Worcester, MA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Worcester, MA Summary

Cost of living in Worcester research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Worcester is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Worcester is 115, with 100 being the average.

  • The cost of living index in Worcester is 1.1x higher than the national average.

  • Worcester ranks as the #21 cheapest in Massachusetts out of 112.

  • Worcester ranks as the #4,090 cheapest out of 6,489 in the US.

  • The median home value in Worcester is $429,634.

  • The median income in Worcester is $67,544.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
115
Worcester's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Worcester, MA?

According to the most recent data on the cost of living, Worcester has an overall cost of living index of 115, which is 1.1x higher than the national index of 100.

Compared to Massachusetts, Worcester has a cost of living index that's 0.9x lower than Massachusetts's index of 134.

The standard of living in Worcester ranks as #21 most affordable out of the 112 places we measured in Massachusetts. By definition, that implies Worcester ranks as the #91 most expensive place in the Bay State.

For more reading on life in Worcester, check out:

21 out of 112
In Massachusetts
4,090 out of 6,489
In America

Worcester Cost Of Living Vs. Massachusetts

Six factors go into calculating the cost of living index in Worcester. Here is how it fairs on each of the criteria:

  • The Services index in Worcester is 113.

  • The Groceries index in Worcester is 102.

  • The Health index in Worcester is 106.

  • The Housing index in Worcester is 127.

  • The Transportation index in Worcester is 93.

  • The Utilities index in Worcester is 111.

Living Expense Worcester Massachusetts National Average
Overall 115 134 100
Services 113 121 100
Groceries 102 106 100
Health 106 112 100
Housing 127 164 100
Transportation 93 120 100
Utilities 111 136 100
For more reading on cost of living around Massachusetts, check out:
Worcester Cost of Living Vs. MA

Worcester, MA Housing Cost Breakdown

Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Worcester is $429,634.

  • The Median Rent in Worcester is $1,415.

  • The Median Income in Worcester is $67,544.

  • The Home Value To Income in Worcester is 6.4x.

  • The Rent To Monthly Income in Worcester is 0.25x.

Statistic Worcester Massachusetts United States
Median Home Value $429,634 $649,115 $303,400
Median Rent $1,415 $1,687 $1,348
Median Income $67,544 $101,341 $78,538
Home Value To Income 6.4x 6.4x 3.9x
Rent To Monthly Income 0.25x 0.2x 0.21x
$429,634
Median Home Value
$1,415
Median Rent
$67,544
Median Income

Worcester, MA Costs By Category

Detailed Worcester Services Costs Vs. Massachusetts

Item Worcester Massachusetts
Shampoo $1.43 $1.28
Movie $14.37 $12.13
Bowling $22.72 $18
Haircut $31.5 $24.26
Beauty Salon $49.92 $45.56

Detailed Worcester Groceries Costs Vs. Massachusetts

Item Worcester Massachusetts
Ground Beef $5.85 $5.84
Fried Chicken $1.43 $1.57
Milk $4.74 $4.67
Potatoes $5.0 $4.93
Pizza $11.59 $12.09
Beer $10.74 $10.41
Toothpaste $3.46 $3.7

Detailed Worcester Health Costs Vs. Massachusetts

Item Worcester Massachusetts
Optometrist $104.45 $125.68
Doctor $169.83 $135.78
Dentist $130.28 $113.29

Detailed Worcester Transportation Costs Vs. Massachusetts

Item Worcester Massachusetts
Gasoline $3.38 $3.46
Tire Balancing $48.2 $59.92

Detailed Worcester Utilities Costs Vs. Massachusetts

Item Worcester Massachusetts
All Electricity $230.62 $193.99
Phone $195.18 $192.25

Worcester SnackAbility

7
/10
Overall SnackAbility
Jobs
6/10
Housing
8.5
Affordability
4
Diversity
9.5
Safety
5
Amenities
10
Education
7
Commute
8

Cost Of Living In Cities Around Worcester

The cost of living varies in the cities and towns around Worcester. Here's a quick look at the cost of living in the most populous nearby places:

  • Marlborough, MA has a cost of living index of 138, 1.2x Worcester.

  • Milford, MA has a cost of living index of 126, 1.1x Worcester.

  • Hudson, MA has a cost of living index of 134, 1.2x Worcester.

City Population Cost Of Living Vs. Worcester
Marlborough, MA 41,398 138 1.2x
Milford, MA 27,919 126 1.1x
Hudson, MA 15,610 134 1.2x
Whitinsville, MA 7,250 122 1.1x
Clinton, MA 6,908 123 1.1x
Northborough, MA 6,720 145 1.3x
Oxford, MA 5,572 112 1.0x
Spencer, MA 5,520 113 1.0x

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