What is the cost of living in Lake Havasu City, AZ?
According to the most recent data on the cost of living, Lake Havasu City has an overall cost of living index of 113, which is 1.1x higher than the national index of 100.
Compared to Arizona, Lake Havasu City has a cost of living index that's 1.1x higher than Arizona's index of 100.
The standard of living in Lake Havasu City ranks as #58 most affordable out of the 91 places we measured in Arizona. By definition, that implies Lake Havasu City ranks as the #33 most expensive place in the Grand Canyon State.
For more reading on life in Lake Havasu City, check out:
Lake Havasu City Cost Of Living Vs. Arizona
Six factors go into calculating the cost of living index in Lake Havasu City. Here is how it fares on each of the criteria:
The Services index in Lake Havasu City is 98.
The Groceries index in Lake Havasu City is 104.
The Health index in Lake Havasu City is 133.
The Housing index in Lake Havasu City is 104.
The Transportation index in Lake Havasu City is 113.
The Utilities index in Lake Havasu City is 98.
| Living Expense | Lake Havasu City | Arizona | National Average |
|---|---|---|---|
| Overall | 113 | 100 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 104 | 99 | 100 |
| Health | 133 | 97 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 113 | 113 | 100 |
| Utilities | 98 | 104 | 100 |
Lake Havasu City Cost Of Living Compared To Arizona Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Arizona, check out:
Protect your home budget Compare home warranties in Lake Havasu City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lake Havasu City, AZ Housing Cost Breakdown
Housing swings affordability the most between places in Arizona, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lake Havasu City is $463,713.
The Median Rent in Lake Havasu City is $1,320.
The Median Income in Lake Havasu City is $70,148.
The Home Value To Income in Lake Havasu City is 6.6x.
The Rent To Monthly Income in Lake Havasu City is 0.23x.
| Statistic | Lake Havasu City | Arizona | United States |
|---|---|---|---|
| Median Home Value | $463,713 | $423,329 | $332,700 |
| Median Rent | $1,320 | $1,543 | $1,413 |
| Median Income | $70,148 | $79,964 | $80,734 |
| Home Value To Income | 6.6x | 5.3x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.23x | 0.21x |
Lake Havasu City, AZ Costs By Category
Detailed Lake Havasu City Services costs vs. Arizona
| Item | Lake Havasu City | Arizona |
|---|---|---|
| Shampoo | $1.3 | $1.28 |
| Movie | $10.13 | $12.13 |
| Bowling | $16.95 | $18 |
| Haircut | $18.39 | $24.26 |
| Beauty Salon | $45.42 | $45.56 |
Detailed Lake Havasu City Groceries costs vs. Arizona
| Item | Lake Havasu City | Arizona |
|---|---|---|
| Ground Beef | $6.3 | $5.84 |
| Fried Chicken | $1.6 | $1.57 |
| Milk | $4.8 | $4.67 |
| Potatoes | $4.66 | $4.93 |
| Pizza | $13.76 | $12.09 |
| Beer | $10.87 | $10.41 |
| Toothpaste | $3.74 | $3.7 |
Detailed Lake Havasu City Health costs vs. Arizona
| Item | Lake Havasu City | Arizona |
|---|---|---|
| Optometrist | $143.04 | $125.68 |
| Doctor | $114.67 | $135.78 |
| Dentist | $106.22 | $113.29 |
Detailed Lake Havasu City Transportation costs vs. Arizona
| Item | Lake Havasu City | Arizona |
|---|---|---|
| Gasoline | $3.9 | $3.46 |
| Tire Balancing | $41.98 | $59.92 |
Detailed Lake Havasu City Utilities costs vs. Arizona
| Item | Lake Havasu City | Arizona |
|---|---|---|
| All Electricity | $147.65 | $193.99 |
| Phone | $183.34 | $192.25 |
