What is the cost of living in Summerville, SC?
According to the most recent data on the cost of living, Summerville has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to South Carolina, Summerville has a cost of living index that's 1.1x higher than South Carolina's index of 92.
The standard of living in Summerville ranks as #73 most affordable out of the 98 places we measured in South Carolina. By definition, that implies Summerville ranks as the #25 most expensive place in the Palmetto State.
For more reading on life in Summerville, check out:
Summerville Cost Of Living Vs. South Carolina
Six factors go into calculating the cost of living index in Summerville. Here is how it fares on each of the criteria:
The Services index in Summerville is 99.
The Groceries index in Summerville is 96.
The Health index in Summerville is 116.
The Housing index in Summerville is 95.
The Transportation index in Summerville is 101.
The Utilities index in Summerville is 101.
| Living Expense | Summerville | South Carolina | National Average |
|---|---|---|---|
| Overall | 103 | 92 | 100 |
| Services | 99 | 97 | 100 |
| Groceries | 96 | 96 | 100 |
| Health | 116 | 82 | 100 |
| Housing | 95 | 101 | 100 |
| Transportation | 101 | 101 | 100 |
| Utilities | 101 | 97 | 100 |
Summerville Cost Of Living Compared To South Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around South Carolina, check out:
- Most Expensive Cities In South Carolina
- Most Affordable Cities In South Carolina
- Average Rent In South Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
Summerville, SC Housing Cost Breakdown
Housing swings affordability the most between places in South Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Summerville is $376,903.
The Median Rent in Summerville is $1,526.
The Median Income in Summerville is $81,046.
The Home Value To Income in Summerville is 4.7x.
The Rent To Monthly Income in Summerville is 0.23x.
| Statistic | Summerville | South Carolina | United States |
|---|---|---|---|
| Median Home Value | $376,903 | $304,083 | $332,700 |
| Median Rent | $1,526 | $1,180 | $1,413 |
| Median Income | $81,046 | $69,324 | $80,734 |
| Home Value To Income | 4.7x | 4.4x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Summerville, SC Costs By Category
Detailed Summerville Services costs vs. South Carolina
| Item | Summerville | South Carolina |
|---|---|---|
| Shampoo | $1.38 | $1.28 |
| Movie | $11.3 | $12.13 |
| Bowling | $19.43 | $18 |
| Haircut | $26.38 | $24.26 |
| Beauty Salon | $56.15 | $45.56 |
Detailed Summerville Groceries costs vs. South Carolina
| Item | Summerville | South Carolina |
|---|---|---|
| Ground Beef | $6.22 | $5.84 |
| Fried Chicken | $1.67 | $1.57 |
| Milk | $4.59 | $4.67 |
| Potatoes | $5.51 | $4.93 |
| Pizza | $10.83 | $12.09 |
| Beer | $10.61 | $10.41 |
| Toothpaste | $3.77 | $3.7 |
Detailed Summerville Health costs vs. South Carolina
| Item | Summerville | South Carolina |
|---|---|---|
| Optometrist | $78.1 | $125.68 |
| Doctor | $137.5 | $135.78 |
| Dentist | $97.17 | $113.29 |
Detailed Summerville Transportation costs vs. South Carolina
| Item | Summerville | South Carolina |
|---|---|---|
| Gasoline | $3.18 | $3.46 |
| Tire Balancing | $46.64 | $59.92 |
Detailed Summerville Utilities costs vs. South Carolina
| Item | Summerville | South Carolina |
|---|---|---|
| All Electricity | $258.5 | $193.99 |
| Phone | $194.25 | $192.25 |
Summerville SnackAbility
Cost Of Living In Cities Around Summerville
The cost of living varies in the cities and towns around Summerville. Here's a quick look at the cost of living in the most populous nearby places:
Charleston, SC has a cost of living index of 121, 1.2x Summerville.
North Charleston, SC has a cost of living index of 101, 1.0x Summerville.
Goose Creek, SC has a cost of living index of 104, 1.0x Summerville.
| City | Population | Cost Of Living | Vs. Summerville |
|---|---|---|---|
| Charleston, SC | 154,338 | 121 | 1.2x |
| North Charleston, SC | 119,913 | 101 | 1.0x |
| Goose Creek, SC | 48,078 | 104 | 1.0x |
| Hanahan, SC | 21,452 | 108 | 1.0x |
| Ladson, SC | 16,140 | 101 | 1.0x |
| Moncks Corner, SC | 15,485 | 101 | 1.0x |
| Sangaree, SC | 8,681 | 100 | 1.0x |
