What is the cost of living in Bernalillo, NM?
According to the most recent data on the cost of living, Bernalillo has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to New Mexico, Bernalillo has a cost of living index that's 1.0x higher than New Mexico's index of 93.
The standard of living in Bernalillo ranks as #27 most affordable out of the 45 places we measured in New Mexico. By definition, that implies Bernalillo ranks as the #18 most expensive place in the Land of Enchantment.
For more reading on life in Bernalillo, check out:
Bernalillo Cost Of Living Vs. New Mexico
Six factors go into calculating the cost of living index in Bernalillo. Here is how it fares on each of the criteria:
The Services index in Bernalillo is 101.
The Groceries index in Bernalillo is 101.
The Health index in Bernalillo is 91.
The Housing index in Bernalillo is 98.
The Transportation index in Bernalillo is 97.
The Utilities index in Bernalillo is 95.
| Living Expense | Bernalillo | New Mexico | National Average |
|---|---|---|---|
| Overall | 96 | 93 | 100 |
| Services | 101 | 98 | 100 |
| Groceries | 101 | 96 | 100 |
| Health | 91 | 86 | 100 |
| Housing | 98 | 99 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 95 | 94 | 100 |
Bernalillo Cost Of Living Compared To New Mexico Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Mexico, check out:
Protect your home budget Compare home warranties in Bernalillo Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Bernalillo, NM Housing Cost Breakdown
Housing swings affordability the most between places in New Mexico, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bernalillo is $347,986.
The Median Rent in Bernalillo is $902.
The Median Income in Bernalillo is $63,880.
The Home Value To Income in Bernalillo is 5.4x.
The Rent To Monthly Income in Bernalillo is 0.17x.
| Statistic | Bernalillo | New Mexico | United States |
|---|---|---|---|
| Median Home Value | $347,986 | $316,750 | $332,700 |
| Median Rent | $902 | $1,067 | $1,413 |
| Median Income | $63,880 | $64,059 | $80,734 |
| Home Value To Income | 5.4x | 4.9x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.2x | 0.21x |
Bernalillo, NM Costs By Category
Detailed Bernalillo Services costs vs. New Mexico
| Item | Bernalillo | New Mexico |
|---|---|---|
| Shampoo | $1.15 | $1.28 |
| Movie | $12.54 | $12.13 |
| Bowling | $20.89 | $18 |
| Haircut | $31.9 | $24.26 |
| Beauty Salon | $50.83 | $45.56 |
Detailed Bernalillo Groceries costs vs. New Mexico
| Item | Bernalillo | New Mexico |
|---|---|---|
| Ground Beef | $5.11 | $5.84 |
| Fried Chicken | $1.32 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.18 | $4.93 |
| Pizza | $13.42 | $12.09 |
| Beer | $11.07 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Bernalillo Health costs vs. New Mexico
| Item | Bernalillo | New Mexico |
|---|---|---|
| Optometrist | $136.89 | $125.68 |
| Doctor | $134.17 | $135.78 |
| Dentist | $111.42 | $113.29 |
Detailed Bernalillo Transportation costs vs. New Mexico
| Item | Bernalillo | New Mexico |
|---|---|---|
| Gasoline | $3.5 | $3.46 |
| Tire Balancing | $43.87 | $59.92 |
Detailed Bernalillo Utilities costs vs. New Mexico
| Item | Bernalillo | New Mexico |
|---|---|---|
| All Electricity | $191.24 | $193.99 |
| Phone | $190.51 | $192.25 |
Bernalillo SnackAbility
Cost Of Living In Cities Around Bernalillo
The cost of living varies in the cities and towns around Bernalillo. Here's a quick look at the cost of living in the most populous nearby places:
Albuquerque, NM has a cost of living index of 102, 1.1x Bernalillo.
Rio Rancho, NM has a cost of living index of 100, 1.0x Bernalillo.
North Valley, NM has a cost of living index of 99, 1.0x Bernalillo.
| City | Population | Cost Of Living | Vs. Bernalillo |
|---|---|---|---|
| Albuquerque, NM | 562,218 | 102 | 1.1x |
| Rio Rancho, NM | 108,515 | 100 | 1.0x |
| North Valley, NM | 10,455 | 99 | 1.0x |
| Corrales, NM | 8,555 | 131 | 1.4x |
| Los Ranchos de Albuquerque, NM | 5,857 | 127 | 1.3x |
