What is the cost of living in Commerce City, CO?
According to the most recent data on the cost of living, Commerce City has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.
Compared to Colorado, Commerce City has a cost of living index that's 1.1x higher than Colorado's index of 114.
The standard of living in Commerce City ranks as #46 most affordable out of the 111 places we measured in Colorado. By definition, that implies Commerce City ranks as the #65 most expensive place in the Centennial State.
For more reading on life in Commerce City, check out:
Commerce City Cost Of Living Vs. Colorado
Six factors go into calculating the cost of living index in Commerce City. Here is how it fares on each of the criteria:
The Services index in Commerce City is 106.
The Groceries index in Commerce City is 108.
The Health index in Commerce City is 173.
The Housing index in Commerce City is 105.
The Transportation index in Commerce City is 109.
The Utilities index in Commerce City is 113.
| Living Expense | Commerce City | Colorado | National Average |
|---|---|---|---|
| Overall | 127 | 114 | 100 |
| Services | 106 | 104 | 100 |
| Groceries | 108 | 107 | 100 |
| Health | 173 | 135 | 100 |
| Housing | 105 | 104 | 100 |
| Transportation | 109 | 107 | 100 |
| Utilities | 113 | 107 | 100 |
Commerce City Cost Of Living Compared To Colorado Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Colorado, check out:
Protect your home budget Compare home warranties in Commerce City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Commerce City, CO Housing Cost Breakdown
Housing swings affordability the most between places in Colorado, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Commerce City is $490,702.
The Median Rent in Commerce City is $1,880.
The Median Income in Commerce City is $111,972.
The Home Value To Income in Commerce City is 4.4x.
The Rent To Monthly Income in Commerce City is 0.2x.
| Statistic | Commerce City | Colorado | United States |
|---|---|---|---|
| Median Home Value | $490,702 | $541,842 | $332,700 |
| Median Rent | $1,880 | $1,761 | $1,413 |
| Median Income | $111,972 | $95,470 | $80,734 |
| Home Value To Income | 4.4x | 5.7x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.22x | 0.21x |
Commerce City, CO Costs By Category
Detailed Commerce City Services costs vs. Colorado
| Item | Commerce City | Colorado |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $14.7 | $12.13 |
| Bowling | $21.4 | $18 |
| Haircut | $26.81 | $24.26 |
| Beauty Salon | $50.45 | $45.56 |
Detailed Commerce City Groceries costs vs. Colorado
| Item | Commerce City | Colorado |
|---|---|---|
| Ground Beef | $5.23 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $4.3 | $4.93 |
| Pizza | $12.87 | $12.09 |
| Beer | $10.67 | $10.41 |
| Toothpaste | $3.7 | $3.7 |
Detailed Commerce City Health costs vs. Colorado
| Item | Commerce City | Colorado |
|---|---|---|
| Optometrist | $121.38 | $125.68 |
| Doctor | $116.64 | $135.78 |
| Dentist | $126.27 | $113.29 |
Detailed Commerce City Transportation costs vs. Colorado
| Item | Commerce City | Colorado |
|---|---|---|
| Gasoline | $3.67 | $3.46 |
| Tire Balancing | $60.05 | $59.92 |
Detailed Commerce City Utilities costs vs. Colorado
| Item | Commerce City | Colorado |
|---|---|---|
| All Electricity | $145.02 | $193.99 |
| Phone | $194.36 | $192.25 |
