The 10 Cheapest Jacksonville, FL Neighborhoods To Live In For 2025


The cheapest Jacksonville neighborhoods are Black Hammock Island and Dinsmore for 2025 based on Saturday Night Science.

By: Chris Kolmar | About HomeSnacks
Last Updated: October 22, 2025
Worst Neighborhoods In Jacksonville
Source: Wikipedia User Mathew105601 | CC BY-SA 3.0

Everything else equal, we can all agree that living in a cheaper place is better than living in a more expensive place.

I’d much rather pay $500/mo in rent than $1,000. And I’d rather pay $2 for coffee than $5.

And while every neighbhorhood in Jacksonville might be more expensive than living in rural Florida, there are certain neighborhoods that are definitely cheaper.

What exactly are those Jacksonville neighborhoods where your dollar goes a little further — you can get that one bedroom instead of the studio?

Instead of relying on public opinion and speculation, we wanted to get the facts straight and determine which neighborhoods in Jacksonville are the cheapest using Saturday Night Science.

The Cheapest Neighborhoods In Jacksonville For 2025

  1. Black Hammock Island
  2. Dinsmore
  3. Normandy Village
  4. Whitehouse
  5. Ortega Hills
  6. Royal Terrace
  7. Robinson’s Addition
  8. Normandy Manor
  9. 29th And Chase
  10. College Gardens

What’s the cheapest neighborhood to live in Jacksonville for 2025? According to the most recent census data, Black Hammock Island looks to be the cheapest Jacksonville neighborhood to live in.

At this point, we should make it clear that you do get what you pay for — some of these neighborhoods might not be the best places to live in Jacksonville. You could be sacrificing location or crime rates for more space and cheaper groceries.

Read on to see how we determined the places around Jacksonville that deserve a little bragging rights, or maybe you’re interested in the worst neighborhoods in Jacksonville.

For more Florida reading, check out:

Table Of Contents: Top Ten | Methodology | Summary | Table

The 10 Cheapest Neighborhoods To Live In Jacksonville For 2025

1. Black Hammock Island

Overall SnackAbility

4
/10

Population: 610
Cost Of Living Index: 81 (16th cheapest)
Home Value To Income Ratio: 2.0 (14th cheapest)
Rent To Income Ratio: 0.0 (2nd cheapest)
More on Black Hammock Island:

2. Dinsmore

Overall SnackAbility

5
/10

Population: 2,057
Cost Of Living Index: 88 (77th cheapest)
Home Value To Income Ratio: 2.0 (17th cheapest)
Rent To Income Ratio: 0.012 (12th cheapest)
More on Dinsmore:

3. Normandy Village

Overall SnackAbility

5
/10

Population: 2,395
Cost Of Living Index: 85 (48th cheapest)
Home Value To Income Ratio: 2.1 (22nd cheapest)
Rent To Income Ratio: 0.017 (37th cheapest)
More on Normandy Village:

4. Whitehouse

Overall SnackAbility

5
/10

Population: 6,340
Cost Of Living Index: 88 (77th cheapest)
Home Value To Income Ratio: 2.1 (24th cheapest)
Rent To Income Ratio: 0.013 (14th cheapest)
More on Whitehouse:

5. Ortega Hills

Overall SnackAbility

4
/10

Population: 7,409
Cost Of Living Index: 84 (38th cheapest)
Home Value To Income Ratio: 1.2 (cheapest)
Rent To Income Ratio: 0.02 (84th cheapest)
More on Ortega Hills:

6. Royal Terrace

Overall SnackAbility

3
/10

Population: 1,619
Cost Of Living Index: 81 (16th cheapest)
Home Value To Income Ratio: 2.1 (27th cheapest)
Rent To Income Ratio: 0.02 (86th cheapest)
More on Royal Terrace:

7. Robinson’s Addition

Overall SnackAbility

4
/10

Population: 1,404
Cost Of Living Index: 81 (16th cheapest)
Home Value To Income Ratio: 1.8 (9th cheapest)
Rent To Income Ratio: 0.022 (109th cheapest)
More on Robinson’s Addition:

