Saugus, MA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Saugus, MA Summary

Cost of living in Saugus research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Saugus is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Saugus is 140, with 100 being the average.

  • The cost of living index in Saugus is 1.4x higher than the national average.

  • Saugus ranks as the #57 cheapest in Massachusetts out of 112.

  • Saugus ranks as the #5,404 cheapest out of 6,489 in the US.

  • The median home value in Saugus is $681,977.

  • The median income in Saugus is $100,819.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
140
Saugus's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Saugus, MA?

According to the most recent data on the cost of living, Saugus has an overall cost of living index of 140, which is 1.4x higher than the national index of 100.

Compared to Massachusetts, Saugus has a cost of living index that's 1.0x higher than Massachusetts's index of 134.

The standard of living in Saugus ranks as #57 most affordable out of the 112 places we measured in Massachusetts. By definition, that implies Saugus ranks as the #55 most expensive place in the Bay State.

For more reading on life in Saugus, check out:

57 out of 112
In Massachusetts
5,404 out of 6,489
In America

Saugus Cost Of Living Vs. Massachusetts

Six factors go into calculating the cost of living index in Saugus. Here is how it fairs on each of the criteria:

  • The Services index in Saugus is 120.

  • The Groceries index in Saugus is 106.

  • The Health index in Saugus is 112.

  • The Housing index in Saugus is 196.

  • The Transportation index in Saugus is 118.

  • The Utilities index in Saugus is 132.

Living Expense Saugus Massachusetts National Average
Overall 140 134 100
Services 120 121 100
Groceries 106 106 100
Health 112 112 100
Housing 196 164 100
Transportation 118 120 100
Utilities 132 136 100
For more reading on cost of living around Massachusetts, check out:
Saugus Cost of Living Vs. MA

Saugus, MA Housing Cost Breakdown

Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Saugus is $681,977.

  • The Median Rent in Saugus is $1,982.

  • The Median Income in Saugus is $100,819.

  • The Home Value To Income in Saugus is 6.8x.

  • The Rent To Monthly Income in Saugus is 0.24x.

Statistic Saugus Massachusetts United States
Median Home Value $681,977 $649,115 $303,400
Median Rent $1,982 $1,687 $1,348
Median Income $100,819 $101,341 $78,538
Home Value To Income 6.8x 6.4x 3.9x
Rent To Monthly Income 0.24x 0.2x 0.21x
$681,977
Median Home Value
$1,982
Median Rent
$100,819
Median Income

Saugus, MA Costs By Category

Detailed Saugus Services Costs Vs. Massachusetts

Item Saugus Massachusetts
Shampoo $1.49 $1.28
Movie $15.49 $12.13
Bowling $29.33 $18
Haircut $43.72 $24.26
Beauty Salon $65.56 $45.56

Detailed Saugus Groceries Costs Vs. Massachusetts

Item Saugus Massachusetts
Ground Beef $5.48 $5.84
Fried Chicken $1.45 $1.57
Milk $4.76 $4.67
Potatoes $4.99 $4.93
Pizza $12.52 $12.09
Beer $10.21 $10.41
Toothpaste $3.53 $3.7

Detailed Saugus Health Costs Vs. Massachusetts

Item Saugus Massachusetts
Optometrist $123.17 $125.68
Doctor $157.89 $135.78
Dentist $149.22 $113.29

Detailed Saugus Transportation Costs Vs. Massachusetts

Item Saugus Massachusetts
Gasoline $3.43 $3.46
Tire Balancing $97.39 $59.92

Detailed Saugus Utilities Costs Vs. Massachusetts

Item Saugus Massachusetts
All Electricity $302.72 $193.99
Phone $187.85 $192.25

Saugus SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8.5
Affordability
8
Diversity
8
Safety
8
Amenities
9
Education
8
Commute
4

Cost Of Living In Cities Around Saugus

The cost of living varies in the cities and towns around Saugus. Here's a quick look at the cost of living in the most populous nearby places:

  • Lynn, MA has a cost of living index of 137, 1.0x Saugus.

  • Newton, MA has a cost of living index of 208, 1.5x Saugus.

  • Malden, MA has a cost of living index of 150, 1.1x Saugus.

City Population Cost Of Living Vs. Saugus
Lynn, MA 100,905 137 1.0x
Newton, MA 88,504 208 1.5x
Malden, MA 65,509 150 1.1x
Brookline, MA 62,822 221 1.6x
Revere, MA 59,933 141 1.0x
Peabody, MA 54,180 146 1.0x
Everett, MA 49,236 150 1.1x
Chelsea, MA 39,460 141 1.0x
Lexington, MA 34,085 211 1.5x
Needham, MA 32,059 202 1.4x

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