What is the cost of living in Lynn, MA?
According to the most recent data on the cost of living, Lynn has an overall cost of living index of 136, which is 1.4x higher than the national index of 100.
Compared to Massachusetts, Lynn has a cost of living index that's 1.0x higher than Massachusetts's index of 130.
The standard of living in Lynn ranks as #49 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Lynn ranks as the #64 most expensive place in the Bay State.
For more reading on life in Lynn, check out:
Lynn Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Lynn. Here is how it fares on each of the criteria:
The Services index in Lynn is 114.
The Groceries index in Lynn is 120.
The Health index in Lynn is 177.
The Housing index in Lynn is 120.
The Transportation index in Lynn is 117.
The Utilities index in Lynn is 112.
| Living Expense | Lynn | Massachusetts | National Average |
|---|---|---|---|
| Overall | 136 | 130 | 100 |
| Services | 114 | 110 | 100 |
| Groceries | 120 | 115 | 100 |
| Health | 177 | 168 | 100 |
| Housing | 120 | 117 | 100 |
| Transportation | 117 | 115 | 100 |
| Utilities | 112 | 114 | 100 |
Lynn Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Lynn, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lynn is $580,315.
The Median Rent in Lynn is $1,722.
The Median Income in Lynn is $75,043.
The Home Value To Income in Lynn is 7.7x.
The Rent To Monthly Income in Lynn is 0.28x.
| Statistic | Lynn | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $580,315 | $656,690 | $332,700 |
| Median Rent | $1,722 | $1,762 | $1,413 |
| Median Income | $75,043 | $103,960 | $80,734 |
| Home Value To Income | 7.7x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.28x | 0.2x | 0.21x |
Lynn, MA Costs By Category
Detailed Lynn Services costs vs. Massachusetts
| Item | Lynn | Massachusetts |
|---|---|---|
| Shampoo | $1.49 | $1.28 |
| Movie | $15.49 | $12.13 |
| Bowling | $29.33 | $18 |
| Haircut | $43.72 | $24.26 |
| Beauty Salon | $65.56 | $45.56 |
Detailed Lynn Groceries costs vs. Massachusetts
| Item | Lynn | Massachusetts |
|---|---|---|
| Ground Beef | $5.48 | $5.84 |
| Fried Chicken | $1.45 | $1.57 |
| Milk | $4.76 | $4.67 |
| Potatoes | $4.99 | $4.93 |
| Pizza | $12.52 | $12.09 |
| Beer | $10.21 | $10.41 |
| Toothpaste | $3.53 | $3.7 |
Detailed Lynn Health costs vs. Massachusetts
| Item | Lynn | Massachusetts |
|---|---|---|
| Optometrist | $123.17 | $125.68 |
| Doctor | $157.89 | $135.78 |
| Dentist | $149.22 | $113.29 |
Detailed Lynn Transportation costs vs. Massachusetts
| Item | Lynn | Massachusetts |
|---|---|---|
| Gasoline | $3.43 | $3.46 |
| Tire Balancing | $97.39 | $59.92 |
Detailed Lynn Utilities costs vs. Massachusetts
| Item | Lynn | Massachusetts |
|---|---|---|
| All Electricity | $302.72 | $193.99 |
| Phone | $187.85 | $192.25 |
Lynn SnackAbility
Cost Of Living In Cities Around Lynn
The cost of living varies in the cities and towns around Lynn. Here's a quick look at the cost of living in the most populous nearby places:
Newton, MA has a cost of living index of 205, 1.5x Lynn.
Malden, MA has a cost of living index of 150, 1.1x Lynn.
Brookline, MA has a cost of living index of 221, 1.6x Lynn.
| City | Population | Cost Of Living | Vs. Lynn |
|---|---|---|---|
| Newton, MA | 89,044 | 205 | 1.5x |
| Malden, MA | 65,906 | 150 | 1.1x |
| Brookline, MA | 63,266 | 221 | 1.6x |
| Revere, MA | 60,012 | 138 | 1.0x |
| Peabody, MA | 54,695 | 142 | 1.0x |
| Arlington, MA | 46,350 | 173 | 1.3x |
| Salem, MA | 44,795 | 135 | 1.0x |
| Lexington, MA | 34,295 | 209 | 1.5x |
| Needham, MA | 32,459 | 203 | 1.5x |
| Melrose, MA | 29,650 | 167 | 1.2x |