8. Normandy Manor

Overall SnackAbility

5
/10

Population: 6,302
Cost Of Living Index: 88 (77th cheapest)
Home Value To Income Ratio: 2.2 (29th cheapest)
Rent To Income Ratio: 0.017 (38th cheapest)
More on Normandy Manor:

9. 29th And Chase

Overall SnackAbility

4
/10

Population: 1,850
Cost Of Living Index: 81 (16th cheapest)
Home Value To Income Ratio: 1.7 (4th cheapest)
Rent To Income Ratio: 0.024 (126th cheapest)
More on 29th And Chase:

10. College Gardens

Overall SnackAbility

3
/10

Population: 2,323
Cost Of Living Index: 78 (2nd cheapest)
Home Value To Income Ratio: 1.9 (12th cheapest)
Rent To Income Ratio: 0.025 (132nd cheapest)
More on College Gardens:

Methodology: How We Determined The Cheapest Jacksonville Hoods In 2025

To rank the cheapest places to live in Jacksonville, we had to determine what criteria define “cheap” and then apply Saturday Night Science.

Using Census and extrapolated BLS data, we arrived at the following set of criteria:

  • Overall Cost Of Living
  • Rent To Income Ratio
  • Median Home Value To Income Ratio

We then ranked each neighborhood with scores from 1 to 181 in each category, where 1 was the cheapest.

Next, we averaged the rankings for each neighborhood to create a cheap neighborhood index.

And finally, we crowned the neighborhood with the lowest cheapest neighborhood index, the “Cheapest City Neighborhood In Jacksonville.” We’re lookin’ at you, Black Hammock Island.

We updated this article for 2025. This is our fourth time ranking the cheapest neighborhoods to live in Jacksonville. Skip to the end to see the list of all the neighborhoods in the city, from cheapest to most expensive.

Summary: Lowest Cost Places To Live In Jacksonville

If you’re measuring the neighborhoods in Jacksonville where prices are low, and it’s cheap to live, this is an accurate list.

The most affordable neighborhoods in Jacksonville are Black Hammock Island, Dinsmore, Normandy Village, Whitehouse, Ortega Hills, Royal Terrace, Robinson’s Addition, Normandy Manor, 29th And Chase, and College Gardens.

As mentioned earlier, the neighborhoods in Jacksonville aren’t all cheap. Isle Of Palms takes the title of the most expensive neighborhood to live in Jacksonville.

The most expensive neighborhoods in Jacksonville are Isle Of Palms, Brooklyn, Southwood, Blaunt-Quarantine Island, and Pumpkin Hill.

We ranked the neighborhoods from cheapest to most expensive in the chart below.

For more Florida reading, check out:

