What is the cost of living in Lincoln City, OR?
According to the most recent data on the cost of living, Lincoln City has an overall cost of living index of 111, which is 1.1x higher than the national index of 100.
Compared to Oregon, Lincoln City has a cost of living index that's 1.0x higher than Oregon's index of 109.
The standard of living in Lincoln City ranks as #30 most affordable out of the 100 places we measured in Oregon. By definition, that implies Lincoln City ranks as the #70 most expensive place in the Beaver State.
For more reading on life in Lincoln City, check out:
Lincoln City Cost Of Living Vs. Oregon
Six factors go into calculating the cost of living index in Lincoln City. Here is how it fares on each of the criteria:
The Services index in Lincoln City is 102.
The Groceries index in Lincoln City is 103.
The Health index in Lincoln City is 132.
The Housing index in Lincoln City is 104.
The Transportation index in Lincoln City is 105.
The Utilities index in Lincoln City is 108.
| Living Expense | Lincoln City | Oregon | National Average |
|---|---|---|---|
| Overall | 111 | 109 | 100 |
| Services | 102 | 104 | 100 |
| Groceries | 103 | 106 | 100 |
| Health | 132 | 125 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 105 | 106 | 100 |
| Utilities | 108 | 105 | 100 |
Lincoln City Cost Of Living Compared To Oregon Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Oregon, check out:
Protect your home budget Compare home warranties in Lincoln City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lincoln City, OR Housing Cost Breakdown
Housing swings affordability the most between places in Oregon, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lincoln City is $491,268.
The Median Rent in Lincoln City is $1,314.
The Median Income in Lincoln City is $56,635.
The Home Value To Income in Lincoln City is 8.7x.
The Rent To Monthly Income in Lincoln City is 0.28x.
| Statistic | Lincoln City | Oregon | United States |
|---|---|---|---|
| Median Home Value | $491,268 | $499,003 | $332,700 |
| Median Rent | $1,314 | $1,525 | $1,413 |
| Median Income | $56,635 | $83,011 | $80,734 |
| Home Value To Income | 8.7x | 6.0x | 4.1x |
| Rent To Monthly Income | 0.28x | 0.22x | 0.21x |
Lincoln City, OR Costs By Category
Detailed Lincoln City Services costs vs. Oregon
| Item | Lincoln City | Oregon |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $12.98 | $12.13 |
| Bowling | $18.31 | $18 |
| Haircut | $41.22 | $24.26 |
| Beauty Salon | $60.58 | $45.56 |
Detailed Lincoln City Groceries costs vs. Oregon
| Item | Lincoln City | Oregon |
|---|---|---|
| Ground Beef | $6.17 | $5.84 |
| Fried Chicken | $2.03 | $1.57 |
| Milk | $5.04 | $4.67 |
| Potatoes | $4.39 | $4.93 |
| Pizza | $12.21 | $12.09 |
| Beer | $12.07 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Lincoln City Health costs vs. Oregon
| Item | Lincoln City | Oregon |
|---|---|---|
| Optometrist | $131.94 | $125.68 |
| Doctor | $188.49 | $135.78 |
| Dentist | $115.08 | $113.29 |
Detailed Lincoln City Transportation costs vs. Oregon
| Item | Lincoln City | Oregon |
|---|---|---|
| Gasoline | $4.16 | $3.46 |
| Tire Balancing | $84.45 | $59.92 |
Detailed Lincoln City Utilities costs vs. Oregon
| Item | Lincoln City | Oregon |
|---|---|---|
| All Electricity | $182.73 | $193.99 |
| Phone | $190.36 | $192.25 |
