What is the cost of living in Saugus, MA?
According to the most recent data on the cost of living, Saugus has an overall cost of living index of 140, which is 1.4x higher than the national index of 100.
Compared to Massachusetts, Saugus has a cost of living index that's 1.1x higher than Massachusetts's index of 130.
The standard of living in Saugus ranks as #58 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Saugus ranks as the #55 most expensive place in the Bay State.
For more reading on life in Saugus, check out:
Saugus Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Saugus. Here is how it fares on each of the criteria:
The Services index in Saugus is 113.
The Groceries index in Saugus is 117.
The Health index in Saugus is 195.
The Housing index in Saugus is 121.
The Transportation index in Saugus is 118.
The Utilities index in Saugus is 113.
| Living Expense | Saugus | Massachusetts | National Average |
|---|---|---|---|
| Overall | 140 | 130 | 100 |
| Services | 113 | 110 | 100 |
| Groceries | 117 | 115 | 100 |
| Health | 195 | 168 | 100 |
| Housing | 121 | 117 | 100 |
| Transportation | 118 | 115 | 100 |
| Utilities | 113 | 114 | 100 |
Saugus Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Saugus, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Saugus is $688,142.
The Median Rent in Saugus is $2,241.
The Median Income in Saugus is $101,539.
The Home Value To Income in Saugus is 6.8x.
The Rent To Monthly Income in Saugus is 0.26x.
| Statistic | Saugus | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $688,142 | $656,690 | $332,700 |
| Median Rent | $2,241 | $1,762 | $1,413 |
| Median Income | $101,539 | $103,960 | $80,734 |
| Home Value To Income | 6.8x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.2x | 0.21x |
Saugus, MA Costs By Category
Detailed Saugus Services costs vs. Massachusetts
| Item | Saugus | Massachusetts |
|---|---|---|
| Shampoo | $1.49 | $1.28 |
| Movie | $15.49 | $12.13 |
| Bowling | $29.33 | $18 |
| Haircut | $43.72 | $24.26 |
| Beauty Salon | $65.56 | $45.56 |
Detailed Saugus Groceries costs vs. Massachusetts
| Item | Saugus | Massachusetts |
|---|---|---|
| Ground Beef | $5.48 | $5.84 |
| Fried Chicken | $1.45 | $1.57 |
| Milk | $4.76 | $4.67 |
| Potatoes | $4.99 | $4.93 |
| Pizza | $12.52 | $12.09 |
| Beer | $10.21 | $10.41 |
| Toothpaste | $3.53 | $3.7 |
Detailed Saugus Health costs vs. Massachusetts
| Item | Saugus | Massachusetts |
|---|---|---|
| Optometrist | $123.17 | $125.68 |
| Doctor | $157.89 | $135.78 |
| Dentist | $149.22 | $113.29 |
Detailed Saugus Transportation costs vs. Massachusetts
| Item | Saugus | Massachusetts |
|---|---|---|
| Gasoline | $3.43 | $3.46 |
| Tire Balancing | $97.39 | $59.92 |
Detailed Saugus Utilities costs vs. Massachusetts
| Item | Saugus | Massachusetts |
|---|---|---|
| All Electricity | $302.72 | $193.99 |
| Phone | $187.85 | $192.25 |
Saugus SnackAbility
Cost Of Living In Cities Around Saugus
The cost of living varies in the cities and towns around Saugus. Here's a quick look at the cost of living in the most populous nearby places:
Lynn, MA has a cost of living index of 136, 1.0x Saugus.
Newton, MA has a cost of living index of 205, 1.5x Saugus.
Malden, MA has a cost of living index of 150, 1.1x Saugus.
| City | Population | Cost Of Living | Vs. Saugus |
|---|---|---|---|
| Lynn, MA | 101,709 | 136 | 1.0x |
| Newton, MA | 89,044 | 205 | 1.5x |
| Malden, MA | 65,906 | 150 | 1.1x |
| Brookline, MA | 63,266 | 221 | 1.6x |
| Revere, MA | 60,012 | 138 | 1.0x |
| Peabody, MA | 54,695 | 142 | 1.0x |
| Everett, MA | 50,045 | 146 | 1.0x |
| Chelsea, MA | 39,908 | 134 | 1.0x |
| Lexington, MA | 34,295 | 209 | 1.5x |
| Needham, MA | 32,459 | 203 | 1.4x |
