What is the cost of living in Fort Morgan, CO?
According to the most recent data on the cost of living, Fort Morgan has an overall cost of living index of 106, which is 1.1x higher than the national index of 100.
Compared to Colorado, Fort Morgan has a cost of living index that's 0.9x lower than Colorado's index of 114.
The standard of living in Fort Morgan ranks as #13 most affordable out of the 111 places we measured in Colorado. By definition, that implies Fort Morgan ranks as the #98 most expensive place in the Centennial State.
For more reading on life in Fort Morgan, check out:
Fort Morgan Cost Of Living Vs. Colorado
Six factors go into calculating the cost of living index in Fort Morgan. Here is how it fares on each of the criteria:
The Services index in Fort Morgan is 101.
The Groceries index in Fort Morgan is 109.
The Health index in Fort Morgan is 96.
The Housing index in Fort Morgan is 107.
The Transportation index in Fort Morgan is 115.
The Utilities index in Fort Morgan is 108.
| Living Expense | Fort Morgan | Colorado | National Average |
|---|---|---|---|
| Overall | 106 | 114 | 100 |
| Services | 101 | 104 | 100 |
| Groceries | 109 | 107 | 100 |
| Health | 96 | 135 | 100 |
| Housing | 107 | 104 | 100 |
| Transportation | 115 | 107 | 100 |
| Utilities | 108 | 107 | 100 |
Fort Morgan Cost Of Living Compared To Colorado Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Colorado, check out:
Protect your home budget Compare home warranties in Fort Morgan Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Fort Morgan, CO Housing Cost Breakdown
Housing swings affordability the most between places in Colorado, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fort Morgan is $328,287.
The Median Rent in Fort Morgan is $1,067.
The Median Income in Fort Morgan is $64,158.
The Home Value To Income in Fort Morgan is 5.1x.
The Rent To Monthly Income in Fort Morgan is 0.2x.
| Statistic | Fort Morgan | Colorado | United States |
|---|---|---|---|
| Median Home Value | $328,287 | $541,842 | $332,700 |
| Median Rent | $1,067 | $1,761 | $1,413 |
| Median Income | $64,158 | $95,470 | $80,734 |
| Home Value To Income | 5.1x | 5.7x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.22x | 0.21x |
Fort Morgan, CO Costs By Category
Detailed Fort Morgan Services costs vs. Colorado
| Item | Fort Morgan | Colorado |
|---|---|---|
| Shampoo | $1.19 | $1.28 |
| Movie | $11.09 | $12.13 |
| Bowling | $22.22 | $18 |
| Haircut | $25.33 | $24.26 |
| Beauty Salon | $45.45 | $45.56 |
Detailed Fort Morgan Groceries costs vs. Colorado
| Item | Fort Morgan | Colorado |
|---|---|---|
| Ground Beef | $5.56 | $5.84 |
| Fried Chicken | $1.43 | $1.57 |
| Milk | $4.89 | $4.67 |
| Potatoes | $4.62 | $4.93 |
| Pizza | $11.06 | $12.09 |
| Beer | $11.34 | $10.41 |
| Toothpaste | $4.12 | $3.7 |
Detailed Fort Morgan Health costs vs. Colorado
| Item | Fort Morgan | Colorado |
|---|---|---|
| Optometrist | $110.45 | $125.68 |
| Doctor | $188.89 | $135.78 |
| Dentist | $107.78 | $113.29 |
Detailed Fort Morgan Transportation costs vs. Colorado
| Item | Fort Morgan | Colorado |
|---|---|---|
| Gasoline | $3.58 | $3.46 |
| Tire Balancing | $73.58 | $59.92 |
Detailed Fort Morgan Utilities costs vs. Colorado
| Item | Fort Morgan | Colorado |
|---|---|---|
| All Electricity | $161.0 | $193.99 |
| Phone | $195.56 | $192.25 |
Fort Morgan SnackAbility
Cost Of Living In Cities Around Fort Morgan
The cost of living varies in the cities and towns around Fort Morgan. Here's a quick look at the cost of living in the most populous nearby places:
Sterling, CO has a cost of living index of 100, 0.9x Fort Morgan.
Brush, CO has a cost of living index of 106, 1.0x Fort Morgan.
| City | Population | Cost Of Living | Vs. Fort Morgan |
|---|---|---|---|
| Sterling, CO | 13,172 | 100 | 0.9x |
| Brush, CO | 5,306 | 106 | 1.0x |
