What is the cost of living in Cortez, CO?
According to the most recent data on the cost of living, Cortez has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Colorado, Cortez has a cost of living index that's 0.8x lower than Colorado's index of 114.
The standard of living in Cortez ranks as #4 most affordable out of the 111 places we measured in Colorado. By definition, that implies Cortez ranks as the #107 most expensive place in the Centennial State.
For more reading on life in Cortez, check out:
Cortez Cost Of Living Vs. Colorado
Six factors go into calculating the cost of living index in Cortez. Here is how it fares on each of the criteria:
The Services index in Cortez is 100.
The Groceries index in Cortez is 101.
The Health index in Cortez is 92.
The Housing index in Cortez is 99.
The Transportation index in Cortez is 94.
The Utilities index in Cortez is 97.
| Living Expense | Cortez | Colorado | National Average |
|---|---|---|---|
| Overall | 95 | 114 | 100 |
| Services | 100 | 104 | 100 |
| Groceries | 101 | 107 | 100 |
| Health | 92 | 135 | 100 |
| Housing | 99 | 104 | 100 |
| Transportation | 94 | 107 | 100 |
| Utilities | 97 | 107 | 100 |
Cortez Cost Of Living Compared To Colorado Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Colorado, check out:
Protect your home budget Compare home warranties in Cortez Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cortez, CO Housing Cost Breakdown
Housing swings affordability the most between places in Colorado, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cortez is $339,963.
The Median Rent in Cortez is $984.
The Median Income in Cortez is $54,247.
The Home Value To Income in Cortez is 6.3x.
The Rent To Monthly Income in Cortez is 0.22x.
Cortez, CO Costs By Category
Detailed Cortez Services costs vs. Colorado
Detailed Cortez Groceries costs vs. Colorado
Detailed Cortez Health costs vs. Colorado
Detailed Cortez Transportation costs vs. Colorado
Cortez SnackAbility
Cost Of Living In Cities Around Cortez
The cost of living varies in the cities and towns around Cortez. Here's a quick look at the cost of living in the most populous nearby places:
Farmington, NM has a cost of living index of 99, 1.0x Cortez.
Durango, CO has a cost of living index of 138, 1.5x Cortez.
Shiprock, NM has a cost of living index of 83, 0.9x Cortez.
| City | Population | Cost Of Living | Vs. Cortez |
|---|---|---|---|
| Farmington, NM | 46,314 | 99 | 1.0x |
| Durango, CO | 19,411 | 138 | 1.5x |
| Shiprock, NM | 7,610 | 83 | 0.9x |
| Aztec, NM | 6,150 | 95 | 1.0x |
