What is the cost of living in Seward, NE?
According to the most recent data on the cost of living, Seward has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Nebraska, Seward has a cost of living index that's 1.1x higher than Nebraska's index of 89.
The standard of living in Seward ranks as #24 most affordable out of the 34 places we measured in Nebraska. By definition, that implies Seward ranks as the #10 most expensive place in the Cornhusker State.
For more reading on life in Seward, check out:
Seward Cost Of Living Vs. Nebraska
Six factors go into calculating the cost of living index in Seward. Here is how it fares on each of the criteria:
The Services index in Seward is 95.
The Groceries index in Seward is 95.
The Health index in Seward is 90.
The Housing index in Seward is 104.
The Transportation index in Seward is 94.
The Utilities index in Seward is 96.
| Living Expense | Seward | Nebraska | National Average |
|---|---|---|---|
| Overall | 95 | 89 | 100 |
| Services | 95 | 98 | 100 |
| Groceries | 95 | 99 | 100 |
| Health | 90 | 77 | 100 |
| Housing | 104 | 99 | 100 |
| Transportation | 94 | 98 | 100 |
| Utilities | 96 | 96 | 100 |
Seward Cost Of Living Compared To Nebraska Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Nebraska, check out:
Protect your home budget Compare home warranties in Seward Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Seward, NE Housing Cost Breakdown
Housing swings affordability the most between places in Nebraska, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Seward is $307,287.
The Median Rent in Seward is $1,018.
The Median Income in Seward is $72,564.
The Home Value To Income in Seward is 4.2x.
The Rent To Monthly Income in Seward is 0.17x.
Seward, NE Costs By Category
Detailed Seward Services costs vs. Nebraska
Detailed Seward Groceries costs vs. Nebraska
Detailed Seward Health costs vs. Nebraska
Detailed Seward Transportation costs vs. Nebraska
Seward SnackAbility
Cost Of Living In Cities Around Seward
The cost of living varies in the cities and towns around Seward. Here's a quick look at the cost of living in the most populous nearby places:
Gretna, NE has a cost of living index of 100, 1.1x Seward.
| City | Population | Cost Of Living | Vs. Seward |
|---|---|---|---|
| Gretna, NE | 9,193 | 100 | 1.1x |