Detailed List Of The Cheapest Neighborhoods To Live In Jacksonville For 2025

Rank Neighborhood Cost Of Living Index
1 Black Hammock Island 81
2 Dinsmore 88
3 Normandy Village 85
4 Whitehouse 88
5 Ortega Hills 84
6 Royal Terrace 81
7 Robinson’s Addition 81
8 Normandy Manor 88
9 29th And Chase 81
10 College Gardens 78
11 Hillcrest 83
12 Biltmore 87
13 Panama Park 79
14 Deerwood Center 90
15 Midtown 78
16 Del Rio 92
17 Lakeshore 84
18 East Jacksonville 79
19 Woodland Acres 84
20 Hidden Hills 91
21 Love Grove-Riviera Manor 91
22 Larsen 80
23 Tiger Hole-Secret Woods 88
24 Harborview 84
25 Magnolia Gardens 81
26 Oak Haven 90
27 Moncrief Park 81
28 Jacksonville Naval Air Station 97
29 Grand Park 79
30 Woodstock 82
31 Deerwood 113
32 Settlers Landing 92
33 Murray Hill 86
34 San Jose Forest 100
35 Sweetwater 87
36 Saint Nicholas 90
37 Bulls Bay 92
38 Oak Hill 86
39 New Town 82
40 Sherwood Forest 84
41 Duval 88
42 Marietta 86
43 Jacksonville Heights 86
44 Lincoln Villas 85
45 Sunbeam 90
46 Glynlea-Grove Park 89
47 Spring Park 83
48 Herlong 94
49 Argyle Forest 89
50 Phoenix 80
51 Cobblestone 105
52 Duclay Foest 90
53 Windy Hill 85
54 Allendale 83
55 Beauclerc 105
56 Highlands 87
57 Charter Point 97
58 Mcgirts Creek 88
59 Mandarin Station-Losco 97
60 Rolling Hills 89
61 Tallulah-North Shore 83
62 Lake Forest Hills 86
63 Arlington 86
64 Saint Johns Bluff 108
65 Fairfax 109
66 Girvin 106
67 Jacksonville Heights South 92
68 Pickwick Park 102
69 Arlington Hills 88
70 Baymeadows 88
71 Arlingwood 89
72 Golden Glades-The Woods 97
73 Commonwealth 84
74 Brentwood 80
75 Wesconnett 83
76 Jacksonville Farms-Terrace 97
77 Imeson Park 94
78 Lake Forest 86
79 Edgewood Manor 85
80 Holiday Hill 88
81 Cedar Hills Estate 86
82 Sandalwood 96
83 Spring Glen 85
84 Woodmere 86
85 Sans Souci 85
86 Confederate Point 85
87 Turtle Creek 91
88 Ribault 85
89 Royal Lakes 89
90 University Park 92
91 Fairfield 82
92 Springfield 86
93 Chimney Lakes 94
94 Sans Pareil 93
95 Cedar Hills 87
96 The Cape 103
97 Holly Oaks 87
98 Crystal Springs 97
99 Southpoint 91
100 San Mateo 92
101 Duclay 83
102 Fort Caroline Shores 104
103 San Jose 79
104 Englewood 88
105 Oceanway 99
106 Lakewood 97
107 East Arlington 102
108 Longbranch 82
109 Normandy 84
110 Jacksonville University 91
111 Southsuide Estates 90
112 45th And Moncrief 81
113 San Marco 107
114 Miramar 114
115 Jacksonville Heights West 95
116 Fort George Island 108
117 Beach Haven 103
118 Craven 92
119 Hogan 94
120 Regency 88
121 Fairways Forest 91
122 Mid-Westside 81
123 Lackawanna 81
124 Lake Lucina 87
125 Deercreek 111
126 Eagle Bend 103
127 Hogan’s Creek 77
128 Riverview 85
129 Normandy Estate 92
130 Arrowhead 94
131 Ortega Farms 91
132 Arlington Manor 84
133 Ortega 118
134 Biscayne 90
135 Mandarin 103
136 Edgewood 83
137 Garden City 90
138 Monclair 123
139 Clifton 98
140 Goodby’s Creek 93
141 Secret Cove 98
142 Brakridge 82
143 Atlantic Boulevard Estates 89
144 Southside 104
145 Loretto 93
146 Greenfield Manor 89
147 Monterey 85
148 Alderman Park 92
149 Avondale 113
150 Downtown Jacksonville 79
151 Kilarney Shores 84
152 South Riverside 92
153 Atlantic Beach 121
154 Jacksonville Beach 114
155 Beachwood 89
156 Riverside 97
157 Gilmore 104
158 Colony Cove 104
159 Ortega Forest 113
160 Hyde Park 83
161 Park Ridge 95
162 Carver Manor 87
163 Jacksonville North Estate 91
164 Brierwood 94
165 Venetia 104
166 Mixon Town 86
167 Osceola Forest 87
168 Greenland 113
169 Pecan Park 102
170 Neptune Beach 119
171 North Beach 104
172 Beacon Hills And Harbour 106
173 Biscayne Terrace 90
174 Empire Point 90
175 Atlantic Highlands 122
176 Holiday Harbors 122
177 Pumpkin Hill 108
178 Blaunt-Quarantine Island 105
179 Southwood 99
180 Brooklyn 115
181 Isle Of Palms 114
About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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