What is the cost of living in Derry, NH?
According to the most recent data on the cost of living, Derry has an overall cost of living index of 114, which is 1.1x higher than the national index of 100.
Compared to New Hampshire, Derry has a cost of living index that's 1.0x higher than New Hampshire's index of 111.
The standard of living in Derry ranks as #14 most affordable out of the 25 places we measured in New Hampshire. By definition, that implies Derry ranks as the #11 most expensive place in the Granite State.
For more reading on life in Derry, check out:
Derry Cost Of Living Vs. New Hampshire
Six factors go into calculating the cost of living index in Derry. Here is how it fares on each of the criteria:
The Services index in Derry is 99.
The Groceries index in Derry is 105.
The Health index in Derry is 133.
The Housing index in Derry is 106.
The Transportation index in Derry is 108.
The Utilities index in Derry is 104.
| Living Expense | Derry | New Hampshire | National Average |
|---|---|---|---|
| Overall | 114 | 111 | 100 |
| Services | 99 | 103 | 100 |
| Groceries | 105 | 105 | 100 |
| Health | 133 | 126 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 108 | 108 | 100 |
| Utilities | 104 | 102 | 100 |
Derry Cost Of Living Compared To New Hampshire Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Hampshire, check out:
- Most Expensive Cities In New Hampshire
- Most Affordable Cities In New Hampshire
- Average Rent In New Hampshire
Source: Cost-of-living index 2026, normalized to US average = 100
Derry, NH Housing Cost Breakdown
Housing swings affordability the most between places in New Hampshire, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Derry is $493,914.
The Median Rent in Derry is $1,549.
The Median Income in Derry is $91,673.
The Home Value To Income in Derry is 5.4x.
The Rent To Monthly Income in Derry is 0.2x.
| Statistic | Derry | New Hampshire | United States |
|---|---|---|---|
| Median Home Value | $493,914 | $507,347 | $332,700 |
| Median Rent | $1,549 | $1,491 | $1,413 |
| Median Income | $91,673 | $99,031 | $80,734 |
| Home Value To Income | 5.4x | 5.1x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.18x | 0.21x |
Derry, NH Costs By Category
Detailed Derry Services costs vs. New Hampshire
| Item | Derry | New Hampshire |
|---|---|---|
| Shampoo | $1.25 | $1.28 |
| Movie | $13.07 | $12.13 |
| Bowling | $25.44 | $18 |
| Haircut | $26.58 | $24.26 |
| Beauty Salon | $67.97 | $45.56 |
Detailed Derry Groceries costs vs. New Hampshire
| Item | Derry | New Hampshire |
|---|---|---|
| Ground Beef | $5.47 | $5.84 |
| Fried Chicken | $1.44 | $1.57 |
| Milk | $4.75 | $4.67 |
| Potatoes | $5.01 | $4.93 |
| Pizza | $11.66 | $12.09 |
| Beer | $9.82 | $10.41 |
| Toothpaste | $3.73 | $3.7 |
Detailed Derry Health costs vs. New Hampshire
| Item | Derry | New Hampshire |
|---|---|---|
| Optometrist | $115.0 | $125.68 |
| Doctor | $164.0 | $135.78 |
| Dentist | $136.17 | $113.29 |
Detailed Derry Transportation costs vs. New Hampshire
| Item | Derry | New Hampshire |
|---|---|---|
| Gasoline | $3.33 | $3.46 |
| Tire Balancing | $86.0 | $59.92 |
Detailed Derry Utilities costs vs. New Hampshire
| Item | Derry | New Hampshire |
|---|---|---|
| All Electricity | $294.4 | $193.99 |
| Phone | $186.72 | $192.25 |
Derry SnackAbility
Cost Of Living In Cities Around Derry
The cost of living varies in the cities and towns around Derry. Here's a quick look at the cost of living in the most populous nearby places:
Lowell, MA has a cost of living index of 127, 1.1x Derry.
Manchester, NH has a cost of living index of 112, 1.0x Derry.
Lawrence, MA has a cost of living index of 127, 1.1x Derry.
| City | Population | Cost Of Living | Vs. Derry |
|---|---|---|---|
| Lowell, MA | 118,368 | 127 | 1.1x |
| Manchester, NH | 115,643 | 112 | 1.0x |
| Lawrence, MA | 88,736 | 127 | 1.1x |
| Haverhill, MA | 67,698 | 127 | 1.1x |
| Londonderry, NH | 12,225 | 126 | 1.1x |
| Exeter, NH | 9,964 | 114 | 1.0x |
| Andover, MA | 9,451 | 160 | 1.4x |
| Hudson, NH | 7,469 | 112 | 1.0x |
| South Hooksett, NH | 5,902 | 116 | 1.0x |
| East Merrimack, NH | 5,081 | 110 | 1.0x |
