What is the cost of living in Oro Valley, AZ?
According to the most recent data on the cost of living, Oro Valley has an overall cost of living index of 121, which is 1.2x higher than the national index of 100.
Compared to Arizona, Oro Valley has a cost of living index that's 1.2x higher than Arizona's index of 100.
The standard of living in Oro Valley ranks as #68 most affordable out of the 91 places we measured in Arizona. By definition, that implies Oro Valley ranks as the #23 most expensive place in the Grand Canyon State.
For more reading on life in Oro Valley, check out:
Oro Valley Cost Of Living Vs. Arizona
Six factors go into calculating the cost of living index in Oro Valley. Here is how it fares on each of the criteria:
The Services index in Oro Valley is 101.
The Groceries index in Oro Valley is 98.
The Health index in Oro Valley is 169.
The Housing index in Oro Valley is 104.
The Transportation index in Oro Valley is 111.
The Utilities index in Oro Valley is 104.
| Living Expense | Oro Valley | Arizona | National Average |
|---|---|---|---|
| Overall | 121 | 100 | 100 |
| Services | 101 | 99 | 100 |
| Groceries | 98 | 99 | 100 |
| Health | 169 | 97 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 111 | 113 | 100 |
| Utilities | 104 | 104 | 100 |
Oro Valley Cost Of Living Compared To Arizona Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Arizona, check out:
Protect your home budget Compare home warranties in Oro Valley Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oro Valley, AZ Housing Cost Breakdown
Housing swings affordability the most between places in Arizona, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oro Valley is $506,583.
The Median Rent in Oro Valley is $1,669.
The Median Income in Oro Valley is $107,117.
The Home Value To Income in Oro Valley is 4.7x.
The Rent To Monthly Income in Oro Valley is 0.19x.
| Statistic | Oro Valley | Arizona | United States |
|---|---|---|---|
| Median Home Value | $506,583 | $423,329 | $332,700 |
| Median Rent | $1,669 | $1,543 | $1,413 |
| Median Income | $107,117 | $79,964 | $80,734 |
| Home Value To Income | 4.7x | 5.3x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.23x | 0.21x |
Oro Valley, AZ Costs By Category
Detailed Oro Valley Services costs vs. Arizona
| Item | Oro Valley | Arizona |
|---|---|---|
| Shampoo | $1.33 | $1.28 |
| Movie | $12.36 | $12.13 |
| Bowling | $13.68 | $18 |
| Haircut | $29.15 | $24.26 |
| Beauty Salon | $45.06 | $45.56 |
Detailed Oro Valley Groceries costs vs. Arizona
| Item | Oro Valley | Arizona |
|---|---|---|
| Ground Beef | $6.07 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.75 | $4.67 |
| Potatoes | $4.58 | $4.93 |
| Pizza | $12.52 | $12.09 |
| Beer | $11.13 | $10.41 |
| Toothpaste | $3.64 | $3.7 |
Detailed Oro Valley Health costs vs. Arizona
| Item | Oro Valley | Arizona |
|---|---|---|
| Optometrist | $116.73 | $125.68 |
| Doctor | $125.31 | $135.78 |
| Dentist | $101.61 | $113.29 |
Detailed Oro Valley Transportation costs vs. Arizona
| Item | Oro Valley | Arizona |
|---|---|---|
| Gasoline | $4.05 | $3.46 |
| Tire Balancing | $52.24 | $59.92 |
Detailed Oro Valley Utilities costs vs. Arizona
| Item | Oro Valley | Arizona |
|---|---|---|
| All Electricity | $198.69 | $193.99 |
| Phone | $193.2 | $192.25 |
Oro Valley SnackAbility
Cost Of Living In Cities Around Oro Valley
The cost of living varies in the cities and towns around Oro Valley. Here's a quick look at the cost of living in the most populous nearby places:
Casas Adobes, AZ has a cost of living index of 109, 0.9x Oro Valley.
Marana, AZ has a cost of living index of 118, 1.0x Oro Valley.
Catalina Foothills, AZ has a cost of living index of 136, 1.1x Oro Valley.
| City | Population | Cost Of Living | Vs. Oro Valley |
|---|---|---|---|
| Casas Adobes, AZ | 72,059 | 109 | 0.9x |
| Marana, AZ | 56,938 | 118 | 1.0x |
| Catalina Foothills, AZ | 52,593 | 136 | 1.1x |
| Drexel Heights, AZ | 27,675 | 100 | 0.8x |
| Flowing Wells, AZ | 16,559 | 84 | 0.7x |
| Tanque Verde, AZ | 15,866 | 136 | 1.1x |
| Saddlebrooke, AZ | 13,085 | 130 | 1.1x |
| Tucson Estates, AZ | 12,136 | 99 | 0.8x |
| Picture Rocks, AZ | 9,448 | 97 | 0.8x |
| Catalina, AZ | 6,489 | 102 | 0.8x |
