What is the cost of living in Chadron, NE?
According to the most recent data on the cost of living, Chadron has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.
Compared to Nebraska, Chadron has a cost of living index that's 1.0x lower than Nebraska's index of 89.
The standard of living in Chadron ranks as #6 most affordable out of the 34 places we measured in Nebraska. By definition, that implies Chadron ranks as the #28 most expensive place in the Cornhusker State.
For more reading on life in Chadron, check out:
Chadron Cost Of Living Vs. Nebraska
Six factors go into calculating the cost of living index in Chadron. Here is how it fares on each of the criteria:
The Services index in Chadron is 102.
The Groceries index in Chadron is 96.
The Health index in Chadron is 70.
The Housing index in Chadron is 99.
The Transportation index in Chadron is 104.
The Utilities index in Chadron is 97.
| Living Expense | Chadron | Nebraska | National Average |
|---|---|---|---|
| Overall | 88 | 89 | 100 |
| Services | 102 | 98 | 100 |
| Groceries | 96 | 99 | 100 |
| Health | 70 | 77 | 100 |
| Housing | 99 | 99 | 100 |
| Transportation | 104 | 98 | 100 |
| Utilities | 97 | 96 | 100 |
Chadron Cost Of Living Compared To Nebraska Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Nebraska, check out:
Protect your home budget Compare home warranties in Chadron Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Chadron, NE Housing Cost Breakdown
Housing swings affordability the most between places in Nebraska, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Chadron is $193,553.
The Median Rent in Chadron is $881.
The Median Income in Chadron is $54,590.
The Home Value To Income in Chadron is 3.5x.
The Rent To Monthly Income in Chadron is 0.19x.








