |
| Pizza | $11.66 | $12.09 |
| Beer | $9.82 | $10.41 |
| Toothpaste | $3.73 | $3.7 |
Detailed Haverhill Health costs vs. Massachusetts
| Item | Haverhill | Massachusetts |
|---|---|---|
| Optometrist | $115.0 | $125.68 |
| Doctor | $164.0 | $135.78 |
| Dentist | $136.17 | $113.29 |
Detailed Haverhill Transportation costs vs. Massachusetts
| Item | Haverhill | Massachusetts |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $86.0 | $59.92 |
Detailed Haverhill Utilities costs vs. Massachusetts
| Item | Haverhill | Massachusetts |
|---|---|---|
| All Electricity | $294.4 | $193.99 |
| Phone | $186.72 | $192.25 |
Haverhill SnackAbility
Cost Of Living In Cities Around Haverhill
The cost of living varies in the cities and towns around Haverhill. Here's a quick look at the cost of living in the most populous nearby places:
Lawrence, MA has a cost of living index of 127, 1.0x Haverhill.
Peabody, MA has a cost of living index of 142, 1.1x Haverhill.
Beverly, MA has a cost of living index of 148, 1.2x Haverhill.
| City | Population | Cost Of Living | Vs. Haverhill |
|---|---|---|---|
| Lawrence, MA | 88,736 | 127 | 1.0x |
| Peabody, MA | 54,695 | 142 | 1.1x |
| Beverly, MA | 42,665 | 148 | 1.2x |
| Danvers, MA | 28,098 | 145 | 1.1x |
| Wakefield, MA | 27,793 | 157 | 1.2x |
| Reading, MA | 25,612 | 162 | 1.3x |
| Wilmington, MA | 23,336 | 156 | 1.2x |
| Derry, NH | 21,339 | 114 | 0.9x |
| Newburyport, MA | 18,652 | 162 | 1.3x |
| Lynnfield, MA | 13,064 | 179 | 1.4x |
